{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,10,8]],"date-time":"2025-10-08T15:14:17Z","timestamp":1759936457894,"version":"3.40.3"},"publisher-location":"Cham","reference-count":31,"publisher":"Springer International Publishing","isbn-type":[{"type":"print","value":"9783319203058"},{"type":"electronic","value":"9783319203065"}],"license":[{"start":{"date-parts":[[2015,1,1]],"date-time":"2015-01-01T00:00:00Z","timestamp":1420070400000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.springernature.com\/gp\/researchers\/text-and-data-mining"},{"start":{"date-parts":[[2015,1,1]],"date-time":"2015-01-01T00:00:00Z","timestamp":1420070400000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.springernature.com\/gp\/researchers\/text-and-data-mining"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2015]]},"DOI":"10.1007\/978-3-319-20306-5_19","type":"book-chapter","created":{"date-parts":[[2015,5,25]],"date-time":"2015-05-25T14:58:34Z","timestamp":1432565914000},"page":"205-216","source":"Crossref","is-referenced-by-count":8,"title":["Influencing Retirement Saving Behavior with Expert Advice and Social Comparison as Persuasive Techniques"],"prefix":"10.1007","author":[{"given":"Junius","family":"Gunaratne","sequence":"first","affiliation":[]},{"given":"Oded","family":"Nov","sequence":"additional","affiliation":[]}],"member":"297","reference":[{"key":"19_CR1","unstructured":"Dougherty, C.: Retirement Savings Accounts Draw U.S. Consumer Bureau Attention. In Bloomberg"},{"issue":"1-2","key":"19_CR2","doi-asserted-by":"publisher","first-page":"101","DOI":"10.1007\/s11257-011-9112-x","volume":"22","author":"J.A. Konstan","year":"2012","unstructured":"Konstan, J.A., Riedl, J.: Recommender systems: from algorithms to user experience. User Modeling and User-Adapted Interaction\u00a022(1-2), 101\u2013123 (2012)","journal-title":"User Modeling and User-Adapted Interaction"},{"issue":"4","key":"19_CR3","doi-asserted-by":"crossref","first-page":"40","DOI":"10.1257\/aer.100.4.1358","volume":"100","author":"Y. Chen","year":"2010","unstructured":"Chen, Y., et al.: Social Comparisons and Contributions to Online Communities: A Field Experiment on MovieLens. American Economic Review\u00a0100(4), 40 (2010)","journal-title":"American Economic Review"},{"key":"19_CR4","doi-asserted-by":"crossref","unstructured":"Thaler, R.H., Benartzi, S.: Save More Tomorrow: Using behavioral economics to increase employee saving. Journal of Political Economy\u00a0112, S164\u2013S187 (2004)","DOI":"10.1086\/380085"},{"key":"19_CR5","unstructured":"Helman, R., et al.: The 2014 Retirement Confidence Survey: Confidence Rebounds\u2014for Those With Retirement Plans. Employee Benefit Research Institute"},{"issue":"7","key":"19_CR6","first-page":"42","volume":"92","author":"R. Merton","year":"2014","unstructured":"Merton, R.: The Crisis in Retirement Planning. Harvard Business Review\u00a092(7), 42\u201350 (2014)","journal-title":"Harvard Business Review"},{"issue":"1","key":"19_CR7","doi-asserted-by":"publisher","first-page":"7","DOI":"10.1007\/BF00055564","volume":"1","author":"W. Samuelson","year":"1988","unstructured":"Samuelson, W., Zeckhauser, R.: Status Quo Bias in Decision Making. Journal of Risk and Uncertainty\u00a01(1), 7\u201359 (1988)","journal-title":"Journal of Risk and Uncertainty"},{"key":"19_CR8","unstructured":"Individual Account Retirement Plans: An Analysis of the 2007 Survey of Consumer Finances, With Market Adjustments to June 2009. Employee Benefit Research Institute (2009)"},{"key":"19_CR9","doi-asserted-by":"crossref","unstructured":"Poterba, J., et al.: Lifecycle Asset Allocation Strategies and the Distribution of 401(k) Retirement Wealth, NBER: NBER (2006)","DOI":"10.3386\/w11974"},{"key":"19_CR10","unstructured":"Vanguard Target Retirement Funds (October 5, 2014, \n                        https:\/\/investor.vanguard.com\/mutual-funds\/target-retirement\/."},{"key":"19_CR11","unstructured":"Wealthfront, \n                        http:\/\/www.wealthfront.com"},{"key":"19_CR12","unstructured":"Betterment, \n                        http:\/\/www.betterment.com"},{"issue":"1-2","key":"19_CR13","doi-asserted-by":"publisher","first-page":"115","DOI":"10.1023\/A:1009804230409","volume":"5","author":"J.B. Schafer","year":"2001","unstructured":"Schafer, J.B., Konstan, J.A., Riedl, J.: E-Commerce Recommendation Applications. Data Min. Knowl. Discov.\u00a05(1-2), 115\u2013153 (2001)","journal-title":"Data Min. Knowl. Discov."},{"issue":"5","key":"19_CR14","doi-asserted-by":"publisher","first-page":"469","DOI":"10.1016\/j.elerap.2012.05.003","volume":"11","author":"H. Yum","year":"2012","unstructured":"Yum, H., Lee, B., Chae, M.: From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms. Electron. Commer. Rec. Appl.\u00a011(5), 469\u2013483 (2012)","journal-title":"Electron. Commer. Rec. Appl."},{"issue":"3","key":"19_CR15","doi-asserted-by":"publisher","first-page":"73","DOI":"10.2753\/JEC1086-4415150304","volume":"15","author":"S. Hill","year":"2011","unstructured":"Hill, S., Ready-Campbell, N.: Expert Stock Picker: The Wisdom of (Experts in) Crowds. Int. J. Electron. Commerce\u00a015(3), 73\u2013102 (2011)","journal-title":"Int. J. Electron. Commerce"},{"key":"19_CR16","unstructured":"Teppan, E.C., Felfernig, A., Isak, K.: Decoy effects in financial service E-sales systems (2011)"},{"key":"19_CR17","doi-asserted-by":"crossref","unstructured":"Fogg, B.J.: Persuasive Technology: Using Computers to Change What We Think and Do. In: Jonathan, G., Jakob, N., Stuart, C. (eds.) Science & Technology Books, p. 224 (2002)","DOI":"10.1145\/764008.763957"},{"key":"19_CR18","doi-asserted-by":"crossref","unstructured":"Yun, R., et al.: Sustainability in the workplace: nine intervention techniques for behavior change. In: Proceedings of the 8th international conference on Persuasive Technology. Springer-Verlag, Sydney (2013)","DOI":"10.1007\/978-3-642-37157-8_30"},{"key":"19_CR19","doi-asserted-by":"crossref","unstructured":"Froehlich, J., et al.: The design and evaluation of prototype eco-feedback displays for fixture-level water usage data. In: Proceedings of the SIGCHI Conference on Human Factors in Computing Systems. ACM, Austin (2012)","DOI":"10.1145\/2207676.2208397"},{"issue":"3","key":"19_CR20","doi-asserted-by":"publisher","first-page":"247","DOI":"10.2307\/1926560","volume":"51","author":"R.C. Merton","year":"1969","unstructured":"Merton, R.C.: Lifetime Portfolio Selection under Uncertainty: The Continuous-Time Case. The Review of Economics and Statistics\u00a051(3), 247\u2013257 (1969)","journal-title":"The Review of Economics and Statistics"},{"key":"19_CR21","doi-asserted-by":"crossref","unstructured":"Mitchell, O., Utkus, S.: Target Date Funds in 401(k) Retirement Plans, National Bureau of Economic Research (2012)","DOI":"10.3386\/w17911"},{"key":"19_CR22","doi-asserted-by":"crossref","unstructured":"Vines, J., Dunphy, P., Monk, A.: Pay or delay: the role of technology when managing a low income. In: Proceedings of the SIGCHI Conference on Human Factors in Computing Systems, Toronto, ON, Canada (2014)","DOI":"10.1145\/2556288.2556961"},{"key":"19_CR23","doi-asserted-by":"crossref","unstructured":"Kaye, J.J., et al.: Money talks: tracking personal finances. In: Proceedings of the 32nd Annual ACM conference on Human Factors in Computing Systems. ACM (2014)","DOI":"10.1145\/2556288.2556975"},{"key":"19_CR24","doi-asserted-by":"publisher","first-page":"431","DOI":"10.1145\/2485760.2485832","volume-title":"Proceedings of the 12th International Conference on Interaction Design and Children","author":"M. Cramer","year":"2013","unstructured":"Cramer, M., Hayes, G.R.: The digital economy: a case study of designing for classrooms. In: Proceedings of the 12th International Conference on Interaction Design and Children, pp. 431\u2013434. ACM, New York (2013)"},{"key":"19_CR25","doi-asserted-by":"crossref","unstructured":"Gunaratne, J., Nov, O.: Informing and improving retirement saving performance using behavioral economic theory-driven user interfaces. In: Proceedings of the SIGCHI Conference on Human Factors in Computing Systems. ACM, Seoul (2015)","DOI":"10.1145\/2702123.2702408"},{"key":"19_CR26","series-title":"Lecture Notes in Computer Science","doi-asserted-by":"publisher","first-page":"253","DOI":"10.1007\/978-3-642-37157-8_30","volume-title":"Persuasive Technology","author":"R. Yun","year":"2013","unstructured":"Yun, R., Scupelli, P., Aziz, A., Loftness, V.: Sustainability in the workplace: nine intervention techniques for behavior change. In: Berkovsky, S., Freyne, J. (eds.) PERSUASIVE 2013. LNCS, vol.\u00a07822, pp. 253\u2013265. Springer, Heidelberg (2013)"},{"key":"19_CR27","doi-asserted-by":"crossref","first-page":"2367","DOI":"10.1145\/2207676.2208397","volume-title":"Proceedings of the SIGCHI Conference on Human Factors in Computing Systems","author":"J. Froehlich","year":"2012","unstructured":"Froehlich, J., et al.: The design and evaluation of prototype eco-feedback displays for fixture-level water usage data. In: Proceedings of the SIGCHI Conference on Human Factors in Computing Systems, pp. 2367\u20132376. ACM, Austin (2012)"},{"key":"19_CR28","unstructured":"Commission, U.S.S.a.E. Invest Wisely: An Introduction to Mutual Funds [cited 2014], \n                        http:\/\/www.sec.gov\/investor\/pubs\/inwsmf.htm"},{"key":"19_CR29","unstructured":"TIAA-CREF Lifecycle Funds: Methodology and Design, TIAA-CREF Asset Management (2014)"},{"key":"19_CR30","unstructured":"Ibbotson, R.G., et al.: Lifetime Financial Advice: Human Capital, Asset Allocation, and Insurance. Research Foundation Publications. The Research Foundation of CFA Institute, 95 (2007)"},{"key":"19_CR31","doi-asserted-by":"crossref","first-page":"1401","DOI":"10.1145\/2207676.2208600","volume-title":"Proceedings of the SIGCHI Conference on Human Factors in Computing Systems","author":"J.S. Bauer","year":"2012","unstructured":"Bauer, J.S., et al.: ShutEye: encouraging awareness of healthy sleep recommendations with a mobile, peripheral display. In: Proceedings of the SIGCHI Conference on Human Factors in Computing Systems, pp. 1401\u20131410. ACM, Austin (2012)"}],"container-title":["Lecture Notes in Computer Science","Persuasive Technology"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/link.springer.com\/content\/pdf\/10.1007\/978-3-319-20306-5_19","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2023,2,21]],"date-time":"2023-02-21T01:51:26Z","timestamp":1676944286000},"score":1,"resource":{"primary":{"URL":"https:\/\/link.springer.com\/10.1007\/978-3-319-20306-5_19"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2015]]},"ISBN":["9783319203058","9783319203065"],"references-count":31,"URL":"https:\/\/doi.org\/10.1007\/978-3-319-20306-5_19","relation":{},"ISSN":["0302-9743","1611-3349"],"issn-type":[{"type":"print","value":"0302-9743"},{"type":"electronic","value":"1611-3349"}],"subject":[],"published":{"date-parts":[[2015]]}}}