{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,17]],"date-time":"2026-03-17T16:33:31Z","timestamp":1773765211877,"version":"3.50.1"},"publisher-location":"Berlin, Heidelberg","reference-count":19,"publisher":"Springer Berlin Heidelberg","isbn-type":[{"value":"9783642298721","type":"print"},{"value":"9783642298738","type":"electronic"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2012]]},"DOI":"10.1007\/978-3-642-29873-8_16","type":"book-chapter","created":{"date-parts":[[2012,4,19]],"date-time":"2012-04-19T11:39:01Z","timestamp":1334835541000},"page":"167-179","source":"Crossref","is-referenced-by-count":6,"title":["Effects of Borrower-Defined Conditions in the Online Peer-to-Peer Lending Market"],"prefix":"10.1007","author":[{"given":"Jiaxian","family":"Qiu","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Zhangxi","family":"Lin","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Binjie","family":"Luo","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"297","reference":[{"key":"16_CR1","first-page":"105","volume":"15","author":"M.E. Greiner","year":"2011","unstructured":"Greiner, M.E., Wang, H.: Building Consumer-to-Consumer Trust in E-Finance Marketplaces: An Empirical Analysis. International J. of E. Comm.\u00a015, 105\u2013136 (2011)","journal-title":"International J. of E. Comm."},{"key":"16_CR2","unstructured":"Lin, M., Prabhala, N.R., Viswanathan, S.: Judging borrowers by the company they keep: Social networks and adverse selection in online peer-to-peer lending. In: Western Finance Association 2009 Annual Meeting Paper: Smith School of Business, University of Maryland (2009)"},{"key":"16_CR3","doi-asserted-by":"crossref","unstructured":"Qiu, J., Xu, Y., Chen, D., Zhang, G.: The Roles of Social Capital in Online P2P Lending Markets under Different Cultures: A Comparison of China and America. In: The Tenth International Conference on Electronic Business, Shanghai (2010)","DOI":"10.1016\/j.egypro.2011.12.813"},{"key":"16_CR4","doi-asserted-by":"publisher","first-page":"52","DOI":"10.1016\/j.dss.2009.12.009","volume":"49","author":"L. Puro","year":"2010","unstructured":"Puro, L., Teich, J.E., Wallenius, H., Wallenius, J.: Borrower decision aid for people-to-people lending. Sup. Syst.\u00a049, 52\u201360 (2010)","journal-title":"Sup. Syst."},{"key":"16_CR5","unstructured":"Chen, N., Ghosh, A., Lambert, N.S.: Auctions for Social Lending: A Theoretical Analysis in Research Paper No. 2078 Stanford Graduate School of Business (2011)"},{"key":"16_CR6","first-page":"1183","volume":"6","author":"J. Wu","year":"2011","unstructured":"Wu, J., Xu, Y.: A Decision Support System for Borrower\u2019s Loan in P2P Lending. J. of Comp.\u00a06, 1183\u20131190 (2011)","journal-title":"J. of Comp."},{"key":"16_CR7","unstructured":"Xu, Y., Qiu, J., Chen, D.: Profit vs. Non-Profit Business Based on P2P Lending: A Cross-Country Multiple Case Study. In: The Tenth International Conference on Electronic Business, Shanghai (2010)"},{"key":"16_CR8","doi-asserted-by":"crossref","unstructured":"Qiu, J., Xu, Y., Chen, D., Zhang, G.: The effects of Social Capital In Chinese Online P2P Lending Market. In: 2011 International Conference on Innovation and Information Management, Chengdu (2011)","DOI":"10.1016\/j.egypro.2011.12.813"},{"key":"16_CR9","doi-asserted-by":"publisher","first-page":"277","DOI":"10.1016\/j.jbusres.2006.10.018","volume":"60","author":"A.M. Soares","year":"2007","unstructured":"Soares, A.M., Farhangmehr, M., Shoham, A.: Hofstede\u2019s dimensions of culture in international marketing studies. J. of Busi. Res.\u00a060, 277\u2013284 (2007)","journal-title":"J. of Busi. Res."},{"key":"16_CR10","doi-asserted-by":"crossref","first-page":"1","DOI":"10.2307\/25148783","volume":"31","author":"P.A. Pavlou","year":"2007","unstructured":"Pavlou, P.A., Liang, H.: Understanding and mitigating uncertainty in online exchange relationships: A principle agent perspective. MIS Quarterly\u00a031, 1\u201332 (2007)","journal-title":"MIS Quarterly"},{"key":"16_CR11","doi-asserted-by":"publisher","first-page":"5","DOI":"10.1287\/orsc.14.1.5.12810","volume":"14","author":"K. Stewart","year":"2003","unstructured":"Stewart, K.: Trust transfer on the World Wide Web. Org. Sci.\u00a014, 5\u201317 (2003)","journal-title":"Org. Sci."},{"key":"16_CR12","doi-asserted-by":"crossref","unstructured":"Collier, B., Hampshire, R.: Sending mixed signals: Multilevel reputation effects in Peer-to-Peer lending markets. In: Proceedings of the 2010 ACM Conference on Computer Supported Cooperative Work, Savannah, Georhia, USA (2010)","DOI":"10.1145\/1718918.1718955"},{"key":"16_CR13","doi-asserted-by":"crossref","unstructured":"Iyer, R., Khwaja, A.I., Luttmer, E.F.P.: Screening in new credit markets: Can individual lenders infer borrower creditworthiness in peer-to-peer lending? National Bereau of Economic Research: NBER Working Paper No. 15242 (2009)","DOI":"10.2139\/ssrn.1570115"},{"key":"16_CR14","unstructured":"Everett, G.R.: Group Membership, Relationship Banking and Loan Default Risk: The Case of Online Social Lending (2008)"},{"key":"16_CR15","doi-asserted-by":"publisher","first-page":"481","DOI":"10.1086\/228311","volume":"91","author":"M.S. Granovetter","year":"1985","unstructured":"Granovetter, M.S.: Economic Action and Social Structure: The Problem of Embeddedness. Amer. J. of Soci.\u00a091, 481\u2013510 (1985)","journal-title":"Amer. J. of Soci."},{"key":"16_CR16","unstructured":"Lopez, S.H.: Social interactions in P2P lending. In: Proceedings of the 3rd Workshop on Social Network Mining and Analysis, New York (2009)"},{"key":"16_CR17","unstructured":"Kumar, S.: Bank of One: Empirical Analysis of Peer-to-Peer Financial Marketplaces. In: Proceedings of Thirteenth Americas Conference on Information System, Atlanta (2007)"},{"key":"16_CR18","doi-asserted-by":"publisher","first-page":"31","DOI":"10.1016\/j.dss.2010.11.016","volume":"51","author":"L. Puro","year":"2010","unstructured":"Puro, L., Teich, J.E., Wallenius, H., Wallenius, J.: Bidding strategies for real-life small loan auctions. Dec. Sup. Syst.\u00a051, 31\u201341 (2010)","journal-title":"Dec. Sup. Syst."},{"key":"16_CR19","doi-asserted-by":"crossref","first-page":"39","DOI":"10.1007\/BF03343528","volume":"2","author":"S.C. Berger","year":"2009","unstructured":"Berger, S.C., Gleisner, F.: Emergence of Financial Intermediaries on Electronic Markets: The Case of Online P2P Lending. Busi. Res.\u00a02, 39\u201365 (2009)","journal-title":"Busi. Res."}],"container-title":["Lecture Notes in Business Information Processing","E-Life: Web-Enabled Convergence of Commerce, Work, and Social Life"],"original-title":[],"link":[{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1007\/978-3-642-29873-8_16","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,3,26]],"date-time":"2025-03-26T02:01:59Z","timestamp":1742954519000},"score":1,"resource":{"primary":{"URL":"http:\/\/link.springer.com\/10.1007\/978-3-642-29873-8_16"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2012]]},"ISBN":["9783642298721","9783642298738"],"references-count":19,"URL":"https:\/\/doi.org\/10.1007\/978-3-642-29873-8_16","relation":{},"ISSN":["1865-1348","1865-1356"],"issn-type":[{"value":"1865-1348","type":"print"},{"value":"1865-1356","type":"electronic"}],"subject":[],"published":{"date-parts":[[2012]]}}}