{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,10,31]],"date-time":"2026-10-31T12:34:06Z","timestamp":1793450046092,"version":"4.5.0"},"reference-count":17,"publisher":"Elsevier BV","license":[{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.elsevier.com\/tdm\/userlicense\/1.0\/"},{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.elsevier.com\/legal\/tdmrep-license"},{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-017"},{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-037"},{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-012"},{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-029"},{"start":{"date-parts":[[2026,10,1]],"date-time":"2026-10-01T00:00:00Z","timestamp":1790812800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-004"}],"content-domain":{"domain":["clinicalkey.com","clinicalkey.com.au","clinicalkey.es","clinicalkey.fr","clinicalkey.jp","elsevier.com","sciencedirect.com"],"crossmark-restriction":true},"short-container-title":["Seminars in Ultrasound, CT and MRI"],"published-print":{"date-parts":[[2026,10]]},"DOI":"10.1053\/j.sult.2026.10.006","type":"journal-article","created":{"date-parts":[[2026,10,12]],"date-time":"2026-10-12T23:13:15Z","timestamp":1791846795000},"update-policy":"https:\/\/doi.org\/10.1016\/elsevier_cm_policy","source":"Crossref","is-referenced-by-count":0,"title":["Investing 101: Foundational Rules for Building Long-Term Wealth"],"prefix":"10.1053","author":[{"given":"Christopher M.","family":"Walker","sequence":"first","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Gregory M.","family":"Lee","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Sherwin S.","family":"Chan","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"78","reference":[{"key":"10.1053\/j.sult.2026.10.006_bib1","unstructured":"Finnegan J. Good news for physician shortage: Many older doctors don\u2019t want to retire. Fierce Healthcare. August 1, 2017. https:\/\/www.fiercehealthcare.com\/practices\/good-news-for-physician-shortage-many-older-physicians-don-t-want-to-retire."},{"key":"10.1053\/j.sult.2026.10.006_bib2","unstructured":"Speights K. Can Buying $10,000 of Nvidia Stock Still Make You a Millionaire? Yahoo Finance. July 28, 2025. https:\/\/finance.yahoo.com\/news\/buying-10-000-nvidia-stock-081400469.html."},{"key":"10.1053\/j.sult.2026.10.006_bib3","unstructured":"Levin Center for Oversight and Democracy. Congress and the Enron Scandal. Wayne State University Law School. https:\/\/levin-center.org\/what-is-oversight\/portraits\/congress-and-the-enron-scandal\/."},{"key":"10.1053\/j.sult.2026.10.006_bib4","article-title":"The smartest guys in the room: The amazing rise and scandalous fall of enron","author":"McLean","year":"2006","journal-title":"Portfolio"},{"issue":"2","key":"10.1053\/j.sult.2026.10.006_bib5","doi-asserted-by":"crossref","first-page":"3","DOI":"10.1257\/089533003765888403","article-title":"The fall of enron","volume":"17","author":"Healy","year":"2003","journal-title":"J Econ Perspect"},{"issue":"3","key":"10.1053\/j.sult.2026.10.006_bib6","doi-asserted-by":"crossref","first-page":"155","DOI":"10.1037\/1076-898X.12.3.155","article-title":"Covariation neglect among novice investors","volume":"12","author":"Hedesstr\u00f6m","year":"2006","journal-title":"J Exp Psychol Appl"},{"key":"10.1053\/j.sult.2026.10.006_bib8","doi-asserted-by":"crossref","DOI":"10.1155\/2014\/521074","article-title":"Risk-adjusted impact of administrative costs on the distribution of terminal wealth for long-term investment","volume":"2014","author":"Guill\u00e9n","year":"2014","journal-title":"Sci World J"},{"issue":"6","key":"10.1053\/j.sult.2026.10.006_bib9","doi-asserted-by":"crossref","first-page":"995","DOI":"10.1037\/0022-3514.79.6.995","article-title":"When choice is demotivating: Can one desire too much of a good thing?","volume":"79","author":"Iyengar","year":"2000","journal-title":"J Pers Soc Psychol"},{"issue":"1","key":"10.1053\/j.sult.2026.10.006_bib10","first-page":"23","article-title":"Assessing the performance of life-cycle portfolio allocation strategies for retirement saving: A simulation study","volume":"70","author":"Bridges","year":"2010","journal-title":"Soc Secur Bull"},{"key":"10.1053\/j.sult.2026.10.006_bib11","unstructured":"Dahle J. Best Investment Portfolios \u2014 150+ Portfolios Better Than Yours. The White Coat Investor. February 24, 2025. Accessed June 2, 2026. https:\/\/www.whitecoatinvestor.com\/150-portfolios-better-than-yours\/."},{"key":"10.1053\/j.sult.2026.10.006_bib12","series-title":"The Bogleheads\u2019 Guide to the Three-Fund Portfolio: How a Simple Portfolio of Three Total Market Index Funds Outperforms Most Investors with Less Risk","author":"Larimore","year":"2018"},{"issue":"3","key":"10.1053\/j.sult.2026.10.006_bib13","doi-asserted-by":"crossref","DOI":"10.1371\/journal.pone.0315622","article-title":"Overconfidence, financial literacy, and panic selling: Evidence from Japan","volume":"20","author":"Bawalle","year":"2025","journal-title":"PLoS One"},{"issue":"10","key":"10.1053\/j.sult.2026.10.006_bib14","doi-asserted-by":"crossref","first-page":"2062","DOI":"10.1016\/j.jpubeco.2007.08.004","article-title":"Defined contribution plans, defined benefit plans, and the accumulation of retirement wealth","volume":"91","author":"Poterba","year":"2007","journal-title":"J Public Econ"},{"issue":"12","key":"10.1053\/j.sult.2026.10.006_bib15","doi-asserted-by":"crossref","first-page":"1403","DOI":"10.1016\/j.amjmed.2020.06.019","article-title":"The importance of acquiring financial security for physicians","volume":"133","author":"Roberts","year":"2020","journal-title":"Am J Med"},{"key":"10.1053\/j.sult.2026.10.006_bib16","unstructured":"Mr. Money Mustache. The Shockingly Simple Math Behind Early Retirement. January 13, 2012. Accessed June 2, 2026. https:\/\/www.mrmoneymustache.com\/2012\/01\/13\/the-shockingly-simple-math-behind-early-retirement\/."},{"issue":"2","key":"10.1053\/j.sult.2026.10.006_bib17","first-page":"16","article-title":"Retirement savings: Choosing a withdrawal rate that is sustainable","volume":"20","author":"Cooley","year":"1998","journal-title":"AAII J"},{"key":"10.1053\/j.sult.2026.10.006_bib18","series-title":"A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More","author":"Bengen","year":"2025"}],"container-title":["Seminars in Ultrasound, CT and MRI"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/api.elsevier.com\/content\/article\/PII:S0887217126000624?httpAccept=text\/xml","content-type":"text\/xml","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/api.elsevier.com\/content\/article\/PII:S0887217126000624?httpAccept=text\/plain","content-type":"text\/plain","content-version":"vor","intended-application":"text-mining"}],"deposited":{"date-parts":[[2026,10,31]],"date-time":"2026-10-31T12:15:59Z","timestamp":1793448959000},"score":1,"resource":{"primary":{"URL":"https:\/\/linkinghub.elsevier.com\/retrieve\/pii\/S0887217126000624"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2026,10]]},"references-count":17,"alternative-id":["S0887217126000624"],"URL":"https:\/\/doi.org\/10.1053\/j.sult.2026.10.006","relation":{},"ISSN":["0887-2171"],"issn-type":[{"value":"0887-2171","type":"print"}],"subject":[],"published":{"date-parts":[[2026,10]]},"assertion":[{"value":"Elsevier","name":"publisher","label":"This article is maintained by"},{"value":"Investing 101: Foundational Rules for Building Long-Term Wealth","name":"articletitle","label":"Article Title"},{"value":"Seminars in Ultrasound, CT and MRI","name":"journaltitle","label":"Journal Title"},{"value":"https:\/\/doi.org\/10.1053\/j.sult.2026.10.006","name":"articlelink","label":"CrossRef DOI link to publisher maintained version"},{"value":"article","name":"content_type","label":"Content Type"},{"value":"\u00a9 2026 Elsevier Inc. All rights are reserved, including those for text and data mining, AI training, and similar technologies.","name":"copyright","label":"Copyright"}]}}