{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,6,8]],"date-time":"2026-06-08T18:52:14Z","timestamp":1780944734456,"version":"3.54.1"},"reference-count":80,"publisher":"Springer Science and Business Media LLC","issue":"1","license":[{"start":{"date-parts":[[2023,6,15]],"date-time":"2023-06-15T00:00:00Z","timestamp":1686787200000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.springernature.com\/gp\/researchers\/text-and-data-mining"},{"start":{"date-parts":[[2023,6,15]],"date-time":"2023-06-15T00:00:00Z","timestamp":1686787200000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.springernature.com\/gp\/researchers\/text-and-data-mining"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":["Electron Commer Res"],"published-print":{"date-parts":[[2024,3]]},"DOI":"10.1007\/s10660-023-09722-4","type":"journal-article","created":{"date-parts":[[2023,6,15]],"date-time":"2023-06-15T03:28:01Z","timestamp":1686799681000},"page":"577-604","update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":11,"title":["Open banking on the horizon: a scientometric analysis and research agenda"],"prefix":"10.1007","volume":"24","author":[{"ORCID":"https:\/\/orcid.org\/0000-0002-5151-2802","authenticated-orcid":false,"given":"Rakesh","family":"Gupta","sequence":"first","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"ORCID":"https:\/\/orcid.org\/0000-0003-0285-4790","authenticated-orcid":false,"given":"Reema","family":"Khurana","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-2753-3902","authenticated-orcid":false,"given":"Anu","family":"Prashaant","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"297","published-online":{"date-parts":[[2023,6,15]]},"reference":[{"key":"9722_CR1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techsoc.2022.101937","volume":"68","author":"GA Abbasi","year":"2022","unstructured":"Abbasi, G. A., Sandran, T., Ganesan, Y., & Iranmanesh, M. (2022). Go cashless! Determinants of continuance intention to use E-wallet apps: A hybrid approach using PLS-SEM and fsQCA. Technology in Society, 68, 101937.","journal-title":"Technology in Society"},{"issue":"5","key":"9722_CR2","doi-asserted-by":"publisher","first-page":"3413","DOI":"10.1007\/s11135-021-01276-7","volume":"56","author":"NA Abdul-Halim","year":"2022","unstructured":"Abdul-Halim, N. A., Vafaei-Zadeh, A., Hanifah, H., Teoh, A. P., & Nawaser, K. (2022). Understanding the determinants of e-wallet continuance usage intention in Malaysia. Quality & Quantity, 56(5), 3413\u20133439.","journal-title":"Quality & Quantity"},{"issue":"1","key":"9722_CR3","doi-asserted-by":"publisher","first-page":"1804181","DOI":"10.1080\/23311975.2020.1804181","volume":"7","author":"HM Aji","year":"2020","unstructured":"Aji, H. M., Berakon, I., & Md Husin, M. (2020). COVID-19 and e-wallet usage intention: A multigroup analysis between Indonesia and Malaysia. Cogent Business & Management, 7(1), 1804181.","journal-title":"Cogent Business & Management"},{"issue":"1","key":"9722_CR4","first-page":"1","volume":"12","author":"O Akanfe","year":"2020","unstructured":"Akanfe, O., Valecha, R., & Rao, H. R. (2020). Design of an inclusive financial privacy index (INF-PIE): A financial privacy and digital financial inclusion perspective. ACM Transactions on Management Information Systems (TMIS), 12(1), 1\u201321.","journal-title":"ACM Transactions on Management Information Systems (TMIS)"},{"issue":"4","key":"9722_CR5","doi-asserted-by":"publisher","first-page":"550","DOI":"10.1504\/IJBIS.2022.122883","volume":"39","author":"AH Al-Badi","year":"2022","unstructured":"Al-Badi, A. H., Govindaluri, S. M., Sharma, S. K., & Khan, A. I. (2022). Global and local perspective on the usage of mobile wallet. International Journal of Business Information Systems, 39(4), 550\u2013568.","journal-title":"International Journal of Business Information Systems"},{"issue":"1","key":"9722_CR6","doi-asserted-by":"publisher","first-page":"94","DOI":"10.4067\/S0718-18762012000100008","volume":"7","author":"DL Amoroso","year":"2012","unstructured":"Amoroso, D. L., & Magnier-Watanabe, R. (2012). Building a research model for mobile wallet consumer adoption: The case of mobile Suica in Japan. Journal of theoretical and applied electronic commerce research, 7(1), 94\u2013110.","journal-title":"Journal of theoretical and applied electronic commerce research"},{"issue":"4","key":"9722_CR7","doi-asserted-by":"publisher","first-page":"1427","DOI":"10.5267\/j.ijdns.2022.5.008","volume":"6","author":"A Astari","year":"2022","unstructured":"Astari, A., Yasa, N., Sukaatmadja, I., & Giantari, I. (2022). Integration of technology acceptance model (TAM) and theory of planned behavior (TPB): An e-wallet behavior with fear of covid-19 as a moderator variable. International Journal of Data and Network Science, 6(4), 1427\u20131436.","journal-title":"International Journal of Data and Network Science"},{"issue":"1","key":"9722_CR8","doi-asserted-by":"publisher","first-page":"67","DOI":"10.22304\/pjih.v9n1.a4","volume":"9","author":"B Billiam","year":"2022","unstructured":"Billiam, B., Abubakar, L., & Handayani, T. (2022). The urgency of open application programming interface standardization in the implementation of open banking to customer data protection for the advancement of Indonesian banking. Padjadjaran Jurnal Ilmu Hukum (Journal Of Law), 9(1), 67\u201388.","journal-title":"Padjadjaran Jurnal Ilmu Hukum (Journal Of Law)"},{"issue":"10","key":"9722_CR9","doi-asserted-by":"publisher","first-page":"e0275496","DOI":"10.1371\/journal.pone.0275496","volume":"17","author":"GK Briones de Araluze","year":"2022","unstructured":"Briones de Araluze, G. K., & Cassinello Plaza, N. (2022). Open banking: A bibliometric analysis-driven definition. PLoS ONE, 17(10), e0275496.","journal-title":"PLoS ONE"},{"key":"9722_CR10","first-page":"1105","volume":"1097","author":"L Brodsky","year":"2017","unstructured":"Brodsky, L., & Oakes, L. (2017). Data sharing and open banking. McKinsey & Company, 1097, 1105.","journal-title":"McKinsey & Company"},{"key":"9722_CR11","doi-asserted-by":"crossref","unstructured":"Chan, R., Troshani, I., Hill, S. R., & Hoffmann, A. (2022). Towards an understanding of consumers\u2019 FinTech adoption: The case of Open Banking. International Journal of Bank Marketing.","DOI":"10.1108\/IJBM-08-2021-0397"},{"issue":"1","key":"9722_CR12","doi-asserted-by":"publisher","first-page":"27","DOI":"10.1057\/s41264-021-00095-z","volume":"27","author":"V Chauhan","year":"2022","unstructured":"Chauhan, V., Yadav, R., & Choudhary, V. (2022). Adoption of electronic banking services in India: An extension of UTAUT2 model. Journal of Financial Services Marketing, 27(1), 27\u201340.","journal-title":"Journal of Financial Services Marketing"},{"key":"9722_CR13","doi-asserted-by":"crossref","unstructured":"Chawla, D., & Joshi, H. (2019). Consumer attitude and intention to adopt mobile wallet in India\u2013An empirical study. International Journal of Bank Marketing.","DOI":"10.1108\/IJBM-09-2018-0256"},{"issue":"2","key":"9722_CR14","doi-asserted-by":"crossref","first-page":"150","DOI":"10.69554\/FFLG8022","volume":"15","author":"M Cortet","year":"2021","unstructured":"Cortet, M., Bakker, M., Groen, P., & Hoppenbrouwer, D. (2021). Establishing the trust anchor in the digital economy: The case for banks to become \u2018data custodians.\u2019 Journal of Payments Strategy & Systems, 15(2), 150\u2013164.","journal-title":"Journal of Payments Strategy & Systems"},{"issue":"3","key":"9722_CR15","doi-asserted-by":"publisher","first-page":"211","DOI":"10.1057\/s41265-017-0044-8","volume":"32","author":"WL Currie","year":"2017","unstructured":"Currie, W. L., & Lagoarde-Segot, T. (2017). Financialization and Information Technology: Themes, Issues and Critical Debates. Journal of Information Technology, 32(3), 211\u2013217.","journal-title":"Journal of Information Technology"},{"key":"9722_CR16","unstructured":"Currentware.com. (2023). Internet usage statistics\u2014Facts about the World Wide Web (2022), I CurrentWare."},{"issue":"2","key":"9722_CR17","doi-asserted-by":"publisher","first-page":"4","DOI":"10.1080\/15536548.2005.10855765","volume":"1","author":"SG Dewan","year":"2005","unstructured":"Dewan, S. G., & Chen, L. D. (2005). Mobile payment adoption in the US: A cross-industry, crossplatform solution. Journal of Information Privacy and Security, 1(2), 4\u201328.","journal-title":"Journal of Information Privacy and Security"},{"key":"9722_CR18","doi-asserted-by":"publisher","first-page":"285","DOI":"10.1016\/j.jbusres.2021.04.070","volume":"133","author":"N Donthu","year":"2021","unstructured":"Donthu, N., Kumar, S., Mukherjee, D., Pandey, N., & Lim, W. M. (2021). How to conduct a bibliometric analysis: An overview and guidelines. Journal of Business Research, 133, 285\u2013296.","journal-title":"Journal of Business Research"},{"issue":"2","key":"9722_CR19","doi-asserted-by":"publisher","first-page":"187","DOI":"10.1177\/1094670520977672","volume":"25","author":"N Donthu","year":"2022","unstructured":"Donthu, N., Gremler, D. D., Kumar, S., & Pattnaik, D. (2022). Mapping of Journal of Service Research themes: A 22-year review. Journal of Service Research, 25(2), 187\u2013193.","journal-title":"Journal of Service Research"},{"issue":"10","key":"9722_CR20","doi-asserted-by":"publisher","first-page":"54","DOI":"10.1109\/2.876293","volume":"33","author":"T Ebringer","year":"2000","unstructured":"Ebringer, T., Thorne, P., & Zheng, Y. (2000). Parasitic authentication to protect your e-wallet. Computer, 33(10), 54\u201360.","journal-title":"Computer"},{"key":"9722_CR21","doi-asserted-by":"crossref","unstructured":"Ebringer, T., Zheng, Y., & Thorne, P. (2000 a). Parasitic authentication. In Smart card research and advanced applications (pp. 307\u2013326). Springer","DOI":"10.1007\/978-0-387-35528-3_18"},{"key":"9722_CR22","doi-asserted-by":"crossref","unstructured":"Feulner, S., Sedlmeir, J., Schlatt, V., & Urbach, N. (2022). Exploring the use of self-sovereign identity for event ticketing systems. Electronic Markets, 1\u201319.","DOI":"10.1007\/s12525-022-00573-9"},{"key":"9722_CR23","doi-asserted-by":"crossref","unstructured":"Gandon, F. L., & Sadeh, N. M. (2003, October). A semantic e-wallet to reconcile privacy and context awareness. In International Semantic Web Conference (pp. 385\u2013401). Springer.","DOI":"10.1007\/978-3-540-39718-2_25"},{"issue":"3","key":"9722_CR24","doi-asserted-by":"publisher","first-page":"241","DOI":"10.1016\/j.websem.2003.07.008","volume":"1","author":"FL Gandon","year":"2004","unstructured":"Gandon, F. L., & Sadeh, N. M. (2004). Semantic web technologies to reconcile privacy and context awareness. Journal of Web Semantics, 1(3), 241\u2013260.","journal-title":"Journal of Web Semantics"},{"issue":"1","key":"9722_CR25","doi-asserted-by":"publisher","first-page":"1","DOI":"10.1186\/s40854-022-00378-x","volume":"8","author":"L Grassi","year":"2022","unstructured":"Grassi, L., Figini, N., & Fedeli, L. (2022). How does a data strategy enable customer value? The case of FinTechs and traditional banks under the open finance framework. Financial Innovation, 8(1), 1\u201334.","journal-title":"Financial Innovation"},{"key":"9722_CR26","doi-asserted-by":"publisher","first-page":"102094","DOI":"10.1016\/j.ijinfomgt.2020.102094","volume":"52","author":"A Gupta","year":"2020","unstructured":"Gupta, A., Yousaf, A., & Mishra, A. (2020). How pre-adoption expectancies shape post-adoption continuance intentions: An extended expectation-confirmation model. International Journal of Information Management, 52, 102094.","journal-title":"International Journal of Information Management"},{"key":"9722_CR27","unstructured":"Gozman, D., Hedman, J., & Sylvest, K. (2018). Open banking: Emergent roles, risks & opportunities. In 26th European conference on information systems, ECIS 2018. Association for Information Systems. AIS Electronic Library (AISeL)."},{"issue":"1","key":"9722_CR28","doi-asserted-by":"publisher","first-page":"80","DOI":"10.1111\/ijcs.12605","volume":"45","author":"K Goyal","year":"2021","unstructured":"Goyal, K., & Kumar, S. (2021). Financial literacy: A systematic review and bibliometric analysis. International Journal of Consumer Studies, 45(1), 80\u2013105.","journal-title":"International Journal of Consumer Studies"},{"issue":"1","key":"9722_CR29","doi-asserted-by":"publisher","first-page":"4","DOI":"10.3390\/electronics11010004","volume":"11","author":"MA Hassan","year":"2021","unstructured":"Hassan, M. A., & Shukur, Z. (2021). Device identity-based user authentication on electronic payment system for secure E-wallet apps. Electronics, 11(1), 4.","journal-title":"Electronics"},{"key":"9722_CR30","doi-asserted-by":"crossref","unstructured":"Hew, T., Leong, L., & Wei, J. (2020). Predicting mobile wallet resistance: A two-staged structural equation modelling-artificial neural network. International Journal of Information Management.","DOI":"10.1016\/j.ijinfomgt.2019.102047"},{"key":"9722_CR31","doi-asserted-by":"publisher","first-page":"33159","DOI":"10.1109\/ACCESS.2019.2903271","volume":"7","author":"Y Hu","year":"2019","unstructured":"Hu, Y., Manzoor, A., Ekparinya, P., Liyanage, M., Thilakarathna, K., Jourjon, G., & Seneviratne, A. (2019). A delay-tolerant payment scheme based on the ethereum blockchain. IEEE Access, 7, 33159\u201333172.","journal-title":"IEEE Access"},{"key":"9722_CR32","doi-asserted-by":"crossref","unstructured":"Iqbal, S., Irfan, M., Ahsan, K., Hussain, M. A., Awais, M., Shiraz, M., ... & Alghamdi, A. (2020). A novel mobile wallet model for elderly using fingerprint as authentication factor. IEEE Access, 8, 177405\u2013177423.","DOI":"10.1109\/ACCESS.2020.3025429"},{"key":"9722_CR33","doi-asserted-by":"crossref","unstructured":"Kane, E. J. (2000). Incentives for banking megamergers: What motives might regulators infer from event-study evidence? Journal of Money, Credit and Banking, 671\u2013701.","DOI":"10.2139\/ssrn.221708"},{"issue":"5","key":"9722_CR34","doi-asserted-by":"publisher","first-page":"1039","DOI":"10.1007\/s10796-014-9484-7","volume":"17","author":"KK Kapoor","year":"2015","unstructured":"Kapoor, K. K., Dwivedi, Y. K., & Williams, M. D. (2015). Examining the role of three sets of innovation attributes for determining adoption of the interbank mobile payment service. Information Systems Frontiers, 17(5), 1039\u20131056.","journal-title":"Information Systems Frontiers"},{"issue":"1","key":"9722_CR35","doi-asserted-by":"publisher","first-page":"53","DOI":"10.1109\/MC.2021.3108402","volume":"55","author":"M Kassab","year":"2022","unstructured":"Kassab, M., & Laplante, P. A. (2022). Open banking: What it is, where it\u2019s at, and where it\u2019s going. Computer, 55(1), 53\u201363.","journal-title":"Computer"},{"key":"9722_CR36","doi-asserted-by":"publisher","DOI":"10.1016\/j.jretconser.2020.102091","volume":"56","author":"P Kaur","year":"2020","unstructured":"Kaur, P., Dhir, A., Bodhi, R., Singh, T., & Almotairi, M. (2020). Why do people use and recommend m-wallets? Journal of Retailing and Consumer Services, 56, 102091.","journal-title":"Journal of Retailing and Consumer Services"},{"issue":"6","key":"9722_CR37","first-page":"119","volume":"78","author":"D Kenny","year":"2000","unstructured":"Kenny, D., & Marshall, J. F. (2000). Contextual marketing. Harvard business review, 78(6), 119\u2013125.","journal-title":"Harvard business review"},{"key":"9722_CR38","doi-asserted-by":"publisher","first-page":"26","DOI":"10.1016\/j.jhtm.2020.11.004","volume":"46","author":"S Khanra","year":"2021","unstructured":"Khanra, S., Dhir, A., Kaur, P., & Joseph, R. P. (2021). Factors influencing the adoption postponement of mobile payment services in the hospitality sector during a pandemic. Journal of Hospitality and Tourism Management, 46, 26\u201339.","journal-title":"Journal of Hospitality and Tourism Management"},{"issue":"11","key":"9722_CR39","first-page":"3038","volume":"97","author":"ANDREY Kolychev","year":"2019","unstructured":"Kolychev, A. N. D. R. E. Y., & Zaytsev, K. O. N. S. T. A. N. T. I. N. (2019). Studying open banking platforms with open source code. Journal of Theoretical and Applied Information Technology, 97(11), 3038\u20133052.","journal-title":"Journal of Theoretical and Applied Information Technology"},{"key":"9722_CR40","doi-asserted-by":"crossref","unstructured":"Kraus, S., Breier, M., Lim, W. M., Dabi\u0107, M., Kumar, S., Kanbach, D., ... & Ferreira, J. J. (2022). Literature reviews as independent studies: guidelines for academic practice. Review of Managerial Science, 16(8), 2577\u20132595.","DOI":"10.1007\/s11846-022-00588-8"},{"key":"9722_CR41","doi-asserted-by":"crossref","unstructured":"Kumar, S., Sharma, D., Rao, S., Lim, W. M., & Mangla, S. K. (2022). Past, present, and future of sustainable finance: insights from big data analytics through machine learning of scholarly research. Annals of Operations Research, 1\u201344.","DOI":"10.1007\/s10479-021-04410-8"},{"key":"9722_CR42","doi-asserted-by":"publisher","DOI":"10.1016\/j.techfore.2021.121393","volume":"175","author":"S Kumar","year":"2022","unstructured":"Kumar, S., Sahoo, S., Lim, W. M., & Dana, L. P. (2022). Religion as a social shaping force in entrepreneurship and business: Insights from a technology-empowered systematic literature review. Technological Forecasting and Social Change, 175, 121393.","journal-title":"Technological Forecasting and Social Change"},{"key":"9722_CR43","doi-asserted-by":"crossref","unstructured":"Kumar, V., Lai, K. K., Chang, Y. H., Bhatt, P. C., & Su, F. P. (2020). A structural analysis approach to identify technology innovation and evolution path: A case of m-payment technology ecosystem. Journal of Knowledge Management.","DOI":"10.1108\/JKM-01-2020-0080"},{"key":"9722_CR44","doi-asserted-by":"publisher","first-page":"275","DOI":"10.1016\/j.jbusres.2021.05.041","volume":"134","author":"S Kumar","year":"2021","unstructured":"Kumar, S., Pandey, N., Lim, W. M., Chatterjee, A. N., & Pandey, N. (2021). What do we know about transfer pricing? Insights from bibliometric analysis. Journal of Business Research, 134, 275\u2013287.","journal-title":"Journal of Business Research"},{"key":"9722_CR45","doi-asserted-by":"crossref","unstructured":"Leong, E., & Gardner, J. (2022). Open banking in the UK and Singapore: Open possibilities for enhancing financial inclusion.","DOI":"10.2139\/ssrn.4194256"},{"key":"9722_CR46","doi-asserted-by":"publisher","first-page":"5","DOI":"10.1002\/joe.22178","volume":"41","author":"WM Lim","year":"2022","unstructured":"Lim, W. M. (2022). The art of writing for premier journals. GBOE., 41, 5\u201310. https:\/\/doi.org\/10.1002\/joe.22178","journal-title":"GBOE."},{"issue":"7\u20138","key":"9722_CR47","doi-asserted-by":"publisher","first-page":"481","DOI":"10.1080\/02642069.2022.2047941","volume":"42","author":"WM Lim","year":"2022","unstructured":"Lim, W. M., Kumar, S., & Ali, F. (2022). Advancing knowledge through literature reviews: \u2018what\u2019, \u2018why\u2019, and \u2018how to contribute.\u2019 The Service Industries Journal, 42(7\u20138), 481\u2013513.","journal-title":"The Service Industries Journal"},{"issue":"19","key":"9722_CR48","doi-asserted-by":"publisher","first-page":"5532","DOI":"10.3390\/su11195532","volume":"11","author":"X Lin","year":"2019","unstructured":"Lin, X., Wu, R., Lim, Y. T., Han, J., & Chen, S. C. (2019). Understanding the sustainable usage intention of mobile payment technology in Korea: Cross-countries comparison of Chinese and Korean users. Sustainability, 11(19), 5532.","journal-title":"Sustainability"},{"key":"9722_CR49","doi-asserted-by":"crossref","unstructured":"Long, G., Tan, Y., Jiang, J., & Zhang, C. (2020). Federated learning for open banking. In Federated learning (pp. 240\u2013254). Springer.","DOI":"10.1007\/978-3-030-63076-8_17"},{"key":"9722_CR50","doi-asserted-by":"crossref","unstructured":"Madan, K., & Yadav, R. (2016). Behavioural intention to adopt mobile wallet: A developing country perspective.\u00a0Journal of Indian Business Research.","DOI":"10.1108\/JIBR-10-2015-0112"},{"key":"9722_CR51","doi-asserted-by":"crossref","unstructured":"Matthews, C. The future of payments: Cash, cryptocurrencies, and peer-to-peer payments. De Gruyter Handbook of Personal Finance, p. 569.","DOI":"10.1515\/9783110727692-032"},{"issue":"3","key":"9722_CR52","first-page":"8306","volume":"8","author":"MM Menon","year":"2019","unstructured":"Menon, M. M., & Ramakrishnan, H. S. (2019). Revolution of E-wallets usage among Indian millennial. International Journal of Recent Technology and Engineering, 8(3), 8306\u20138312.","journal-title":"International Journal of Recent Technology and Engineering"},{"issue":"1","key":"9722_CR53","first-page":"42","volume":"17","author":"BB Mtengwa","year":"2021","unstructured":"Mtengwa, B. B., Kandiero, A., & Bigirimana, S. (2021). Drivers of mobile money services development in Zimbabwe: The case of EcoCash. International Journal of E-Business Research (IJEBR), 17(1), 42\u201364.","journal-title":"International Journal of E-Business Research (IJEBR)"},{"key":"9722_CR54","doi-asserted-by":"publisher","first-page":"101","DOI":"10.1016\/j.jbusres.2022.04.042","volume":"148","author":"D Mukherjee","year":"2022","unstructured":"Mukherjee, D., Lim, W. M., Kumar, S., & Donthu, N. (2022). Guidelines for advancing theory and practice through bibliometric research. Journal of Business Research, 148, 101\u2013115.","journal-title":"Journal of Business Research"},{"key":"9722_CR55","doi-asserted-by":"publisher","first-page":"864","DOI":"10.1016\/j.jbusres.2022.03.011","volume":"145","author":"D Mukherjee","year":"2022","unstructured":"Mukherjee, D., Kumar, S., Mukherjee, D., & Goyal, K. (2022). Mapping five decades of international business and management research on India: A bibliometric analysis and future directions. Journal of Business Research, 145, 864\u2013891.","journal-title":"Journal of Business Research"},{"key":"9722_CR56","doi-asserted-by":"crossref","unstructured":"Omarini, A. E. (2018). Banks and FinTechs: How to develop a digital open banking approach for the bank\u2019s future.","DOI":"10.5539\/ibr.v11n9p23"},{"issue":"2","key":"9722_CR57","doi-asserted-by":"publisher","first-page":"394","DOI":"10.1080\/02681102.2019.1701969","volume":"26","author":"A Pal","year":"2020","unstructured":"Pal, A., Herath, T., & De\u2019, R., & Rao, H. R. (2020). Contextual facilitators and barriers influencing the continued use of mobile payment services in a developing country: Insights from adopters in India. Information Technology for Development, 26(2), 394\u2013420.","journal-title":"Information Technology for Development"},{"key":"9722_CR58","unstructured":"Pandy, S. (2020). Developments in Open Banking and APIs: Where Does the US Stand. Federal Reserve Bank of Boston, March, 17."},{"issue":"4","key":"9722_CR59","doi-asserted-by":"crossref","first-page":"335","DOI":"10.69554\/YBIR2444","volume":"12","author":"LF Passi","year":"2018","unstructured":"Passi, L. F. (2018). An open banking ecosystem to survive the revised payment services directive: Connecting international banks and fintechs with the CBI globe platform. Journal of Payments Strategy & Systems, 12(4), 335\u2013345.","journal-title":"Journal of Payments Strategy & Systems"},{"issue":"5","key":"9722_CR60","doi-asserted-by":"publisher","first-page":"24","DOI":"10.17010\/ijf\/2022\/v16i5\/169516","volume":"16","author":"A Patki","year":"2022","unstructured":"Patki, A., & Sople, V. (2022). Open banking ecosystem: The Indian perspective. Indian Journal of Finance, 16(5), 24\u201340.","journal-title":"Indian Journal of Finance"},{"issue":"4","key":"9722_CR61","doi-asserted-by":"publisher","first-page":"O1","DOI":"10.1111\/ijcs.12695","volume":"45","author":"J Paul","year":"2021","unstructured":"Paul, J., Lim, W. M., O\u2019Cass, A., Hao, A. W., & Bresciani, S. (2021). Scientific procedures and rationales for systematic literature reviews (SPAR-4-SLR). International Journal of Consumer Studies, 45(4), O1\u2013O16.","journal-title":"International Journal of Consumer Studies"},{"key":"9722_CR62","doi-asserted-by":"crossref","unstructured":"Podder, S. (2022). Leveraging the provisions of open banking to fight financial crimes. In Financial Technology and the Law (pp. 19\u201346). Springer.","DOI":"10.1007\/978-3-030-88036-1_2"},{"key":"9722_CR63","doi-asserted-by":"publisher","first-page":"159","DOI":"10.1016\/j.techsoc.2015.05.004","volume":"43","author":"TTT Pham","year":"2015","unstructured":"Pham, T. T. T., & Ho, J. C. (2015). The effects of product-related, personal-related factors and attractiveness of alternatives on consumer adoption of NFC-based mobile payments. Technology in Society, 43, 159\u2013172.","journal-title":"Technology in Society"},{"key":"9722_CR64","unstructured":"Scott, A., & Bolotin, L. (2016). Introducing the open banking standard. Retrieved November 10, 2017."},{"issue":"4","key":"9722_CR65","doi-asserted-by":"publisher","first-page":"449","DOI":"10.1016\/j.jretconser.2014.03.008","volume":"21","author":"N Shaw","year":"2014","unstructured":"Shaw, N. (2014). The mediating influence of trust in the adoption of the mobile wallet. Journal of Retailing and Consumer Services, 21(4), 449\u2013459.","journal-title":"Journal of Retailing and Consumer Services"},{"key":"9722_CR66","doi-asserted-by":"publisher","first-page":"102768","DOI":"10.1016\/j.jretconser.2021.102768","volume":"64","author":"N Shaw","year":"2022","unstructured":"Shaw, N., Eschenbrenner, B., & Brand, B. M. (2022). Towards a Mobile App diffusion of innovations model: A multinational study of mobile wallet adoption. Journal of Retailing and Consumer Services, 64, 102768.","journal-title":"Journal of Retailing and Consumer Services"},{"issue":"6","key":"9722_CR67","doi-asserted-by":"publisher","first-page":"1343","DOI":"10.1016\/j.chb.2009.06.001","volume":"25","author":"DH Shin","year":"2009","unstructured":"Shin, D. H. (2009). Towards an understanding of the consumer acceptance of mobile wallet. Computers in Human Behavior, 25(6), 1343\u20131354.","journal-title":"Computers in Human Behavior"},{"issue":"11","key":"9722_CR68","first-page":"3892","volume":"8","author":"D Sharma","year":"2019","unstructured":"Sharma, D., Aggarwal, D., & Gupta, A. (2019). A study of consumer perception towards mwallets. International Journal of Scientific & Technology, 8(11), 3892\u20133895.","journal-title":"International Journal of Scientific & Technology"},{"key":"9722_CR69","doi-asserted-by":"publisher","first-page":"191","DOI":"10.1016\/j.ijinfomgt.2019.05.022","volume":"50","author":"N Singh","year":"2020","unstructured":"Singh, N., Sinha, N., & Li\u00e9bana-Cabanillas, F. J. (2020). Determining factors in the adoption and recommendation of mobile wallet services in India: Analysis of the effect of innovativeness, stress to use and social influence. International Journal of Information Management, 50, 191\u2013205.","journal-title":"International Journal of Information Management"},{"issue":"3","key":"9722_CR70","first-page":"42","volume":"17","author":"S Singh","year":"2021","unstructured":"Singh, S., & Ghatak, S. (2021). Investigating E-Wallet adoption in India: Extending the TAM model. International Journal of E-Business Research (IJEBR), 17(3), 42\u201354.","journal-title":"International Journal of E-Business Research (IJEBR)"},{"issue":"2","key":"9722_CR71","doi-asserted-by":"publisher","first-page":"167","DOI":"10.1362\/146934713X13699019904687","volume":"13","author":"EL Slade","year":"2013","unstructured":"Slade, E. L., Williams, M. D., & Dwivedi, Y. K. (2013). Mobile payment adoption: Classification and review of the extant literature. The Marketing Review, 13(2), 167\u2013190.","journal-title":"The Marketing Review"},{"issue":"7","key":"9722_CR72","doi-asserted-by":"publisher","DOI":"10.1016\/j.im.2021.103553","volume":"59","author":"V Schlatt","year":"2022","unstructured":"Schlatt, V., Sedlmeir, J., Feulner, S., & Urbach, N. (2022). Designing a framework for digital KYC processes built on blockchain-based self-sovereign identity. Information & Management, 59(7), 103553.","journal-title":"Information & Management"},{"issue":"1","key":"9722_CR73","doi-asserted-by":"publisher","first-page":"751","DOI":"10.5373\/JARDCS\/V12SP1\/20201126","volume":"12","author":"K Subaramaniam","year":"2020","unstructured":"Subaramaniam, K., Kolandaisamy, R., Jalil, A. B., & Kolandaisamy, I. (2020). The impact of E-Wallets for current generation. J. Adv. Res. Dyn. Control Syst, 12(1), 751\u2013759.","journal-title":"J. Adv. Res. Dyn. Control Syst"},{"key":"9722_CR74","doi-asserted-by":"crossref","unstructured":"Svetlo\u0161\u00e1k, A., de Carvalho, M., & Calabrese, R. (2021). Subject-to-group statistical comparison for open banking-type data. Journal of the Operational Research Society, 1\u201316.","DOI":"10.1080\/01605682.2021.1952115"},{"key":"9722_CR75","doi-asserted-by":"crossref","unstructured":"Talwar, S., Dhir, A., Khalil, A., Mohan, G., & Islam, A. N. (2020). Point of adoption and beyond. Initial trust and mobile-payment continuation intention. Journal of Retailing and Consumer Services, 55, 102086.","DOI":"10.1016\/j.jretconser.2020.102086"},{"issue":"1","key":"9722_CR76","doi-asserted-by":"publisher","first-page":"59","DOI":"10.1080\/09718524.2018.1445894","volume":"22","author":"JI Uduji","year":"2018","unstructured":"Uduji, J. I., & Okolo-Obasi, E. N. (2018). Young rural women\u2019s participation in the e-wallet programme and usage intensity of modern agricultural inputs in Nigeria. Gender, Technology and Development, 22(1), 59\u201381.","journal-title":"Gender, Technology and Development"},{"key":"9722_CR77","doi-asserted-by":"publisher","first-page":"243","DOI":"10.1146\/annurev-financial-100719-120854","volume":"11","author":"X Vives","year":"2019","unstructured":"Vives, X. (2019). Digital disruption in banking. Annual Review of Financial Economics, 11, 243\u2013272.","journal-title":"Annual Review of Financial Economics"},{"key":"9722_CR78","doi-asserted-by":"publisher","first-page":"812","DOI":"10.1016\/j.future.2019.09.010","volume":"110","author":"H Wang","year":"2020","unstructured":"Wang, H., Ma, S., Dai, H. N., Imran, M., & Wang, T. (2020). Blockchain-based data privacy management with nudge theory in open banking. Future Generation Computer Systems, 110, 812\u2013823.","journal-title":"Future Generation Computer Systems"},{"key":"9722_CR79","unstructured":"Weforum.org (2021, April 16), What\u2019s next for open banking? World Economic Forum."},{"key":"9722_CR80","doi-asserted-by":"crossref","unstructured":"Zachariadis, M., & Ozcan, P. (2017). The API economy and digital transformation in financial services: The case of open banking.","DOI":"10.2139\/ssrn.2975199"}],"container-title":["Electronic Commerce Research"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/link.springer.com\/content\/pdf\/10.1007\/s10660-023-09722-4.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/link.springer.com\/article\/10.1007\/s10660-023-09722-4\/fulltext.html","content-type":"text\/html","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/link.springer.com\/content\/pdf\/10.1007\/s10660-023-09722-4.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2024,10,22]],"date-time":"2024-10-22T08:50:09Z","timestamp":1729587009000},"score":1,"resource":{"primary":{"URL":"https:\/\/link.springer.com\/10.1007\/s10660-023-09722-4"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2023,6,15]]},"references-count":80,"journal-issue":{"issue":"1","published-print":{"date-parts":[[2024,3]]}},"alternative-id":["9722"],"URL":"https:\/\/doi.org\/10.1007\/s10660-023-09722-4","relation":{},"ISSN":["1389-5753","1572-9362"],"issn-type":[{"value":"1389-5753","type":"print"},{"value":"1572-9362","type":"electronic"}],"subject":[],"published":{"date-parts":[[2023,6,15]]},"assertion":[{"value":"5 June 2023","order":1,"name":"accepted","label":"Accepted","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"15 June 2023","order":2,"name":"first_online","label":"First Online","group":{"name":"ArticleHistory","label":"Article History"}},{"order":1,"name":"Ethics","group":{"name":"EthicsHeading","label":"Declarations"}},{"value":"On behalf of all authors, the corresponding author states that there is no conflict of interest.","order":2,"name":"Ethics","group":{"name":"EthicsHeading","label":"Conflict of interest"}}]}}