{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,10,17]],"date-time":"2025-10-17T14:06:08Z","timestamp":1760709968095},"publisher-location":"Singapore","reference-count":13,"publisher":"Springer Singapore","isbn-type":[{"type":"print","value":"9789811383106"},{"type":"electronic","value":"9789811383113"}],"license":[{"start":{"date-parts":[[2019,7,17]],"date-time":"2019-07-17T00:00:00Z","timestamp":1563321600000},"content-version":"tdm","delay-in-days":0,"URL":"http:\/\/www.springer.com\/tdm"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2020]]},"DOI":"10.1007\/978-981-13-8311-3_2","type":"book-chapter","created":{"date-parts":[[2019,7,16]],"date-time":"2019-07-16T19:02:34Z","timestamp":1563303754000},"page":"15-26","update-policy":"http:\/\/dx.doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":5,"title":["Predicting Expected Profit in Ongoing Peer-to-Peer Loans with Survival Analysis-Based Profit Scoring"],"prefix":"10.1007","author":[{"given":"Ajay","family":"Byanjankar","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Markus","family":"Viljanen","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"297","published-online":{"date-parts":[[2019,7,17]]},"reference":[{"issue":"10","key":"2_CR1","doi-asserted-by":"publisher","first-page":"e0139427","DOI":"10.1371\/journal.pone.0139427","volume":"10","author":"C Serrano-Cinca","year":"2015","unstructured":"Serrano-Cinca, C., Gutierrez-Nieto, B., L\u00f3pez-Palacios, L.: Determinants of default in P2P lending. PLoS ONE 10(10), e0139427 (2015)","journal-title":"PLoS ONE"},{"key":"2_CR2","unstructured":"Demyanyk, Y.S., Loutskina, E., Kolliner, D.: Federal Reserve Bank of Cleveland (2014)"},{"issue":"3","key":"2_CR3","doi-asserted-by":"publisher","first-page":"161","DOI":"10.1080\/10971475.2016.1159904","volume":"49","author":"J Li","year":"2016","unstructured":"Li, J., Hsu, S., Chen, Z., Chen, Y.: Risks of p2p lending platforms in china: modeling failure using a cox hazard model. Chin. Econ. 49(3), 161\u2013172 (2016)","journal-title":"Chin. Econ."},{"issue":"5","key":"2_CR4","doi-asserted-by":"publisher","first-page":"495","DOI":"10.1016\/j.elerap.2012.02.001","volume":"11","author":"E Lee","year":"2012","unstructured":"Lee, E., Lee, B.: Herding behavior in online P2P lending: an empirical investigation. Electron. Commer. Res. Appl. 11(5), 495\u2013503 (2012)","journal-title":"Electron. Commer. Res. Appl."},{"issue":"3","key":"2_CR5","first-page":"295","volume":"3","author":"F Louzada","year":"2014","unstructured":"Louzada, F., Cancho, V., de Oliveira Jr, M., Bao, Y.: Modeling time to default on a personal loan portfolio in presence of disproportionate hazard rates. J. Stat. Appl. Pro 3(3), 295\u2013305 (2014)","journal-title":"J. Stat. Appl. Pro"},{"issue":"10","key":"2_CR6","doi-asserted-by":"publisher","first-page":"1180","DOI":"10.1057\/palgrave.jors.2602091","volume":"57","author":"G Andreeva","year":"2006","unstructured":"Andreeva, G.: European generic scoring models using survival analysis. J. Oper. Res. Soc. 57(10), 1180\u20131187 (2006)","journal-title":"J. Oper. Res. Soc."},{"key":"2_CR7","doi-asserted-by":"publisher","first-page":"113","DOI":"10.1016\/j.dss.2016.06.014","volume":"89","author":"C Serrano-Cinca","year":"2016","unstructured":"Serrano-Cinca, C., Guti\u00e9rrez-Nieto, B.: The use of profit scoring as an alternative to credit scoring systems in peer-to-peer (P2P) lending. Decis. Support Syst. 89, 113\u2013122 (2016)","journal-title":"Decis. Support Syst."},{"key":"2_CR8","doi-asserted-by":"crossref","unstructured":"Klafft, M.: Online peer-to-peer lending: a lenders\u2019 perspective. In: Proceedings of the International Conference on ELearning, E-Business, Enterprise Information Systems, and EGovernment, EEE, pp. 371\u2013375 (2008)","DOI":"10.2139\/ssrn.1352352"},{"issue":"1","key":"2_CR9","doi-asserted-by":"publisher","first-page":"54","DOI":"10.1080\/00036846.2014.962222","volume":"47","author":"R Emekter","year":"2015","unstructured":"Emekter, R., Tu, Y., Jirasakuldech, B., Lu, M.: Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending. Appl. Econ. 47(1), 54\u201370 (2015)","journal-title":"Appl. Econ."},{"issue":"35","key":"2_CR10","doi-asserted-by":"publisher","first-page":"3538","DOI":"10.1080\/00036846.2016.1262526","volume":"49","author":"X Lin","year":"2017","unstructured":"Lin, X., Li, X., Zheng, Z.: Evaluating borrower\u2019s default risk in peer-to-peer lending: evidence from a lending platform in China. Appl. Econ. 49(35), 3538\u20133545 (2017)","journal-title":"Appl. Econ."},{"key":"2_CR11","doi-asserted-by":"crossref","unstructured":"Byanjankar, A., Heikkil\u00e4, M., Mezei, J.: Predicting credit risk levels in peer-to-peer lending: a neural network approach. In: IEEE Symposium Series on Computational Intelligence, SSCI, Cape Town, pp. 719\u2013725 (2015)","DOI":"10.1109\/SSCI.2015.109"},{"issue":"10","key":"2_CR12","doi-asserted-by":"publisher","first-page":"4621","DOI":"10.1016\/j.eswa.2015.02.001","volume":"42","author":"M Malekipirbazari","year":"2015","unstructured":"Malekipirbazari, M., Aksakalli, V.: Risk assessment in social lending via random forests. Expert Syst. Appl. 42(10), 4621\u20134631 (2015)","journal-title":"Expert Syst. Appl."},{"issue":"2","key":"2_CR13","doi-asserted-by":"publisher","first-page":"149","DOI":"10.1515\/jcbtp-2017-0017","volume":"6","author":"A \u0110urovi\u0107","year":"2017","unstructured":"\u0110urovi\u0107, A.: Estimating probability of default on peer to peer market-survival analysis approach. J. Cent. Bank. Theory Pract. 6(2), 149\u2013167 (2017)","journal-title":"J. Cent. Bank. Theory Pract."}],"container-title":["Smart Innovation, Systems and Technologies","Intelligent Decision Technologies 2019"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1007\/978-981-13-8311-3_2","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2019,7,16]],"date-time":"2019-07-16T19:03:01Z","timestamp":1563303781000},"score":1,"resource":{"primary":{"URL":"http:\/\/link.springer.com\/10.1007\/978-981-13-8311-3_2"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2019,7,17]]},"ISBN":["9789811383106","9789811383113"],"references-count":13,"URL":"https:\/\/doi.org\/10.1007\/978-981-13-8311-3_2","relation":{},"ISSN":["2190-3018","2190-3026"],"issn-type":[{"type":"print","value":"2190-3018"},{"type":"electronic","value":"2190-3026"}],"subject":[],"published":{"date-parts":[[2019,7,17]]},"assertion":[{"value":"17 July 2019","order":1,"name":"first_online","label":"First Online","group":{"name":"ChapterHistory","label":"Chapter History"}}]}}