{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,12,19]],"date-time":"2025-12-19T15:28:39Z","timestamp":1766158119974},"reference-count":49,"publisher":"Tsinghua University Press","issue":"3","license":[{"start":{"date-parts":[[2017,9,4]],"date-time":"2017-09-04T00:00:00Z","timestamp":1504483200000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.emerald.com\/insight\/site-policies"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["IJCS"],"published-print":{"date-parts":[[2017,9,4]]},"abstract":"<jats:sec>\n<jats:title content-type=\"abstract-subheading\">Purpose<\/jats:title>\n<jats:p>This paper aims to provide a driving behavior scoring model to decide the personalized automobile premium for each driver.<\/jats:p>\n<\/jats:sec>\n<jats:sec>\n<jats:title content-type=\"abstract-subheading\">Design\/methodology\/approach<\/jats:title>\n<jats:p>Driving behavior scoring model.<\/jats:p>\n<\/jats:sec>\n<jats:sec>\n<jats:title content-type=\"abstract-subheading\">Findings<\/jats:title>\n<jats:p>The driving behavior scoring model could effectively reflect the risk level of driver\u2019s safe driving.<\/jats:p>\n<\/jats:sec>\n<jats:sec>\n<jats:title content-type=\"abstract-subheading\">Originality\/value<\/jats:title>\n<jats:p>A driving behavior scoring model for UBI.<\/jats:p>\n<\/jats:sec>","DOI":"10.1108\/ijcs-08-2017-0022","type":"journal-article","created":{"date-parts":[[2017,11,29]],"date-time":"2017-11-29T09:50:42Z","timestamp":1511949042000},"page":"223-236","source":"Crossref","is-referenced-by-count":10,"title":["A driving behavior model evaluation for UBI"],"prefix":"10.26599","volume":"1","author":[{"given":"Zhishuo","family":"Liu","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Qianhui","family":"Shen","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Jingmiao","family":"Ma","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"11138","reference":[{"issue":"1","key":"key2020120514073005300_ref001","doi-asserted-by":"crossref","first-page":"51","DOI":"10.1177\/0361198105190800107","article-title":"Split models for predicting multivehicle crashes during high-speed and low-speed operating conditions on freeways","volume":"1908","year":"2005","journal-title":"Transportation Research Record Journal of the Transportation Research Board"},{"key":"key2020120514073005300_ref002","unstructured":"Bordoff, J.E. and Noel, P.J. (2008), \u201cPay-as-you drive auto insurance: a simple way to reduce driving-related harms and increase equity\u201d, Hamilton Project: discussion papers."},{"key":"key2020120514073005300_ref003","first-page":"135","article-title":"Pay-as-you-drive insurance: the effect of the kilometers on the risk of accident","volume":"19","year":"2013","journal-title":"Anales Del Instituto De Actuarios Espa\u00f1oles"},{"key":"key2020120514073005300_ref004","unstructured":"Campbell, K. (2003), \u201cDetailed planning for research on making a significant improvement in highway safety: study 2-safety\u201d, F-SHRP Web Document 2(NCHRP Project 20-58[2]): Contractor\u2019s Final Report, Transportation Research Board of The National Academics."},{"key":"key2020120514073005300_ref005","unstructured":"Davis, G.A., Davuluri, S. and Pei, J.P. (2006), \u201cA Case Control Study of Speed and Crash Risk\u201d."},{"key":"key2020120514073005300_ref006","first-page":"362","article-title":"Innovative insurance schemes: pay as\/how you drive","volume":"14","year":"2016","journal-title":"Transportation Research Procedia, 2016"},{"key":"key2020120514073005300_ref007","unstructured":"Elvik, R., Christensen, P. and Amundsen, A. (2004), \u201cSpeed and Road Accidents: An Evaluation of the Power Model\u201d, T\u00d8I report 740\/2004, Institute of Transport Economics TOI, Oslo."},{"issue":"2297","key":"key2020120514073005300_ref008","first-page":"97","article-title":"Measuring per mile risk for pay-as-you-drive automobile","volume":"2297","year":"2012","journal-title":"Transportation Research Record Journal of the Transportation Research Board"},{"key":"key2020120514073005300_ref009","unstructured":"Greenberg (2008), \u201cLowering the patent barrier to pay-as-you-drive insurance\u201d, Transportation Research Board Meeting."},{"issue":"6","key":"key2020120514073005300_ref010","first-page":"118","article-title":"An improved weight calculation method for multi objective decision making","volume":"41","year":"2014","journal-title":"Journal of Xidian Univerisity(Natural Science Edition)"},{"issue":"3","key":"key2020120514073005300_ref011","first-page":"18","article-title":"Real driving at night \u2013predicting lane departures from physiological and subjective sleepiness","volume":"101","year":"2014","journal-title":"Biological Psychology"},{"issue":"1","key":"key2020120514073005300_ref012","doi-asserted-by":"crossref","first-page":"103","DOI":"10.1016\/0001-4575(93)90102-3","article-title":"Velocity change and fatality risk in a crash \u2013 a rule of thumb","volume":"25","year":"1993","journal-title":"Accident; Analysis and Prevention"},{"key":"key2020120514073005300_ref013","doi-asserted-by":"crossref","first-page":"246","DOI":"10.3141\/2019-29","article-title":"Relationships between crash involvement and temporal-spatial driving behavior activity patterns: use of data for vehicles with global positioning systems","volume":"2019","year":"2007","journal-title":"Transportation Research Record"},{"key":"key2020120514073005300_ref014","unstructured":"Klauer, S.G., Dingus, T.A., Neale, V.L., Sudweeks, J.D. and Ramsey, D.J. (2009), \u201cComparing Real-world Behaviors of Drivers with High versus Low Rates of Crashes and Near-crashes, National Highway Traffic Safety Administration\u201d, Report No. DOT HS 811 091."},{"issue":"6","key":"key2020120514073005300_ref015","doi-asserted-by":"crossref","first-page":"1996","DOI":"10.1016\/j.aap.2008.08.027","article-title":"In defence of the \u2018low-mileage bias","volume":"40","year":"2008","journal-title":"Accident; Analysis and Prevention"},{"issue":"5","key":"key2020120514073005300_ref016","first-page":"1","article-title":"Predicting drowsiness-related driving events: a review of recent research methods and future opportunities","volume":"17","year":"2016","journal-title":"Theoretical Issues in Ergonomics Science"},{"issue":"2","key":"key2020120514073005300_ref017","first-page":"145","article-title":"Analysis of unsafe driving behavior based on questionnaire","volume":"2015","year":"2015","journal-title":"Automobile Applied Technology"},{"key":"key2020120514073005300_ref018","volume-title":"Pay-as-You-Drive Insurance: Recommendations for Implementation","author":"Litmant","year":"2011"},{"key":"key2020120514073005300_ref019","unstructured":"Litmant (2011b), \u201cDistance-Based Vehicle Insurance Feasibility, Benefits and Cost: Comprehensive Technical Report\u201d, Viloria Transport Policy Institute."},{"issue":"2","key":"key2020120514073005300_ref020","doi-asserted-by":"crossref","first-page":"121","DOI":"10.1016\/j.tranpol.2004.12.002","article-title":"Efficient vehicles versus efficient transportation comparing transportation energy conservation strategies","volume":"12","year":"2005","journal-title":"Transport Policy"},{"issue":"4","key":"key2020120514073005300_ref021","doi-asserted-by":"crossref","first-page":"493","DOI":"10.1016\/S0001-4575(99)00067-6","article-title":"Factors associated with falling asleep at the wheel among long-distance truck drivers","volume":"32","year":"2000","journal-title":"Accident Analysis & Prevention"},{"issue":"6","key":"key2020120514073005300_ref022","doi-asserted-by":"crossref","first-page":"507","DOI":"10.1016\/S1087-0792(03)90004-9","article-title":"The hazards and prevention of driving while be sleepy","volume":"7","year":"2003","journal-title":"Sleep Medicine Reviews"},{"issue":"5","key":"key2020120514073005300_ref023","doi-asserted-by":"crossref","first-page":"619","DOI":"10.1016\/S0001-4575(01)00061-6","article-title":"Relationship between crash rate and hourly traffic flow on interurban motorway","volume":"34","year":"2002","journal-title":"Accident Analysis and Prevention"},{"issue":"4","key":"key2020120514073005300_ref024","doi-asserted-by":"crossref","first-page":"515","DOI":"10.1175\/BAMS-85-4-515","article-title":"Chicago O\u2019hare international airport July 1996-April 2002","volume":"85","year":"2004","journal-title":"Bulletin of the American Meteorological Society"},{"key":"key2020120514073005300_ref025","article-title":"Traffic safety dimensions and the power model to describe the effect of speed on safety","year":"2004"},{"key":"key2020120514073005300_ref026","unstructured":"No, O., Carrol, A., Multer, J., et al. (2003), \u201cResearch and Special Programs Administration: Commerial Transportation Operator Fatigue Management Reference\u201d, US Department of Transportation 2003.7."},{"key":"key2020120514073005300_ref027","article-title":"Speed management","author":"OECD\/ECMT","year":"2006"},{"key":"key2020120514073005300_ref028","first-page":"27","article-title":"Multivariate exposure modeling of accident risk: insights from pay-as-you-drive insurance data","volume":"61","year":"2014","journal-title":"Transportation Research Part A: Policy and Practice"},{"key":"key2020120514073005300_ref029","unstructured":"Paula, M. and Wendy, W. (2010), \u201cThe Relationship between Road Safety and Congestion on Motorways\u201d."},{"issue":"1","key":"key2020120514073005300_ref030","first-page":"142","article-title":"Research on smart usage-based insurance system","volume":"27","year":"2016","journal-title":"Computer Technology and Development"},{"key":"key2020120514073005300_ref031","unstructured":"Progressive Insurance (2005), \u201cTexas Mileage Study: Relationship between Annual Mileage and Insurance Losses, 2005\u201d."},{"key":"key2020120514073005300_ref032","unstructured":"Progressive Insurance (2014), \u201cLinking Driving Behavior to Automobile Accidents and Insurance Rates: An Analysis of Five Billion Miles Driven\u201d, USA, 2014.7."},{"key":"key2020120514073005300_ref033","article-title":"An analysis of fatal crashes under dark conditions in the US, 1999-2008","volume-title":"Shedding Light on the Nighttime Driving Risk","year":"2010"},{"key":"key2020120514073005300_ref034","doi-asserted-by":"crossref","first-page":"816","DOI":"10.1016\/j.proeng.2015.01.436","article-title":"Telematics system in usage based motor insurance","volume":"100","year":"2015","journal-title":"Procedia Engineering"},{"issue":"3","key":"key2020120514073005300_ref035","doi-asserted-by":"crossref","first-page":"1249","DOI":"10.1016\/j.aap.2007.10.012","article-title":"Low mileage bias\u2019 and related policy implications \u2013 a cautionary note","volume":"40","year":"2008","journal-title":"Accident Analysis & Prevention"},{"issue":"3","key":"key2020120514073005300_ref036","doi-asserted-by":"crossref","first-page":"321","DOI":"10.1016\/S0001-4575(02)00007-6","article-title":"Driver risk factors for sleep-related crashes","volume":"35","year":"2003","journal-title":"Accident Analysis and Prevention"},{"key":"key2020120514073005300_ref037","unstructured":"Sun, L. (2017), \u201cThe status quo of the industry and some suggestions for operators\u201d, Guangdong communication technology."},{"key":"key2020120514073005300_ref038","unstructured":"Traffic Management Bureau of the Public Security Ministry (2014), \u201cAnnual Report on Road Traffic Accident in China in 2014\u201d."},{"issue":"3","key":"key2020120514073005300_ref039","doi-asserted-by":"crossref","first-page":"464","DOI":"10.2307\/1190938","article-title":"Automobile accidents, tort law, externalities, and insurance: an economist\u2019s critique","volume":"33","year":"1968","journal-title":"Law & Contemporary Problems"},{"issue":"1","key":"key2020120514073005300_ref040","article-title":"Accidents and hours-of-service violations among over-the-road drivers","volume":"40","year":"2001","journal-title":"Transportation Quarterly"},{"key":"key2020120514073005300_ref041","doi-asserted-by":"crossref","first-page":"259","DOI":"10.1016\/j.trpro.2015.03.020","article-title":"Latent class analysis for driving behavior on merging section","volume":"6","year":"2015","journal-title":"Transportation Research Procedia"},{"key":"key2020120514073005300_ref042","article-title":"Developments in the pricing of auto insurance based upon driving behavior","year":"2014"},{"key":"key2020120514073005300_ref043","unstructured":"Chenghai, H., Dao, Y. and Sujin, Z. (2016), \u201cThe Automobile Insurance Pricing Model Combining Static Premium with Dynamic Premium\u201d."},{"key":"key2020120514073005300_ref044","unstructured":"Clarles, M.F. (2016), \u201cRelationship of Traffic Fatality Rates to Maximum State Speed Limits\u201d, Traffic Injury Prevention."},{"issue":"3","key":"key2020120514073005300_ref045","doi-asserted-by":"crossref","first-page":"398","DOI":"10.1057\/gpp.2015.30","article-title":"Empirical findings on motor insurance pricing in Germany, Austria and Switzerland","volume":"41","year":"2016","journal-title":"The Geneva Papers on Risk and Insurance - Issues and Practice"},{"issue":"1","key":"key2020120514073005300_ref046","article-title":"Analysis of crash precursors on instrumented freeways","volume":"1784","year":"2002","journal-title":"Transportation Research Record Journal of the Transportation Research Board"},{"key":"key2020120514073005300_ref047","first-page":"29","article-title":"Research on effect of mileage on the net insurance premium","volume":"6","year":"2012","journal-title":"Insurance Studies"},{"key":"key2020120514073005300_ref048","article-title":"Development status and trend of UBI in big data context","volume-title":"The Industrial Study","year":"2015"},{"issue":"9","key":"key2020120514073005300_ref049","first-page":"106","article-title":"Study on the relationship between traffic accident severity and traffic flow characteristics of freeway","volume":"21","year":"2011","journal-title":"China Safety Science Journal"}],"container-title":["International Journal of Crowd Science"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/IJCS-08-2017-0022\/full\/xml","content-type":"application\/xml","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/IJCS-08-2017-0022\/full\/html","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2022,5,12]],"date-time":"2022-05-12T21:24:51Z","timestamp":1652390691000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/IJCS-08-2017-0022\/full\/html"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2017,9,4]]},"references-count":49,"journal-issue":{"issue":"3","published-print":{"date-parts":[[2017,9,4]]}},"alternative-id":["10.1108\/IJCS-08-2017-0022"],"URL":"https:\/\/doi.org\/10.1108\/ijcs-08-2017-0022","relation":{},"ISSN":["2398-7294"],"issn-type":[{"value":"2398-7294","type":"print"}],"subject":[],"published":{"date-parts":[[2017,9,4]]}}}