{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,6,12]],"date-time":"2025-06-12T23:10:10Z","timestamp":1749769810418,"version":"3.41.0"},"publisher-location":"Cham","reference-count":43,"publisher":"Springer International Publishing","isbn-type":[{"type":"print","value":"9783319502366"},{"type":"electronic","value":"9783319502373"}],"license":[{"start":{"date-parts":[[2016,1,1]],"date-time":"2016-01-01T00:00:00Z","timestamp":1451606400000},"content-version":"unspecified","delay-in-days":0,"URL":"http:\/\/www.springer.com\/tdm"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2016]]},"DOI":"10.1007\/978-3-319-50237-3_1","type":"book-chapter","created":{"date-parts":[[2016,11,29]],"date-time":"2016-11-29T05:59:44Z","timestamp":1480399184000},"page":"9-56","update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":1,"title":["What Do People Expect from a Financial Awareness Platform? Insights from an Online Survey"],"prefix":"10.1007","author":[{"given":"Georgios A.","family":"Panos","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Konstantinos","family":"Gkrimmotsis","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Christoforos","family":"Bouzanis","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Aikaterini","family":"Katmada","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Anna","family":"Satsiou","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Gian-Luca","family":"Gasparini","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Aurora","family":"Prospero","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Ioannis","family":"Praggidis","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Eirini","family":"Karapistoli","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"297","published-online":{"date-parts":[[2016,11,30]]},"reference":[{"key":"1_CR1","unstructured":"PROFIT Project. http:\/\/projectprofit.eu\/"},{"key":"1_CR2","unstructured":"Klapper, L., Lusardi, A., Panos, G.: Financial literacy and entrepreneurship. Global Financial Literacy Excellence Center working paper 2015-3 (2016a)"},{"issue":"9","key":"1_CR3","doi-asserted-by":"publisher","first-page":"2490","DOI":"10.1093\/rfs\/hhw006","volume":"29","author":"M Brown","year":"2016","unstructured":"Brown, M., Grigsby, J., van der Klaauw, W., Wen, J., Zafar, B.: Financial education and the debt behavior of the young. Rev. Financ. Stud. 29(9), 2490\u20132522 (2016)","journal-title":"Rev. Financ. Stud."},{"key":"1_CR4","unstructured":"Panos, G.A., Wright, R.E.: Financial literacy among Scottish students. Working paper (2016)"},{"issue":"1","key":"1_CR5","doi-asserted-by":"publisher","first-page":"5","DOI":"10.1257\/jel.52.1.5","volume":"52","author":"A Lusardi","year":"2014","unstructured":"Lusardi, A., Mitchell, O.S.: The economic importance of financial literacy: theory and evidence. J. Econ. Lit. 52(1), 5\u201344 (2014)","journal-title":"J. Econ. Lit."},{"key":"1_CR6","doi-asserted-by":"crossref","unstructured":"Lusardi, A., Michaud, P.C., Mitchell, O.S.: Optimal financial knowledge and wealth inequality. J. Polit. Econ. (2015, to appear)","DOI":"10.2139\/ssrn.2585222"},{"key":"1_CR7","doi-asserted-by":"crossref","unstructured":"Demirg\u00fc\u00e7-Kunt, A., Klapper, L., Panos, G.A.: Determinants of saving for old age around the world. In: Mitchell, O.S., Maurer, R., Orszag, J.M. (eds.) Retirement System Risk Management: Implications of the New Regulatory Order. Oxford University Press (2016, in press)","DOI":"10.1093\/acprof:oso\/9780198787372.003.0007"},{"issue":"4","key":"1_CR8","doi-asserted-by":"publisher","first-page":"497","DOI":"10.1017\/S1474747211000448","volume":"10","author":"A Lusardi","year":"2011","unstructured":"Lusardi, A., Mitchell, O.S.: Financial literacy around the world: an overview. J. Pension Econ. Finan. 10(4), 497\u2013508 (2011)","journal-title":"J. Pension Econ. Finan."},{"issue":"4","key":"1_CR9","doi-asserted-by":"publisher","first-page":"599","DOI":"10.1017\/S1474747211000503","volume":"10","author":"LF Klapper","year":"2011","unstructured":"Klapper, L.F., Panos, G.A.: Financial literacy and retirement planning: the Russian case. J. Pension Econ. Finan. 10(4), 599\u2013618 (2011)","journal-title":"J. Pension Econ. Finan."},{"key":"1_CR10","doi-asserted-by":"publisher","first-page":"449","DOI":"10.1111\/j.1468-0297.2012.02501.x","volume":"122","author":"M Rooij Van","year":"2012","unstructured":"Van Rooij, M., Lusardi, A., Alessie, R.: Financial literacy, retirement planning and household wealth. Econ. J. 122, 449\u2013478 (2012)","journal-title":"Econ. J."},{"issue":"1","key":"1_CR11","doi-asserted-by":"publisher","first-page":"261","DOI":"10.1162\/003355301556400","volume":"116","author":"BM Barber","year":"2001","unstructured":"Barber, B.M., Odean, T.: Boys will be boys: gender, overconfidence and common stock investment. Q. J. Econ. 116(1), 261\u2013292 (2001)","journal-title":"Q. J. Econ."},{"key":"1_CR12","unstructured":"Panos, G.A.: 5 findings about the link between financial awareness and financial stability. EPALE blogpost (2016). http:\/\/ec.europa.eu\/epale\/en\/blog\/5-findings-about-link-between-financial-awareness-and-financial-stability"},{"key":"1_CR13","unstructured":"McPhail, K., Paisley, N., Paisley C., Panos, G.A.: Accounting in the home and school \u2013 a social constructivist perspective. University of Glasgow, Working paper (2016)"},{"key":"1_CR14","doi-asserted-by":"crossref","unstructured":"Nolte, S., Schneider, J.C.: Don\u2019t Lapse into Temptation: A Behavioral Explanation for Policy Surrender. Working paper (2015)","DOI":"10.2139\/ssrn.2555268"},{"key":"1_CR15","doi-asserted-by":"crossref","unstructured":"Lusardi, A., Tufano, P.: Debt Literacy, Financial Experiences, and Over indebtedness. National Bureau of Economic Research Working Paper 14808 (2009)","DOI":"10.3386\/w14808"},{"issue":"3","key":"1_CR16","doi-asserted-by":"publisher","first-page":"590","DOI":"10.1016\/j.joep.2011.11.006","volume":"33","author":"J Gathergood","year":"2011","unstructured":"Gathergood, J.: Self-control, financial literacy and consumer over-indebtedness. J. Econ. Psychol. 33(3), 590\u2013602 (2011)","journal-title":"J. Econ. Psychol."},{"issue":"2","key":"1_CR17","doi-asserted-by":"publisher","first-page":"449","DOI":"10.1016\/j.jfineco.2011.03.006","volume":"101","author":"M Rooij Van","year":"2011","unstructured":"Van Rooij, M., Lusardi, A., Alessie, R.: Financial literacy and stock market participation. J. Financ. Econ. 101(2), 449\u2013472 (2011)","journal-title":"J. Financ. Econ."},{"issue":"10","key":"1_CR18","doi-asserted-by":"publisher","first-page":"3904","DOI":"10.1016\/j.jbankfin.2013.07.014","volume":"37","author":"LF Klapper","year":"2013","unstructured":"Klapper, L.F., Lusardi, A., Panos, G.A.: Financial literacy and its consequences: evidence from Russia during the financial crisis. J. Bank. Finance 37(10), 3904\u20133923 (2013)","journal-title":"J. Bank. Finance"},{"key":"1_CR19","unstructured":"Panos, G.A., Wright, R.E.: Financial literacy and attitudes to the Scottish referendum. Working paper (2016)"},{"key":"1_CR20","unstructured":"Panos, G.A., Wright, R.E.: Financial literacy and attitudes to the EU-exit referendum. Working paper (2016)"},{"issue":"1","key":"1_CR21","doi-asserted-by":"publisher","first-page":"1","DOI":"10.1086\/662066","volume":"30","author":"S Yamaguchi","year":"2012","unstructured":"Yamaguchi, S.: Tasks and heterogeneous human capital. J. Labor Econ. 30(1), 1\u201353 (2012)","journal-title":"J. Labor Econ."},{"issue":"1","key":"1_CR22","doi-asserted-by":"publisher","first-page":"1","DOI":"10.1086\/649786","volume":"28","author":"G Gathmann","year":"2010","unstructured":"Gathmann, G., Sch\u00f6nberg, U.: How general is human capital? a task-based approach. J. Labor Econ. 28(1), 1\u201349 (2010)","journal-title":"J. Labor Econ."},{"issue":"2","key":"1_CR23","doi-asserted-by":"publisher","first-page":"S59","DOI":"10.1086\/669332","volume":"31","author":"DH Autor","year":"2013","unstructured":"Autor, D.H., Handel, M.J.: Putting tasks to the test: human capital, job tasks and wages. J. Labor Econ. 31(2), S59\u2013S96 (2013)","journal-title":"J. Labor Econ."},{"key":"1_CR24","doi-asserted-by":"crossref","unstructured":"Montagnoli, A., Moro, M., Panos G.A., Wright, R.E.: Financial literacy and attitudes to redistribution. Working paper (2016)","DOI":"10.2139\/ssrn.2940623"},{"key":"1_CR25","unstructured":"Moore, D.: Survey of Financial Literacy in Washington State: Knowledge, Behavior, Attitudes, and Experiences. Washington State University Social and Economic Sciences Research Center Technical report 03-39 (2003)"},{"key":"1_CR26","doi-asserted-by":"crossref","unstructured":"Lusardi, A.: Americans\u2019 Financial Capability. National Bureau of Economic Research Working Paper 17103 (2011)","DOI":"10.3386\/w17103"},{"issue":"7","key":"1_CR27","doi-asserted-by":"publisher","first-page":"2246","DOI":"10.1016\/j.jbankfin.2013.01.013","volume":"37","author":"R Disney","year":"2013","unstructured":"Disney, R., Gathergood, J.: Financial literacy and consumer credit portfolios. J. Bank. Finance 37(7), 2246\u20132254 (2013)","journal-title":"J. Bank. Finance"},{"key":"1_CR28","doi-asserted-by":"publisher","first-page":"865","DOI":"10.4054\/DemRes.2013.29.32","volume":"29","author":"RL Clark","year":"2013","unstructured":"Clark, R.L., Matsukura, R., Ogawa, N.: Low fertility, human capital, and economic growth: the importance of financial education and job retraining. Demographic Res. 29, 865\u2013884 (2013)","journal-title":"Demographic Res."},{"key":"1_CR29","doi-asserted-by":"crossref","unstructured":"Lusardi, A., Schneider, D., Tufano, P.: Financially fragile households: evidence and implications. In: Brookings Papers on Economic Activity, pp. 83\u2013134 (2011)","DOI":"10.1353\/eca.2011.0002"},{"issue":"4","key":"1_CR30","doi-asserted-by":"publisher","first-page":"514","DOI":"10.1016\/j.jfi.2014.09.001","volume":"24","author":"A Bodnaruk","year":"2015","unstructured":"Bodnaruk, A., Simonov, A.: Do financial experts make better investment decisions? J. Finan. Intermediation 24(4), 514\u2013536 (2015)","journal-title":"J. Finan. Intermediation"},{"key":"1_CR31","doi-asserted-by":"crossref","unstructured":"Demirguc-Kunt, A., Klapper, L., Singer, D., van Oudheusden, P.: The global findex database 2014: measuring financial inclusion around the world. Policy Research working paper; no. WPS 7255, World Bank Group, Washington, D.C (2015)","DOI":"10.1596\/1813-9450-7255"},{"key":"1_CR32","doi-asserted-by":"crossref","DOI":"10.1596\/18978","volume-title":"Global Survey on Consumer Protection and Financial Literacy: Oversight Framework and Practices in 114 Economies","author":"World Bank","year":"2014","unstructured":"World Bank: Global Survey on Consumer Protection and Financial Literacy: Oversight Framework and Practices in 114 Economies. The World Bank, Washington, DC (2014)"},{"issue":"4","key":"1_CR33","doi-asserted-by":"publisher","first-page":"643","DOI":"10.2307\/1885662","volume":"94","author":"RB Freeman","year":"1980","unstructured":"Freeman, R.B.: The exit-voice tradeoff in the labor market: unionism, job tenure, quits, and separations. Q. J. Econ. 94(4), 643\u2013673 (1980)","journal-title":"Q. J. Econ."},{"issue":"3","key":"1_CR34","doi-asserted-by":"publisher","first-page":"645","DOI":"10.1111\/irel.12028","volume":"52","author":"GA Panos","year":"2013","unstructured":"Panos, G.A., Theodossiou, I.: Reciprocal loyalty and union mediation. Ind. Relat. J. Econ. Soc. 52(3), 645\u2013676 (2013)","journal-title":"Ind. Relat. J. Econ. Soc."},{"issue":"1","key":"1_CR35","doi-asserted-by":"publisher","first-page":"200","DOI":"10.1016\/j.jfineco.2013.06.001","volume":"111","author":"HK Hvide","year":"2014","unstructured":"Hvide, H.K., Panos, G.A.: Risk tolerance and entrepreneurship. J. Financ. Econ. 111(1), 200\u2013223 (2014)","journal-title":"J. Financ. Econ."},{"issue":"2","key":"1_CR36","doi-asserted-by":"publisher","first-page":"860","DOI":"10.1257\/aer.20131314","volume":"105","author":"A Cohn","year":"2015","unstructured":"Cohn, A., Engelmann, J., Fehr, E., Mar\u00e9chal, M.A.: Evidence for countercyclical risk aversion: an experiment with financial professionals. Am. Econ. Rev. 105(2), 860\u2013885 (2015)","journal-title":"Am. Econ. Rev."},{"key":"1_CR37","unstructured":"Klapper L., Lusardi A., Panos, G.A.: Financial literacy and trust in financial institutions. Working paper (2016)"},{"key":"1_CR38","doi-asserted-by":"crossref","unstructured":"Montagnoli A., Moro M., Panos G.A., Wright, R.E.: Financial literacy and political attitudes. Working paper (2016)","DOI":"10.2139\/ssrn.2940623"},{"issue":"2","key":"1_CR39","doi-asserted-by":"publisher","first-page":"489","DOI":"10.1111\/jofi.12231","volume":"70","author":"HM Gaudecker Von","year":"2015","unstructured":"Von Gaudecker, H.M.: How does household portfolio diversification vary with financial literacy and financial advice. J. Finan. 70(2), 489\u2013507 (2015)","journal-title":"J. Finan."},{"key":"1_CR40","unstructured":"Klapper L., Lusardi A., Van Oudheusden, P.: Financial literacy around the world: Insights from the Standard & Poor\u2019s ratings services global financial literacy survey. S&P Report (2015)"},{"volume-title":"Information and Public Choice: From Media Markets to Policy Making","year":"2008","key":"1_CR41","unstructured":"Islam, R. (ed.): Information and Public Choice: From Media Markets to Policy Making. The World Bank, Washington, DC (2008)"},{"key":"1_CR42","doi-asserted-by":"publisher","first-page":"363","DOI":"10.1016\/j.jbankfin.2014.03.013","volume":"50","author":"R Calcagno","year":"2015","unstructured":"Calcagno, R., Monticone, C.: Financial literacy and the demand for financial advice. J. Bank. Finance 50, 363\u2013380 (2015)","journal-title":"J. Bank. Finance"},{"key":"1_CR43","unstructured":"Panos, G.A., Wright, R.E.: Financial literacy and attitudes to immigration. Working paper (2016c)"}],"container-title":["Lecture Notes in Computer Science","Collective Online Platforms for Financial and Environmental Awareness"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1007\/978-3-319-50237-3_1","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,12]],"date-time":"2025-06-12T22:29:41Z","timestamp":1749767381000},"score":1,"resource":{"primary":{"URL":"http:\/\/link.springer.com\/10.1007\/978-3-319-50237-3_1"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2016]]},"ISBN":["9783319502366","9783319502373"],"references-count":43,"URL":"https:\/\/doi.org\/10.1007\/978-3-319-50237-3_1","relation":{},"ISSN":["0302-9743","1611-3349"],"issn-type":[{"type":"print","value":"0302-9743"},{"type":"electronic","value":"1611-3349"}],"subject":[],"published":{"date-parts":[[2016]]},"assertion":[{"value":"30 November 2016","order":1,"name":"first_online","label":"First Online","group":{"name":"ChapterHistory","label":"Chapter History"}},{"value":"IFIN","order":1,"name":"conference_acronym","label":"Conference Acronym","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"International Workshop on the Internet for Financial Collective Awareness and Intelligence","order":2,"name":"conference_name","label":"Conference Name","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"Florence","order":3,"name":"conference_city","label":"Conference City","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"Italy","order":4,"name":"conference_country","label":"Conference Country","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"2016","order":5,"name":"conference_year","label":"Conference Year","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"12 September 2016","order":7,"name":"conference_start_date","label":"Conference Start Date","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"12 September 2016","order":8,"name":"conference_end_date","label":"Conference End Date","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"1","order":9,"name":"conference_number","label":"Conference Number","group":{"name":"ConferenceInfo","label":"Conference Information"}},{"value":"ifin2016","order":10,"name":"conference_id","label":"Conference ID","group":{"name":"ConferenceInfo","label":"Conference Information"}}]}}