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In this context, it is important to identify how the development of the crisis and the various information concerning it may affect people\u2019s attitudes to cash.<\/jats:p><jats:p>This study aims to examine the impact of the COVID-19 pandemic on the behavior of ATM customers. On the basis of daily data from 81 ATMs, we analyze the changes in the value and number of withdrawals just before and during the COVID-19 pandemic in Poland. An event study analysis allows us to determine precisely the moments in which changes in user behavior took place. This means that it is also possible to examine the reaction of ATM users to the announcement and implementation of the pandemic restrictions, and to determine the factors that had an impact on the change in people\u2019s attitude to cash. Such a study is also important from a sociological point of view, as it enables one to understand people\u2019s reactions to the emerging crisis. Hence, its results may be useful not only for managers of ATM networks, but also for various authorities and policy makers.<\/jats:p>","DOI":"10.1007\/s10100-022-00816-2","type":"journal-article","created":{"date-parts":[[2022,11,10]],"date-time":"2022-11-10T19:04:46Z","timestamp":1668107086000},"page":"445-465","update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":4,"title":["Challenges for ATM management in times of market variability caused by the COVID-19 pandemic crisi"],"prefix":"10.1007","volume":"31","author":[{"ORCID":"https:\/\/orcid.org\/0000-0001-6279-7359","authenticated-orcid":false,"given":"Marcin","family":"Suder","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-9742-3493","authenticated-orcid":false,"given":"Tomasz","family":"W\u00f3jtowicz","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-9819-897X","authenticated-orcid":false,"given":"Rafa\u0142","family":"Kusa","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-6192-2995","authenticated-orcid":false,"given":"Henryk","family":"Gurgul","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"297","published-online":{"date-parts":[[2022,11,10]]},"reference":[{"issue":"8","key":"816_CR1","doi-asserted-by":"publisher","first-page":"e07712","DOI":"10.1016\/j.heliyon.2021.e07712","volume":"7","author":"MD Adane","year":"2021","unstructured":"Adane MD, Wale T, Meried EW (2021) Determinants of automated teller machine deployment in commercial banks of Ethiopia. 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