{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,3,28]],"date-time":"2025-03-28T06:46:51Z","timestamp":1743144411536,"version":"3.40.3"},"publisher-location":"Cham","reference-count":30,"publisher":"Springer International Publishing","isbn-type":[{"type":"print","value":"9783030577957"},{"type":"electronic","value":"9783030577964"}],"license":[{"start":{"date-parts":[[2020,8,21]],"date-time":"2020-08-21T00:00:00Z","timestamp":1597968000000},"content-version":"tdm","delay-in-days":0,"URL":"http:\/\/www.springer.com\/tdm"},{"start":{"date-parts":[[2020,8,21]],"date-time":"2020-08-21T00:00:00Z","timestamp":1597968000000},"content-version":"vor","delay-in-days":0,"URL":"http:\/\/www.springer.com\/tdm"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2021]]},"DOI":"10.1007\/978-3-030-57796-4_33","type":"book-chapter","created":{"date-parts":[[2020,8,20]],"date-time":"2020-08-20T05:22:44Z","timestamp":1597900964000},"page":"338-347","update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":0,"title":["Credit Rating Based on Hybrid Sampling and Dynamic Ensemble"],"prefix":"10.1007","author":[{"given":"Shudong","family":"Liu","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Jiamin","family":"Wei","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Xu","family":"Chen","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Chuang","family":"Wang","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Xu An","family":"Wang","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"297","published-online":{"date-parts":[[2020,8,21]]},"reference":[{"key":"33_CR1","doi-asserted-by":"crossref","unstructured":"Thomas, L.C., Edelman, D., Crook, J.: Credit Scoring and Its Application. SIAM, Philadelphia (2002)","DOI":"10.1137\/1.9780898718317"},{"key":"33_CR2","unstructured":"Xiao, J., Zhou, X., Zhong, Y., Xie, L.: Cost-sensitive semi-supervised selective ensemble model for customer credit scoring. Knowl.-Based Syst. 189 (2020). Article No. 113351"},{"key":"33_CR3","doi-asserted-by":"publisher","first-page":"700","DOI":"10.1016\/j.ins.2018.08.001","volume":"507","author":"S Maldonado","year":"2020","unstructured":"Maldonado, S., Peters, G., Weber, R.: Credit scoring using three-way decisions with probabilistic rough sets. Inf. Sci. 507, 700\u2013714 (2020)","journal-title":"Inf. Sci."},{"key":"33_CR4","doi-asserted-by":"crossref","unstructured":"Classifier selection and clustering with fuzzy assignment in ensemble model for credit scoring. Neurocomputing 316, 210\u2013221 (2018)","DOI":"10.1016\/j.neucom.2018.07.070"},{"key":"33_CR5","unstructured":"Eisenbeis, R.A.: Problems in applying discriminant analysis in credit scoring models. J. Bank. Finance 2(3), 205\u2013219 (1978)"},{"issue":"4","key":"33_CR6","doi-asserted-by":"publisher","first-page":"285","DOI":"10.1002\/1520-6297(198524)1:4<285::AID-AGR2720010406>3.0.CO;2-M","volume":"1","author":"E William","year":"1985","unstructured":"William, E., Hardy, J.R., John, L., Adrian, J.R.: A linear programming alternative to discriminant analysis in credit scoring. Agribusiness 1(4), 285\u2013292 (1985)","journal-title":"Agribusiness"},{"key":"33_CR7","unstructured":"Mircea, G., Pirtea, M., Neamtu, M., Bazavan, S.: Discriminant analysis in a credit scoring model. In: AIASABEBI 2011, pp. 257\u2013262, August 2011"},{"key":"33_CR8","doi-asserted-by":"crossref","unstructured":"Patra, S., Shanker, K., Kundu, D.: Sparse maximum margin logistic regression for credit scoring. In: ICDM 2008, pp. 977\u2013982, December 2008","DOI":"10.1109\/ICDM.2008.84"},{"key":"33_CR9","doi-asserted-by":"crossref","unstructured":"Sohn, S.Y., Kim, D.H., Yoon, J.H.: Technology credit scoring model with fuzzy logistic regression. Appl. Soft Comput. 43, 150\u2013158 (2016)","DOI":"10.1016\/j.asoc.2016.02.025"},{"key":"33_CR10","doi-asserted-by":"crossref","unstructured":"Vedala, R., Kumar, B.R.: An application of Naive Bayes classification for credit scoring in e-lending platform. In: ICDSE 2012, pp. 21\u201329, July 2012","DOI":"10.1109\/ICDSE.2012.6282321"},{"issue":"4","key":"33_CR11","doi-asserted-by":"publisher","first-page":"981","DOI":"10.1016\/j.csda.2011.06.036","volume":"56","author":"A Capotorti","year":"2012","unstructured":"Capotorti, A., Barbanera, E.: Credit scoring analysis using a fuzzy probabilistic rough set model. Comput. Stat. Data Anal. 56(4), 981\u2013994 (2012)","journal-title":"Comput. Stat. Data Anal."},{"key":"33_CR12","doi-asserted-by":"publisher","first-page":"77","DOI":"10.2307\/2348414","volume":"65","author":"WE Henley","year":"1996","unstructured":"Henley, W.E., Hand, D.J.: A k-NN classifier for assessing consumer credit risk. Statistician 65, 77\u201395 (1996)","journal-title":"Statistician"},{"key":"33_CR13","doi-asserted-by":"crossref","unstructured":"Mukid, M.A., Widiharih, T., Rusgiyono, A.: Credit scoring analysis using weight k nearest neighbor. In: The 7th International Seminar on New Paradigm and Innovation on Natural Science and Its Application, October 2017","DOI":"10.1088\/1742-6596\/1025\/1\/012114"},{"key":"33_CR14","doi-asserted-by":"publisher","first-page":"15273","DOI":"10.1016\/j.eswa.2011.06.028","volume":"38","author":"G Nie","year":"2011","unstructured":"Nie, G., Rowe, W., Zhang, L., Tian, Y., Shi, Y.: Credit card churn forecasting by logistic regression and decision tree. Expert Syst. Appl. 38, 15273\u201315285 (2011)","journal-title":"Expert Syst. Appl."},{"issue":"4","key":"33_CR15","doi-asserted-by":"publisher","first-page":"4007","DOI":"10.1016\/j.eswa.2011.09.075","volume":"39","author":"SY Sohn","year":"2012","unstructured":"Sohn, S.Y., Kim, J.W.: Decision tree-based technology credit scoring for start-up firms: Korean case. Expert Syst. Appl. 39(4), 4007\u20134012 (2012)","journal-title":"Expert Syst. Appl."},{"key":"33_CR16","doi-asserted-by":"publisher","first-page":"105","DOI":"10.1016\/j.eswa.2017.01.011","volume":"74","author":"Z Li","year":"2017","unstructured":"Li, Z., Tian, Y., Li, K., Zhou, F.: Reject inference in credit scoring using semi-supervised support vector machines. Expert Syst. Appl. 74, 105\u2013114 (2017)","journal-title":"Expert Syst. Appl."},{"issue":"3","key":"33_CR17","doi-asserted-by":"publisher","first-page":"1008","DOI":"10.1016\/j.ejor.2019.08.010","volume":"280","author":"J Luo","year":"2020","unstructured":"Luo, J., Yan, X., Tian, Y.: Unsupervised quadratic surface support vector machine with application to credit risk assessment. Eur. J. Oper. Res. 280(3), 1008\u20131017 (2020)","journal-title":"Eur. J. Oper. Res."},{"issue":"7","key":"33_CR18","doi-asserted-by":"publisher","first-page":"3508","DOI":"10.1016\/j.eswa.2014.12.006","volume":"42","author":"Z Zhou","year":"2015","unstructured":"Zhou, Z., Xu, S., Kang, B.H.: Investigation and improvement of multi-layer perceptron neural networks for credit scoring. Expert Syst. Appl. 42(7), 3508\u20133516 (2015)","journal-title":"Expert Syst. Appl."},{"key":"33_CR19","unstructured":"Mancisidor, R.A., Kampffmeyer, M., Aas, K., Jenssen, R.: Deep generative models for reject inference in credit scoring. Knowl.-Based Syst. 196 (2020). Article No. 105758"},{"key":"33_CR20","doi-asserted-by":"publisher","first-page":"76","DOI":"10.1016\/j.ins.2017.10.017","volume":"425","author":"J Sun","year":"2018","unstructured":"Sun, J., Lang, J., Fujita, H., Li, H.: Imbalanced enterprise credit evaluation with DTE-SBD: decision tree ensemble based on SMOTE and bagging with differentiated sampling rates. Inf. Sci. 425, 76\u201391 (2018)","journal-title":"Inf. Sci."},{"key":"33_CR21","unstructured":"Arora, N., Kaur, P.D.: A Bolasso based consistent feature selection enabled random forest classification algorithm: an application to credit risk assessment. Appl. Soft Comput. 86 (2020). Article No. 105936"},{"key":"33_CR22","doi-asserted-by":"publisher","first-page":"225","DOI":"10.1016\/j.eswa.2017.02.017","volume":"78","author":"Y Xia","year":"2017","unstructured":"Xia, Y., Liu, C., Li, Y., Liu, N.: a boosted decision tree approach using Bayesian hyper-parameter optimization for credit scoring. Expert Syst. Appl. 78, 225\u2013241 (2017)","journal-title":"Expert Syst. Appl."},{"key":"33_CR23","doi-asserted-by":"publisher","first-page":"914","DOI":"10.1016\/j.asoc.2018.09.029","volume":"73","author":"Y Chang","year":"2018","unstructured":"Chang, Y., Chang, K., Wu, G.: Application of eXtreme gradient boosting trees in the construction of credit risk assessment models for financial institutions. Appl. Soft Comput. 73, 914\u2013920 (2018)","journal-title":"Appl. Soft Comput."},{"key":"33_CR24","doi-asserted-by":"publisher","first-page":"139","DOI":"10.1016\/j.asoc.2018.01.021","volume":"65","author":"X Feng","year":"2018","unstructured":"Feng, X., Xiao, Z., Zhong, B., Qiu, J., Dong, Y.: Dynamic ensemble classification for credit scoring using soft probability. Appl. Soft Comput. 65, 139\u2013151 (2018)","journal-title":"Appl. Soft Comput."},{"key":"33_CR25","unstructured":"Junior, L.M., Nardini, F.M., Renso, C., Trani, R.: A novel approach to define the local region of dynamic selection techniques in imbalance credit scoring problems. Expert Syst. Appl. 152 (2020). Article No. 113351"},{"key":"33_CR26","first-page":"71","volume":"5","author":"UR Salunkhe","year":"2018","unstructured":"Salunkhe, U.R., Mali, S.N.: A hybrid approach for class imbalance problem in customer churn prediction: a novel extension to undersampling. Intell. Syst. Appl. 5, 71\u201381 (2018)","journal-title":"Intell. Syst. Appl."},{"issue":"5","key":"33_CR27","doi-asserted-by":"publisher","first-page":"1718","DOI":"10.1016\/j.patcog.2007.10.015","volume":"41","author":"AHR Ko","year":"2008","unstructured":"Ko, A.H.R., Sabourin, R., Britto, A.S., et al.: From dynamic classifier selection to dynamic ensemble selection. Pattern Recogn. 41(5), 1718\u20131731 (2008)","journal-title":"Pattern Recogn."},{"key":"33_CR28","unstructured":"Sabourin, M., Mitiche, A., Thomas, D.: Classifier combination for hand-printed digit recognition. In: ICDAR, pp. 163\u2013166 (1993)"},{"key":"33_CR29","unstructured":"Woods, K., Kegelmeyer, W.P., Bowyer, K.: Combination of multiple classifiers using local accuracy estimates. IEEE Trans. Pattern Anal. Mach. Intell. 19(4), 405\u2013410 (1997)"},{"issue":"5","key":"33_CR30","doi-asserted-by":"publisher","first-page":"1925","DOI":"10.1016\/j.patcog.2014.12.003","volume":"48","author":"RMO Cruz","year":"2015","unstructured":"Cruz, R.M.O., Sabourin, R., Cavalcanti, G.D.C.: META-DES: a dynamic ensemble selection framework using meta-learning. Pattern Recogn. 48(5), 1925\u20131935 (2015)","journal-title":"Pattern Recogn."}],"container-title":["Advances in Intelligent Systems and Computing","Advances in Intelligent Networking and Collaborative Systems"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1007\/978-3-030-57796-4_33","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2020,8,20]],"date-time":"2020-08-20T05:36:56Z","timestamp":1597901816000},"score":1,"resource":{"primary":{"URL":"http:\/\/link.springer.com\/10.1007\/978-3-030-57796-4_33"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2020,8,21]]},"ISBN":["9783030577957","9783030577964"],"references-count":30,"URL":"https:\/\/doi.org\/10.1007\/978-3-030-57796-4_33","relation":{},"ISSN":["2194-5357","2194-5365"],"issn-type":[{"type":"print","value":"2194-5357"},{"type":"electronic","value":"2194-5365"}],"subject":[],"published":{"date-parts":[[2020,8,21]]},"assertion":[{"value":"21 August 2020","order":1,"name":"first_online","label":"First Online","group":{"name":"ChapterHistory","label":"Chapter History"}},{"value":"INCoS","order":1,"name":"conference_acronym","label":"Conference Acronym","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"International Conference on Intelligent Networking and Collaborative Systems","order":2,"name":"conference_name","label":"Conference Name","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"Victoria, BC","order":3,"name":"conference_city","label":"Conference City","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"Canada","order":4,"name":"conference_country","label":"Conference Country","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"2020","order":5,"name":"conference_year","label":"Conference Year","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"31 August 2020","order":7,"name":"conference_start_date","label":"Conference Start Date","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"2 September 2020","order":8,"name":"conference_end_date","label":"Conference End Date","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"12","order":9,"name":"conference_number","label":"Conference Number","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"incos2020","order":10,"name":"conference_id","label":"Conference ID","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"http:\/\/voyager.ce.fit.ac.jp\/conf\/incos\/2020\/","order":11,"name":"conference_url","label":"Conference URL","group":{"name":"ConferenceInfo","label":"Conference Information"}}]}}