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Using a representative sample of Swedish adolescents (<jats:italic>n<\/jats:italic>\u202f=\u202f3,939, 51% females), the associations that youth's own economy shared with smoking, drinking and conduct problems were examined. Data was based on population register and self\u2010report information when participants were in grades 8 (T1 aged 14\u201315) and 9 (T2 aged 15\u201316). Missing activities due to financial constraints and having a cash margin were each positively associated with concurrent risk behaviours. However, longitudinal analyses showed that missing activities only increased the likelihood of conduct problems and having a cash margin only increased the likelihood of drinking one\u2010year later. The results demonstrate that youth\u2010oriented conceptualisations of economic resources identify gradients in drinking, smoking and conduct problems that are distinct from family socioeconomic status. 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