{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,1,21]],"date-time":"2026-01-21T19:36:42Z","timestamp":1769024202992,"version":"3.49.0"},"reference-count":45,"publisher":"Springer Science and Business Media LLC","issue":"2","license":[{"start":{"date-parts":[[2018,5,1]],"date-time":"2018-05-01T00:00:00Z","timestamp":1525132800000},"content-version":"unspecified","delay-in-days":0,"URL":"http:\/\/creativecommons.org\/licenses\/by\/4.0"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":["Vietnam J Comput Sci"],"published-print":{"date-parts":[[2018,5]]},"DOI":"10.1007\/s40595-018-0107-y","type":"journal-article","created":{"date-parts":[[2018,5,28]],"date-time":"2018-05-28T14:26:37Z","timestamp":1527517597000},"page":"107-121","update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":28,"title":["Three local search-based methods for feature selection in credit scoring"],"prefix":"10.1007","volume":"5","author":[{"given":"Dalila","family":"Boughaci","sequence":"first","affiliation":[]},{"given":"Abdullah Ash-shuayree","family":"Alkhawaldeh","sequence":"additional","affiliation":[]}],"member":"297","published-online":{"date-parts":[[2018,5,28]]},"reference":[{"key":"107_CR1","doi-asserted-by":"crossref","first-page":"11402","DOI":"10.1016\/j.eswa.2009.01.076","volume":"36","author":"HA Abdou","year":"2009","unstructured":"Abdou, H.A.: Genetic programming for credit scoring: the case of Egyptian public sector banks. Expert Syst. Appl. 36, 11402\u201311417 (2009)","journal-title":"Expert Syst. Appl."},{"key":"107_CR2","doi-asserted-by":"crossref","first-page":"3825","DOI":"10.1016\/j.eswa.2013.12.003","volume":"41","author":"J Abelln","year":"2014","unstructured":"Abelln, J., Mantas, C.J.: Improving experimental studies about ensembles of classifiers for bankruptcy prediction and credit scoring. Expert Syst. Appl. 41, 3825\u20133830 (2014)","journal-title":"Expert Syst. Appl."},{"issue":"36","key":"107_CR3","doi-asserted-by":"crossref","first-page":"3302","DOI":"10.1016\/j.eswa.2008.01.005","volume":"2009","author":"T Bellotti","year":"2009","unstructured":"Bellotti, T., Crook, J.: Support vector machines for credit scoring and discovery of significant features. Expert Syst. Appl. 2009(36), 3302\u20133308 (2009)","journal-title":"Expert Syst. Appl."},{"key":"107_CR4","volume-title":"Classification and Regression Trees 1984","author":"L Breiman","year":"1984","unstructured":"Breiman, L., Friedman, J., Olshen, R., Stone, C.: Classification and Regression Trees 1984. Wadsworth, Belmont (1984)"},{"issue":"1998","key":"107_CR5","doi-asserted-by":"crossref","first-page":"121","DOI":"10.1023\/A:1009715923555","volume":"2","author":"CJC Burges","year":"1998","unstructured":"Burges, C.J.C.: A tutorial on support vector machines for pattern recognition. Data Min. Knowl. Discov. 2(1998), 121\u2013167 (1998)","journal-title":"Data Min. Knowl. Discov."},{"key":"107_CR6","unstructured":"Boughaci, D., Alkhawaldeh, A.A.K.: A cooperative classification system for credit scoring. In: Proceedings of AUEIRC 2017. Springer (2017) (to appear)"},{"key":"107_CR7","doi-asserted-by":"crossref","first-page":"905","DOI":"10.1007\/s00500-008-0355-3","volume":"13","author":"D Boughaci","year":"2009","unstructured":"Boughaci, D., Benhamou, B., Drias, H.: A memetic algorithm for the optimal winner determination problem. Soft Comput. 13, 905\u2013917 (2009)","journal-title":"Soft Comput."},{"key":"107_CR8","doi-asserted-by":"crossref","unstructured":"Boughaci, D.: Meta-heuristic approaches for the winner determination problem in combinatorial auction. In: Yang XS. (ed.) Artificial Intelligence, Evolutionary Computing and Metaheuristics, Studies in Computational Intelligence, vol. 427, pp. 775\u2013791. Springer, Berlin, Heidelberg (2013)","DOI":"10.1007\/978-3-642-29694-9_29"},{"key":"107_CR9","doi-asserted-by":"crossref","unstructured":"Boughaci, D., Benhamou, B., Drias, H.: Local Search Methods for the optimal winner determination problem. J. Math. Model. Algorithms (Springer) 9(2), 165\u2013180 (2010) . http:\/\/www.springerlink.com\/content\/hv637861870mx8j4\/","DOI":"10.1007\/s10852-010-9127-z"},{"key":"107_CR10","doi-asserted-by":"crossref","unstructured":"Caruana, R., Freitag, D.: Greedy attribute selection. In: Proceedings of the eleventh international conference on machine learning. (ICML 1994, New Brunswick, New Jersey). Morgan Kauffmann, pp. 28\u201336 (1994)","DOI":"10.1016\/B978-1-55860-335-6.50012-X"},{"key":"107_CR11","doi-asserted-by":"crossref","DOI":"10.1007\/978-3-031-01552-6","volume-title":"Learning with Support Vector Machines","author":"C Campbell","year":"2011","unstructured":"Campbell, C., Ying, Y.: Learning with Support Vector Machines. Synthesis Lectures on Artificial Intelligence and Machine Learning. Morgan and Claypool, San Rafael (2011)"},{"key":"107_CR12","doi-asserted-by":"crossref","unstructured":"Chakraborty, B.: Genetic algorithm with fuzzy fitness function for feature selection. In: Proceedings of the IEEE international symposium on industrial electronics vol. 1, pp. 315\u2013319 (2002)","DOI":"10.1109\/ISIE.2002.1026085"},{"key":"107_CR13","unstructured":"Chang, C.C., Lin, C.J.: LIBSVM: a library for support vector machines. (2001) http:\/\/www.csie.ntu.edu.tw\/cjlin\/libsvm\/oldfiles\/index-1.0.html"},{"key":"107_CR14","unstructured":"Chang, C.C., Lin, C.J.: LIBSVM: a library for support vector machines. (2001) http:\/\/www.csie.ntu.edu.tw\/cjlin\/libsvmtools\/datasets\/Data sets"},{"issue":"1996","key":"107_CR15","doi-asserted-by":"crossref","first-page":"24","DOI":"10.1016\/0377-2217(95)00246-4","volume":"95","author":"V Desay","year":"1996","unstructured":"Desay, V., Crook, J.N., Overstreet, G.A.: A comparison of neural networks and linear scoring models in the credit union environment. Eur. J. Oper. Res. 95(1996), 24\u201337 (1996)","journal-title":"Eur. J. Oper. Res."},{"issue":"1997","key":"107_CR16","doi-asserted-by":"crossref","first-page":"131","DOI":"10.1023\/A:1007465528199","volume":"29","author":"N Friedman","year":"1997","unstructured":"Friedman, N., Geiger, D., Goldszmidt, M.: Bayesian Network Classifiers. Mach. Learn. 29(1997), 131\u2013163 (1997)","journal-title":"Mach. Learn."},{"issue":"3","key":"107_CR17","first-page":"493","volume":"5","author":"DE Goldberg","year":"1989","unstructured":"Goldberg, D.E., Korb, B., Deb, K.: Messy genetic algorithms: motivation, analysis, and first results. Complex Syst. 5(3), 493\u2013530 (1989)","journal-title":"Complex Syst."},{"issue":"2","key":"107_CR18","doi-asserted-by":"publisher","first-page":"190","DOI":"10.1287\/ijoc.1.3.190","volume":"1","author":"F Glover","year":"1989","unstructured":"Glover, F.: Tabu search\u2014part 1. ORSA J. Comput. 1(2), 190\u2013206 (1989). https:\/\/doi.org\/10.1287\/ijoc.1.3.190","journal-title":"ORSA J. Comput."},{"key":"107_CR19","first-page":"15","volume":"21i195i20","author":"M a Hall","year":"1999","unstructured":"Hall, M.a: Correlation-based feature selection for machine learning. Methodology 21i195i20, 15 (1999). April","journal-title":"Methodology"},{"key":"107_CR20","doi-asserted-by":"crossref","first-page":"523","DOI":"10.1111\/j.1467-985X.1997.00078.x","volume":"160","author":"DJ Hand","year":"1997","unstructured":"Hand, D.J., Henley, W.E.: Statistical classification methods in consumer credit scoring. J. R. Stat. Soc. Ser. A (Stat. Soc.) 160, 523\u2013541 (1997)","journal-title":"J. R. Stat. Soc. Ser. A (Stat. Soc.)"},{"issue":"1996","key":"107_CR21","doi-asserted-by":"crossref","first-page":"77","DOI":"10.2307\/2348414","volume":"45","author":"WE Henley","year":"1996","unstructured":"Henley, W.E., Hand, D.J.: A k-nearest neighbour classifier for assessing consumer credit risk. Statistician 45(1996), 77\u201395 (1996)","journal-title":"Statistician"},{"key":"107_CR22","doi-asserted-by":"crossref","unstructured":"Milne, A., Rounds, M., Goddard, P.: Optimal feature selection in credit scoring and classification using a quantum annealer (2017)https:\/\/1qbit.com\/whitepaper\/optimal-feature-selection-in-credit-scoring-classification-using-quantum-annealer\/","DOI":"10.1201\/9781315372006-19"},{"key":"107_CR23","doi-asserted-by":"crossref","first-page":"449","DOI":"10.1016\/S0377-2217(00)00100-4","volume":"130","author":"P Hansen","year":"2001","unstructured":"Hansen, P., Mladenovic, N.: Variable neighbourhood search: principles and applications. Eur. J. Oper. Res. 130, 449\u2013467 (2001)","journal-title":"Eur. J. Oper. Res."},{"key":"107_CR24","volume-title":"Introduction to the Theory of Neural Computation","author":"JA Hertz","year":"1991","unstructured":"Hertz, J.A., Krogh, A., Palmer, R.G.: Introduction to the Theory of Neural Computation. Addison-Wesley Publishing Company Inc, Redwood City (1991)"},{"key":"107_CR25","volume-title":"Stochastic Local Search: Foundations and Applications","author":"H Hoos","year":"2005","unstructured":"Hoos, H., Stutzle, T.: Stochastic Local Search: Foundations and Applications. Morgan Kaufmann, San Francisco (2005)"},{"key":"107_CR26","unstructured":"John, G.H., Langley, P.: Estimating continuous distributions in Bayesian classifiers. In: Proceedings of the eleventh conference on uncertainty in artificial intelligence. San Mateo: Morgan Kaufman, pp. 338-345 (1995)"},{"issue":"6","key":"107_CR27","doi-asserted-by":"crossref","first-page":"1057","DOI":"10.3390\/su9061057","volume":"9","author":"Y Ju","year":"2017","unstructured":"Ju, Y., Sohn, S.Y.: Technology credit scoring based on a quantification method. Sustainability 9(6), 1057 (2017). (Multidisciplinary Digital Publishing Institute)","journal-title":"Sustainability"},{"key":"107_CR28","doi-asserted-by":"publisher","unstructured":"Kirkpatrick Jr., S., Gelatt, C.D., Vecchi, M.P.: Optimization by Simulated Annealing. Science 220(4598), 671680 (1983). Bibcode:1983Sci...220..671K. https:\/\/doi.org\/10.1126\/science.220.4598.671. (JSTOR 1690046)","DOI":"10.1126\/science.220.4598.671"},{"key":"107_CR29","doi-asserted-by":"crossref","unstructured":"Kohavi, R., John, G.: Wrappers for feature subset selection. Artificial intelligence, Special issue on relevance 273\u2013324. (1996)","DOI":"10.1016\/S0004-3702(97)00043-X"},{"key":"107_CR30","doi-asserted-by":"crossref","unstructured":"Lanzi, P.L.: Fast feature selection with genetic algorithms: a filter approach. In: IEEE international conference on evolutionary computation, vol. 25, pp 537\u2013540 (1997)","DOI":"10.1109\/ICEC.1997.592369"},{"key":"107_CR31","doi-asserted-by":"crossref","first-page":"292","DOI":"10.1016\/j.dss.2010.11.022","volume":"51","author":"J Li","year":"2011","unstructured":"Li, J., Wei, L., Li, G., Xu, W.: An evolution strategy-based multiple kernels multi-criteria programming approach: the case of credit decision making. Decis. Support Syst. 51, 292\u2013298 (2011)","journal-title":"Decis. Support Syst."},{"key":"107_CR32","doi-asserted-by":"crossref","first-page":"1097","DOI":"10.1016\/S0305-0548(97)00031-2","volume":"24","author":"N Mladenovic","year":"1997","unstructured":"Mladenovic, N., Hansen, P.: Variable neighbourhood decomposition search. Comput. Oper. Res. 24, 1097\u20131110 (1997)","journal-title":"Comput. Oper. Res."},{"issue":"42","key":"107_CR33","first-page":"30","volume":"107","author":"M Miller","year":"2003","unstructured":"Miller, M.: Research confirms value of credit scoring. Natl. Underwrit. 107(42), 30 (2003)","journal-title":"Natl. Underwrit."},{"key":"107_CR34","unstructured":"Moscato, P.: On evolution, search, optimization, genetic algorithms and martial arts: towards memetic algorithms. In: Caltech concurrent computation program, C3P Report 826 (1989)"},{"key":"107_CR35","doi-asserted-by":"publisher","unstructured":"Nekkaa, M., Boughaci, D.: Memetic Algorithm with Support Vector Machine for Feature Selection and Classification, Memetic Computing (2015), vol. 7, 5973, Springer (2015). https:\/\/doi.org\/10.1007\/s12293-015-0153-2,\u00a0http:\/\/link.springer.com\/journal\/12HrB293HrB","DOI":"10.1007\/s12293-015-0153-2"},{"key":"107_CR36","doi-asserted-by":"publisher","unstructured":"Nekkaa, M., Boughaci, D.: Hybrid Harmony Search Combined with Stochastic Local Search for Feature Selection. Neural Process Lett (2015). Springer (2015). https:\/\/doi.org\/10.1007\/s11063-015-9450-5, http:\/\/link.springer.com\/journal\/11063","DOI":"10.1007\/s11063-015-9450-5"},{"key":"107_CR37","unstructured":"Phyu, T.N.: Survey of Classification Techniques in Data Mining. In: Proceedings of the international multi conference of engineers and computer scientists, vol I IMECS 2009, March 18\u201320, 2009, Hong Kong (2009)"},{"key":"107_CR38","volume-title":"C4.5: Programs for Machine Learning","author":"JR Quinlan","year":"1992","unstructured":"Quinlan, J.R.: C4.5: Programs for Machine Learning. Morgan Kaufmann, San Mateo (1992)"},{"key":"107_CR39","doi-asserted-by":"crossref","first-page":"221","DOI":"10.1016\/S0020-7373(87)80053-6","volume":"27","author":"JR Quinlan","year":"1987","unstructured":"Quinlan, J.R.: Simplifying decision trees. Int. J. Man Mach. Stud. 27, 221\u2013234 (1987)","journal-title":"Int. J. Man Mach. Stud."},{"key":"107_CR40","doi-asserted-by":"crossref","first-page":"341","DOI":"10.1016\/j.eswa.2015.09.055","volume":"45","author":"MR Sousaa","year":"2016","unstructured":"Sousaa, M.R., Gamaa, J., Brando, E.: A new dynamic modeling framework for credit risk assessment. Expert Syst. Appl. 45, 341\u2013351 (2016)","journal-title":"Expert Syst. Appl."},{"key":"107_CR41","doi-asserted-by":"crossref","first-page":"8616","DOI":"10.1016\/j.eswa.2008.10.013","volume":"36","author":"KC Tan","year":"2009","unstructured":"Tan, K.C., Teoh, E.J., Goh, K.C., Yua, Qb: A hybrid evolutionary algorithm for attribute selection in data mining. Expert Syst. Appl. 36, 8616\u20138630 (2009)","journal-title":"Expert Syst. Appl."},{"key":"107_CR42","volume-title":"Statistical Learning Theory","author":"V Vapnik","year":"1998","unstructured":"Vapnik, V.: Statistical Learning Theory. John Wiley and Sons, New York (1998)"},{"key":"107_CR43","unstructured":"Waikato Environment for Knowledge Analysis (WEKA), Version 3.8. The University of Waikato, Hamilton, New Zealand. http:\/\/www.cs.waikato.ac.nz\/ml\/weka\/ (2018). Accessed February 2018"},{"key":"107_CR44","doi-asserted-by":"crossref","first-page":"757","DOI":"10.2307\/2330408","volume":"15","author":"JC Wiginton","year":"1980","unstructured":"Wiginton, J.C.: A note on the comparison of logistic and discriminant models of consumer credit behavior. J. Financ. Quant. Anal. 15, 757\u2013770 (1980)","journal-title":"J. Financ. Quant. Anal."},{"key":"107_CR45","volume-title":"Music-Inspired Harmony Search Algorithm: Theory and Applications, Studies in Computational Intelligence","author":"X-S Yang","year":"2009","unstructured":"Yang, X.-S.: Harmony search as a metaheuristic algorithm. In: Editor, Z., Geem, W. (eds.) Music-Inspired Harmony Search Algorithm: Theory and Applications, Studies in Computational Intelligence. Springer, Berlin (2009)"}],"container-title":["Vietnam Journal of Computer Science"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/link.springer.com\/article\/10.1007\/s40595-018-0107-y\/fulltext.html","content-type":"text\/html","content-version":"vor","intended-application":"text-mining"},{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1007\/s40595-018-0107-y.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"text-mining"},{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1007\/s40595-018-0107-y.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2022,8,24]],"date-time":"2022-08-24T11:29:58Z","timestamp":1661340598000},"score":1,"resource":{"primary":{"URL":"http:\/\/link.springer.com\/10.1007\/s40595-018-0107-y"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2018,5]]},"references-count":45,"journal-issue":{"issue":"2","published-print":{"date-parts":[[2018,5]]}},"alternative-id":["107"],"URL":"https:\/\/doi.org\/10.1007\/s40595-018-0107-y","relation":{},"ISSN":["2196-8888","2196-8896"],"issn-type":[{"value":"2196-8888","type":"print"},{"value":"2196-8896","type":"electronic"}],"subject":[],"published":{"date-parts":[[2018,5]]}}}