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The author confirms that the research idea complies with all the relevant guidelines and regulations. Specifically, I adhered to the principles outlined in the Declaration of Helsinki. This article does not use human tissue samples for the study; to comply with the requirement, it is mentioned in the ethical approval certificate issued by the Institutional Ethics Committee, Brainware University, Kolkata, with Ref. No. BWU\/BIEC\/2024\/002, dated on 21.09.2024. The Institutional Review Board has approved the ethics statement and issued the approval. The participant's consent has been taken via email, hard copy and over Teams meetings. The paper deals with the Internet of Things (IoT) in the Banking segment. Informed consent was obtained from all participants before their inclusion in the study. The collected data are general queries on IoT and Banking business models, and the link to the questionnaire is\n                      \n                      .","order":2,"name":"Ethics","group":{"name":"EthicsHeading","label":"Ethical approval and consent to participate"}},{"value":"There were no funding agencies for this research and the clinical trial number is not applicable for the above research. I, the author of the above article titled \u201cInternet of Things and 5G are The Revolution to the Banking Industry Using Neuro-Fuzzy Technique\u201d give my consent for the publication to Discover Computing. I understand that all Discover Computing journals may be available in both print and on the Internet and will be available to a broader audience through marketing channels and other third parties. The author declares that he has no known competing financial interests or personal relationships that could have appeared to influence the work reported in this paper.","order":3,"name":"Ethics","group":{"name":"EthicsHeading","label":"Consent of publication"}},{"value":"The authors declare no competing interests.","order":4,"name":"Ethics","group":{"name":"EthicsHeading","label":"Competing interests"}}],"article-number":"56"}}