{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,4,20]],"date-time":"2026-04-20T17:21:09Z","timestamp":1776705669466,"version":"3.51.2"},"reference-count":119,"publisher":"Association for Information Systems","issue":"4","funder":[{"DOI":"10.13039\/501100012456","name":"National Social Science Foundation of China","doi-asserted-by":"publisher","award":["22CGL047"],"award-info":[{"award-number":["22CGL047"]}],"id":[{"id":"10.13039\/501100012456","id-type":"DOI","asserted-by":"publisher"}]},{"name":"Humanities and Social Science Research Fund of the Ministry of Education of China","award":["19YJC790063"],"award-info":[{"award-number":["19YJC790063"]}]},{"DOI":"10.13039\/501100012456","name":"National Social Science Foundation of China","doi-asserted-by":"publisher","award":["22CJY063"],"award-info":[{"award-number":["22CJY063"]}],"id":[{"id":"10.13039\/501100012456","id-type":"DOI","asserted-by":"publisher"}]},{"DOI":"10.13039\/501100001809","name":"National Natural Science Foundation of China","doi-asserted-by":"publisher","award":["72273108"],"award-info":[{"award-number":["72273108"]}],"id":[{"id":"10.13039\/501100001809","id-type":"DOI","asserted-by":"publisher"}]},{"name":"Guanghua Talent Project of Southwestern University of Finance and Economics"},{"name":"Philosophy and Social Science Foundation of Hunan","award":["21YBQ011"],"award-info":[{"award-number":["21YBQ011"]}]}],"content-domain":{"domain":["www.tandfonline.com"],"crossmark-restriction":true},"short-container-title":["Information Technology for Development"],"published-print":{"date-parts":[[2025,10,2]]},"DOI":"10.1080\/02681102.2024.2425812","type":"journal-article","created":{"date-parts":[[2024,11,11]],"date-time":"2024-11-11T02:52:22Z","timestamp":1731293542000},"page":"885-911","update-policy":"https:\/\/doi.org\/10.1080\/tandf_crossmark_01","source":"Crossref","is-referenced-by-count":1,"title":["The impact of mobile financial services on farmer entrepreneurship in rural China"],"prefix":"10.17705","volume":"31","author":[{"ORCID":"https:\/\/orcid.org\/0000-0002-5615-8216","authenticated-orcid":false,"given":"Long","family":"Yang","sequence":"first","affiliation":[{"name":"Central South University","place":["Changsha, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Haiyang","family":"Lu","sequence":"additional","affiliation":[{"name":"Southwestern University of Finance and Economics","place":["Chengdu, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Meng","family":"Li","sequence":"additional","affiliation":[{"name":"Central South University","place":["Changsha, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Lijun","family":"Xiang","sequence":"additional","affiliation":[{"name":"Sichuan Tourism University","place":["Chengdu, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"7521","published-online":{"date-parts":[[2024,11,10]]},"reference":[{"key":"e_1_3_5_2_1","doi-asserted-by":"publisher","DOI":"10.1002\/agr.21721"},{"key":"e_1_3_5_3_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11205-019-02257-y"},{"key":"e_1_3_5_4_1","doi-asserted-by":"publisher","DOI":"10.3368\/jhr.57.2.1018-9796R1"},{"issue":"1","key":"e_1_3_5_5_1","first-page":"15","article-title":"Mobile money empowering people living at bottom of pyramid and boosting socio-economic development in a big way","volume":"49","author":"Agrawal R.","year":"2016","unstructured":"Agrawal, R. (2016). Mobile money empowering people living at bottom of pyramid and boosting socio-economic development in a big way. Economic Analysis, 49(1\u20132), 15\u201323.","journal-title":"Economic Analysis"},{"key":"e_1_3_5_6_1","doi-asserted-by":"publisher","DOI":"10.1111\/joes.12372"},{"key":"e_1_3_5_7_1","doi-asserted-by":"publisher","DOI":"10.1177\/0973703020946706"},{"key":"e_1_3_5_8_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2021.1991871"},{"key":"e_1_3_5_9_1","doi-asserted-by":"publisher","DOI":"10.1111\/jsbm.12314"},{"key":"e_1_3_5_10_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2015.02.009"},{"key":"e_1_3_5_11_1","doi-asserted-by":"publisher","DOI":"10.1093\/wbro\/lky001"},{"key":"e_1_3_5_12_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11187-014-9600-6"},{"key":"e_1_3_5_13_1","doi-asserted-by":"publisher","DOI":"10.1596\/16364"},{"key":"e_1_3_5_14_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2017.02.032"},{"key":"e_1_3_5_15_1","doi-asserted-by":"publisher","DOI":"10.1504\/IJMP.2016.076746"},{"key":"e_1_3_5_16_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2014.10.005"},{"key":"e_1_3_5_17_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techsoc.2020.101509"},{"key":"e_1_3_5_18_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techfore.2019.01.007"},{"key":"e_1_3_5_19_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11187-012-9462-8"},{"key":"e_1_3_5_20_1","doi-asserted-by":"publisher","DOI":"10.1111\/geer.12108"},{"key":"e_1_3_5_21_1","doi-asserted-by":"publisher","DOI":"10.1007\/s10902-016-9719-z"},{"key":"e_1_3_5_22_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2020.104905"},{"key":"e_1_3_5_23_1","doi-asserted-by":"publisher","DOI":"10.1007\/s12187-020-09771-3"},{"key":"e_1_3_5_24_1","doi-asserted-by":"publisher","DOI":"10.1002\/aepp.13151"},{"key":"e_1_3_5_25_1","doi-asserted-by":"publisher","DOI":"10.1145\/2737856.2738031"},{"key":"e_1_3_5_26_1","doi-asserted-by":"publisher","DOI":"10.1038\/s41562-021-01143-3"},{"key":"e_1_3_5_27_1","doi-asserted-by":"publisher","DOI":"10.1111\/j.1532-5415.1996.tb01831.x"},{"key":"e_1_3_5_28_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2019.1684870"},{"key":"e_1_3_5_29_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techfore.2020.120236"},{"key":"e_1_3_5_30_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.annepidem.2022.04.009"},{"key":"e_1_3_5_31_1","doi-asserted-by":"publisher","DOI":"10.1080\/19401183.1980.12461494"},{"key":"e_1_3_5_32_1","doi-asserted-by":"publisher","DOI":"10.1007\/s10796-021-10121-z"},{"key":"e_1_3_5_33_1","doi-asserted-by":"publisher","DOI":"10.1080\/13600818.2017.1328047"},{"key":"e_1_3_5_34_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2017.03.029"},{"key":"e_1_3_5_35_1","first-page":"477","volume-title":"Oxford handbook of political psychology","author":"Feldman S.","year":"2003","unstructured":"Feldman, S. (2003). Values, ideology, and the structure of political attitudes. In D. O. Sears, L. Huddy, & R. Jervis (Eds.), Oxford handbook of political psychology (pp. 477\u2013508). Oxford University Press."},{"key":"e_1_3_5_36_1","doi-asserted-by":"publisher","DOI":"10.1007\/s12187-018-9575-y"},{"key":"e_1_3_5_37_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.socscimed.2017.07.028"},{"key":"e_1_3_5_38_1","doi-asserted-by":"publisher","DOI":"10.1108\/AFR-05-2020-0071"},{"key":"e_1_3_5_39_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2022.2123772"},{"key":"e_1_3_5_40_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2021.2021844"},{"key":"e_1_3_5_41_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2020.1818542"},{"key":"e_1_3_5_42_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.ssresearch.2022.102810"},{"key":"e_1_3_5_43_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11187-017-9951-x"},{"key":"e_1_3_5_44_1","doi-asserted-by":"crossref","unstructured":"Jack W. & Suri T. (2011). Mobile money: The economics of M-PESA. National Bureau of Economic Research Working Paper Series No. 16721. http:\/\/www.nber.org\/papers\/w16721.","DOI":"10.3386\/w16721"},{"key":"e_1_3_5_45_1","doi-asserted-by":"publisher","DOI":"10.1257\/aer.104.1.183"},{"key":"e_1_3_5_46_1","doi-asserted-by":"publisher","DOI":"10.1111\/agec.12251"},{"key":"e_1_3_5_47_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2023.2215737"},{"key":"e_1_3_5_48_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.landusepol.2021.105666"},{"key":"e_1_3_5_49_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jjimei.2021.100041"},{"key":"e_1_3_5_50_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.ijinfomgt.2023.102661"},{"key":"e_1_3_5_51_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jbusvent.2017.02.005"},{"key":"e_1_3_5_52_1","volume-title":"Proceedings of survey research methods section of the American statistical association","author":"Kennickell A. B.","year":"1993","unstructured":"Kennickell, A. B., & McManus, D. A. (1993). Sampling for household financial characteristics using frame information on past income. Proceedings of survey research methods section of the American statistical association."},{"key":"e_1_3_5_53_1","doi-asserted-by":"publisher","DOI":"10.1017\/aae.2020.25"},{"key":"e_1_3_5_54_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techsoc.2022.101866"},{"key":"e_1_3_5_55_1","doi-asserted-by":"publisher","DOI":"10.1371\/journal.pone.0109804"},{"key":"e_1_3_5_56_1","doi-asserted-by":"publisher","DOI":"10.1002\/isd2.12044"},{"key":"e_1_3_5_57_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techfore.2021.120728"},{"key":"e_1_3_5_58_1","doi-asserted-by":"publisher","DOI":"10.4324\/9780203058787"},{"key":"e_1_3_5_59_1","first-page":"207","article-title":"The meaning and the implications of heterogeneity for social science research","volume":"7","author":"Lewin P.","year":"2014","unstructured":"Lewin, P. (2014). The meaning and the implications of heterogeneity for social science research. Studies in Emergent Order, 7, 207\u2013224.","journal-title":"Studies in Emergent Order"},{"key":"e_1_3_5_60_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.foodpol.2021.102024"},{"key":"e_1_3_5_61_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2019.1594661"},{"key":"e_1_3_5_62_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.compedu.2012.08.001"},{"key":"e_1_3_5_63_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jempfin.2020.10.005"},{"key":"e_1_3_5_64_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jce.2013.09.001"},{"key":"e_1_3_5_65_1","doi-asserted-by":"publisher","DOI":"10.1086\/698750"},{"key":"e_1_3_5_66_1","doi-asserted-by":"publisher","DOI":"10.1111\/j.1748-0361.2011.00363.x"},{"key":"e_1_3_5_67_1","doi-asserted-by":"publisher","DOI":"10.1177\/1536867X0400400306"},{"key":"e_1_3_5_68_1","doi-asserted-by":"publisher","DOI":"10.1177\/1536867X1101100303"},{"key":"e_1_3_5_69_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.telpol.2022.102440"},{"key":"e_1_3_5_70_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.chieco.2020.101577"},{"key":"e_1_3_5_71_1","doi-asserted-by":"publisher","DOI":"10.1111\/apce.12326"},{"key":"e_1_3_5_72_1","doi-asserted-by":"publisher","DOI":"10.1080\/13504851.2020.1781766"},{"key":"e_1_3_5_73_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techsoc.2020.101260"},{"key":"e_1_3_5_74_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techsoc.2019.101226"},{"key":"e_1_3_5_75_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11365-010-0144-1"},{"key":"e_1_3_5_76_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2022.2097622"},{"key":"e_1_3_5_77_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.econmod.2021.01.015"},{"key":"e_1_3_5_78_1","doi-asserted-by":"publisher","DOI":"10.1108\/JSTPM-09-2020-0134"},{"key":"e_1_3_5_79_1","doi-asserted-by":"publisher","DOI":"10.1007\/s12187-020-09784-y"},{"key":"e_1_3_5_80_1","doi-asserted-by":"publisher","DOI":"10.1080\/17531050903273768"},{"key":"e_1_3_5_81_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2015.11.006"},{"key":"e_1_3_5_82_1","doi-asserted-by":"publisher","DOI":"10.1111\/rode.12327"},{"key":"e_1_3_5_83_1","doi-asserted-by":"publisher","DOI":"10.1108\/MD-11-2017-1153"},{"key":"e_1_3_5_84_1","doi-asserted-by":"publisher","DOI":"10.1007\/s12571-018-0777-4"},{"key":"e_1_3_5_85_1","doi-asserted-by":"publisher","DOI":"10.1111\/ropr.12441"},{"key":"e_1_3_5_86_1","doi-asserted-by":"publisher","DOI":"10.1007\/s10660-020-09397-1"},{"key":"e_1_3_5_87_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2021.1925619"},{"key":"e_1_3_5_88_1","first-page":"89","article-title":"The effect of mobile money uses on rudimentary financial literacy in Tanzania","volume":"23","author":"Nyakale R.","year":"2020","unstructured":"Nyakale, R., Rugaimukamu, D., & Akaro, R. J. (2020). The effect of mobile money uses on rudimentary financial literacy in Tanzania. Business Management Review, 23, 89\u2013105.","journal-title":"Business Management Review"},{"key":"e_1_3_5_89_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.telpol.2022.102457"},{"key":"e_1_3_5_90_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.rdf.2017.01.001"},{"key":"e_1_3_5_91_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jpubeco.2010.06.005"},{"key":"e_1_3_5_92_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.gfs.2021.100590"},{"key":"e_1_3_5_93_1","doi-asserted-by":"publisher","DOI":"10.1016\/S0929-1199(03)00056-7"},{"key":"e_1_3_5_94_1","doi-asserted-by":"publisher","DOI":"10.1007\/s10734-020-00524-3"},{"key":"e_1_3_5_95_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2019.1622500"},{"key":"e_1_3_5_96_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2019.1668346"},{"key":"e_1_3_5_97_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2020.1736820"},{"key":"e_1_3_5_98_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2019.1643278"},{"key":"e_1_3_5_99_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2022.2073579"},{"key":"e_1_3_5_100_1","doi-asserted-by":"publisher","DOI":"10.1111\/roiw.12292"},{"key":"e_1_3_5_101_1","doi-asserted-by":"publisher","DOI":"10.1111\/agec.12360"},{"key":"e_1_3_5_102_1","doi-asserted-by":"publisher","DOI":"10.1111\/isj.12403"},{"key":"e_1_3_5_103_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2022.2046533"},{"key":"e_1_3_5_104_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2019.1684871"},{"key":"e_1_3_5_105_1","doi-asserted-by":"publisher","DOI":"10.1007\/BF00988249"},{"key":"e_1_3_5_106_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.annepidem.2015.12.003"},{"key":"e_1_3_5_107_1","first-page":"79","volume-title":"Studies in public regulation","author":"Willig R. D.","year":"1981","unstructured":"Willig, R. D., & Bailey, E. E. (1981). Income-distribution concerns in regulatory policymaking. In G. Fromm (Ed.), Studies in public regulation (pp. 79\u2013118). The MIT Press."},{"key":"e_1_3_5_108_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.rssm.2007.05.006"},{"key":"e_1_3_5_109_1","doi-asserted-by":"publisher","DOI":"10.1073\/pnas.1303102110"},{"key":"e_1_3_5_110_1","doi-asserted-by":"publisher","DOI":"10.1080\/00036846.2022.2140762"},{"key":"e_1_3_5_111_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11205-022-03060-y"},{"key":"e_1_3_5_112_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.econmod.2019.09.026"},{"key":"e_1_3_5_113_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jhe.2021.101788"},{"key":"e_1_3_5_114_1","doi-asserted-by":"publisher","DOI":"10.1080\/02681102.2022.2048782"},{"key":"e_1_3_5_115_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.im.2017.05.005"},{"key":"e_1_3_5_116_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techfore.2021.120604"},{"key":"e_1_3_5_117_1","doi-asserted-by":"publisher","DOI":"10.1080\/00036846.2021.1897513"},{"key":"e_1_3_5_118_1","doi-asserted-by":"publisher","DOI":"10.1111\/1467-8489.12406"},{"key":"e_1_3_5_119_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.foodpol.2021.102044"},{"key":"e_1_3_5_120_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.telpol.2022.102328"}],"container-title":["Information Technology for Development"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/www.tandfonline.com\/doi\/pdf\/10.1080\/02681102.2024.2425812","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2026,4,20]],"date-time":"2026-04-20T16:28:33Z","timestamp":1776702513000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.tandfonline.com\/doi\/full\/10.1080\/02681102.2024.2425812"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2024,11,10]]},"references-count":119,"journal-issue":{"issue":"4","published-print":{"date-parts":[[2025,10,2]]}},"alternative-id":["10.1080\/02681102.2024.2425812"],"URL":"https:\/\/doi.org\/10.1080\/02681102.2024.2425812","relation":{},"ISSN":["0268-1102","1554-0170"],"issn-type":[{"value":"0268-1102","type":"print"},{"value":"1554-0170","type":"electronic"}],"subject":[],"published":{"date-parts":[[2024,11,10]]},"assertion":[{"value":"The publishing and review policy for this title is described in its Aims & Scope.","order":1,"name":"peerreview_statement","label":"Peer Review Statement"},{"value":"http:\/\/www.tandfonline.com\/action\/journalInformation?show=aimsScope&journalCode=titd20","URL":"http:\/\/www.tandfonline.com\/action\/journalInformation?show=aimsScope&journalCode=titd20","order":2,"name":"aims_and_scope_url","label":"Aim & Scope"},{"value":"2024-11-10","order":3,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}