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Additionally, the research investigated how the economic impact of COVID\u201019, family income, gender, and marital status may moderate these associations.<\/jats:p><\/jats:sec><jats:sec><jats:title>Design<\/jats:title><jats:p>A cross\u2010sectional descriptive design.<\/jats:p><\/jats:sec><jats:sec><jats:title>Methods<\/jats:title><jats:p>An online survey was conducted in T\u00fcrkiye. 1702 participants completed self\u2010report measures assessing COVID\u201019 fear, depression, social, emotional, and romantic loneliness, and satisfaction with life.<\/jats:p><\/jats:sec><jats:sec><jats:title>Results<\/jats:title><jats:p>The findings revealed positive associations between COVID\u201019 fear and depression, along with negative relationships between COVID\u201019 fear and family, social, and romantic loneliness. Depression was identified as a mediator in the relationship between COVID\u201019 fear and the different components of loneliness. These loneliness components, in turn, influenced life satisfaction. Furthermore, the study found significant moderation effects related to the economic impact of COVID\u201019 restrictions, family income, marital status, and gender.<\/jats:p><\/jats:sec><jats:sec><jats:title>Conclusions<\/jats:title><jats:p>This study provides evidence about the psychological mechanisms linking COVID\u201019 fear to life satisfaction. It highlights the mediating role of depression and the moderating effects of demographic and economic factors. The findings emphasise the need for targeted mental health interventions, particularly addressing the varied impact of COVID\u201019 fear across different social and economic groups. This evidence can inform strategies aimed at improving life satisfaction during periods of social and economic disruption.<\/jats:p><\/jats:sec><jats:sec><jats:title>Patient or Public Contribution<\/jats:title><jats:p>This study has no direct patient involvement in its design, conduct, or reporting. 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