{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,11]],"date-time":"2026-03-11T20:42:24Z","timestamp":1773261744782,"version":"3.50.1"},"reference-count":49,"publisher":"Informa UK Limited","issue":"10","content-domain":{"domain":["www.tandfonline.com"],"crossmark-restriction":true},"short-container-title":["Behaviour & Information Technology"],"published-print":{"date-parts":[[2016,10,2]]},"DOI":"10.1080\/0144929x.2016.1183711","type":"journal-article","created":{"date-parts":[[2016,5,20]],"date-time":"2016-05-20T10:11:11Z","timestamp":1463739071000},"page":"817-832","update-policy":"https:\/\/doi.org\/10.1080\/tandf_crossmark_01","source":"Crossref","is-referenced-by-count":44,"title":["ICT-driven financial inclusion initiatives for urban poor in a developing economy: implications for public policy"],"prefix":"10.1080","volume":"35","author":[{"given":"Shailendra Singh","family":"Bisht","sequence":"first","affiliation":[]},{"given":"Vishal","family":"Mishra","sequence":"additional","affiliation":[]}],"member":"301","published-online":{"date-parts":[[2016,5,19]]},"reference":[{"key":"CIT0003","doi-asserted-by":"publisher","DOI":"10.1080\/0144929X.2012.745606"},{"key":"CIT0004","volume-title":"Valuing Freedoms: Sen\u2019s Capability Approach and Poverty Reduction","author":"Alkire Sabina","year":"2005"},{"key":"CIT0007","doi-asserted-by":"publisher","DOI":"10.1016\/j.jbusres.2012.08.013"},{"key":"CIT0008","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2011.632076"},{"issue":"2","key":"CIT0009","doi-asserted-by":"crossref","first-page":"270","DOI":"10.1177\/074391569101200213","volume":"12","author":"Andreasen Alan R.","year":"1993","journal-title":"Journal of Public Policy & Marketing"},{"key":"CIT0011","doi-asserted-by":"publisher","DOI":"10.1080\/0144929X.2011.563798"},{"key":"CIT0015","doi-asserted-by":"publisher","DOI":"10.1080\/0144929X.2010.549509"},{"issue":"12","key":"CIT0016","doi-asserted-by":"crossref","first-page":"598","DOI":"10.17705\/1jais.00146","volume":"8","author":"Choi Hun","year":"2007","journal-title":"Journal of the Association for Information Systems"},{"key":"CIT0018","volume-title":"E-Finance in Emerging Markets: Is Leapfrogging Possible?","author":"Claessens Stijn","year":"2002"},{"key":"CIT0019","doi-asserted-by":"crossref","DOI":"10.4337\/9781782541714","volume-title":"Visions of Development: A Study of Human Values","author":"Clark David","year":"2002"},{"key":"CIT0021","doi-asserted-by":"publisher","DOI":"10.2307\/249008"},{"key":"CIT0022","volume-title":"Finance for All? Policies and Pitfalls in Expanding Access","author":"Demirg\u00fc\u00e7-Kunt Asli","year":"2008"},{"key":"CIT0023","doi-asserted-by":"publisher","DOI":"10.1080\/01292980802344190"},{"key":"CIT0025","unstructured":"Ferrari, Anusca. 2012. \u201cDigital Competence in Practice: An Analysis of Frameworks.\u201dSevilla: JRC IPTS.doi:10.2791\/82116."},{"key":"CIT0027","doi-asserted-by":"publisher","DOI":"10.1177\/097492920900100206"},{"key":"CIT0028","doi-asserted-by":"publisher","DOI":"10.1002\/jid.1716"},{"key":"CIT0029","volume-title":"A Primer for Applying Propensity Score Matching: Impact Evaluation Guidelines","author":"Heinrich Carolyn","year":"2010"},{"key":"CIT0030","doi-asserted-by":"publisher","DOI":"10.1080\/0144929X.2011.563796"},{"key":"CIT0033","volume-title":"Handbook on Impact Evaluation: Quantitative Methods and Practices","author":"Khandker Shahidur R.","year":"2010"},{"issue":"2","key":"CIT0034","first-page":"41","volume":"5","author":"Kimbell Lucy","year":"2011","journal-title":"International Journal of Design"},{"key":"CIT0035","doi-asserted-by":"publisher","DOI":"10.1002\/jid.1719"},{"key":"CIT0036","doi-asserted-by":"publisher","DOI":"10.1080\/0144929X.2011.563797"},{"key":"CIT0037","doi-asserted-by":"crossref","DOI":"10.5089\/9781455227068.001","volume-title":"ICT, Financial Inclusion, and Growth Evidence from African Countries","author":"Kpodar Kangni","year":"2011"},{"key":"CIT0038","doi-asserted-by":"publisher","DOI":"10.1016\/j.ijinfomgt.2006.08.006"},{"key":"CIT0040","doi-asserted-by":"publisher","DOI":"10.1257\/aer.98.2.413"},{"key":"CIT0041","volume-title":"Regulating Transformational Branchless Banking: Mobile Phones and Other Technology to Increase Access to Finance. CGAP Focus Notes","author":"Lyman Timothy","year":"2008"},{"key":"CIT0042","doi-asserted-by":"publisher","DOI":"10.1108\/EUM0000000004799"},{"issue":"1","key":"CIT0043","first-page":"133","volume":"62","author":"Lynn Shostack G.","year":"1984","journal-title":"Harvard Business Review"},{"issue":"2","key":"CIT0044","first-page":"1","volume":"5","author":"Mager Birgit","year":"2011","journal-title":"International Journal of Design"},{"key":"CIT0045","first-page":"1","volume":"50","author":"Mas Ignacio","year":"2008","journal-title":"CGAP Focus Note"},{"key":"CIT0046","doi-asserted-by":"publisher","DOI":"10.1016\/j.telpol.2012.10.004"},{"key":"CIT0047","doi-asserted-by":"publisher","DOI":"10.1016\/S0378-7206(97)00035-9"},{"key":"CIT0048","volume-title":"Women and Human Development: The Capabilities Approach","volume":"3","author":"Nussbaum Martha C.","year":"2001"},{"key":"CIT0050","volume-title":"Financial Services for the Urban Poor: South Africa's E Plan","volume":"2016","author":"Paulson Jo Ann","year":"1998"},{"key":"CIT0052","volume-title":"Design and Management of Service Processes \u2013 Keeping Customers for Life","author":"Ramaswamy R.","year":"1996"},{"key":"CIT0054","volume-title":"Theories of Distributive Justice","author":"Roemer John E.","year":"1998"},{"key":"CIT0055","volume-title":"Diffusion of Innovations","author":"Rogers Everett M.","year":"2010"},{"key":"CIT0056","doi-asserted-by":"publisher","DOI":"10.1093\/biomet\/70.1.41"},{"key":"CIT0057","doi-asserted-by":"publisher","DOI":"10.1080\/00031305.1985.10479383"},{"issue":"2","key":"CIT0058","first-page":"29","volume":"5","author":"Sangiorgi Daniela","year":"2011","journal-title":"International Journal of Design"},{"key":"CIT0059","doi-asserted-by":"publisher","DOI":"10.1037\/a0014268"},{"key":"CIT0060","doi-asserted-by":"publisher","DOI":"10.1162\/DESI_a_00088"},{"key":"CIT0062","doi-asserted-by":"publisher","DOI":"10.1093\/0198287976.003.0003"},{"key":"CIT0063","doi-asserted-by":"publisher","DOI":"10.1007\/978-94-015-9837-8"},{"key":"CIT0064","doi-asserted-by":"publisher","DOI":"10.1002\/sim.3207"},{"key":"CIT0067","volume-title":"Building Inclusive Financial Sectors for Development","author":"United Nations, Department of Economic and Capital Development Fund","year":"2006"},{"key":"CIT0069","doi-asserted-by":"publisher","DOI":"10.1016\/j.telpol.2007.04.001"},{"key":"CIT0071","doi-asserted-by":"publisher","DOI":"10.1080\/0144929X.2012.663650"},{"key":"CIT0074","doi-asserted-by":"publisher","DOI":"10.1177\/1094670509351960"}],"container-title":["Behaviour & Information Technology"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/www.tandfonline.com\/doi\/pdf\/10.1080\/0144929X.2016.1183711","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2024,6,16]],"date-time":"2024-06-16T17:27:19Z","timestamp":1718558839000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.tandfonline.com\/doi\/full\/10.1080\/0144929X.2016.1183711"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2016,5,19]]},"references-count":49,"journal-issue":{"issue":"10","published-online":{"date-parts":[[2016,4,27]]},"published-print":{"date-parts":[[2016,10,2]]}},"alternative-id":["10.1080\/0144929X.2016.1183711"],"URL":"https:\/\/doi.org\/10.1080\/0144929x.2016.1183711","relation":{},"ISSN":["0144-929X","1362-3001"],"issn-type":[{"value":"0144-929X","type":"print"},{"value":"1362-3001","type":"electronic"}],"subject":[],"published":{"date-parts":[[2016,5,19]]},"assertion":[{"value":"The publishing and review policy for this title is described in its Aims & Scope.","order":1,"name":"peerreview_statement","label":"Peer Review Statement"},{"value":"http:\/\/www.tandfonline.com\/action\/journalInformation?show=aimsScope&journalCode=tbit20","URL":"http:\/\/www.tandfonline.com\/action\/journalInformation?show=aimsScope&journalCode=tbit20","order":2,"name":"aims_and_scope_url","label":"Aim & Scope"}]}}