{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,1,24]],"date-time":"2026-01-24T17:48:13Z","timestamp":1769276893005,"version":"3.49.0"},"reference-count":41,"publisher":"Emerald","issue":"4","license":[{"start":{"date-parts":[[2020,6,29]],"date-time":"2020-06-29T00:00:00Z","timestamp":1593388800000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.emerald.com\/insight\/site-policies"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["IMDS"],"published-print":{"date-parts":[[2020,6,29]]},"abstract":"<jats:sec><jats:title content-type=\"abstract-subheading\">Purpose<\/jats:title><jats:p>Due to the rapid development and innovation in the Internet-based technology, conventional banks are under pressure and have to compete with Internet-based finance. This has made banks adopt measures to improve operational efficiency and reduce input and increase output.<\/jats:p><\/jats:sec><jats:sec><jats:title content-type=\"abstract-subheading\">Design\/methodology\/approach<\/jats:title><jats:p>The authors had proposed a two-stage fairness concern efficiency model based on the classical theory of data envelopment analysis (DEA) and performed an empirical study to measure agricultural loan efficiency in the 20 major Chinese banks.<\/jats:p><\/jats:sec><jats:sec><jats:title content-type=\"abstract-subheading\">Findings<\/jats:title><jats:p>The findings of the empirical analysis are as follows: (1) peer-induced fairness concern has no impact on deposit efficiency in a centralized bank supply chain; (2) The China Merchants Bank (CMB) has the third lowest deposit efficiency; (3) monotonicity of loan efficiency with input allocation depends on a bank's ownership structure; (4) efficiency ranks are strongly affected by the fairness concern; (5) most Chinese banks show a low agricultural loan efficiency.<\/jats:p><\/jats:sec><jats:sec><jats:title content-type=\"abstract-subheading\">Originality\/value<\/jats:title><jats:p>This paper contributes to the literature in several ways. First, to the best of the authors\u2019 knowledge, this is the first attempt to analyze agricultural loan efficiency for a bank supply chain system with the fairness concern. This work reveals the hidden factor that restricts loan efficiency of Chinese banks. Second, the proposed fairness concern two-stage DEA model has shown good ability for full ranking. It can provide a new perspective to the classical DEA literature for ranking decision-making units (DMUs). Third, the authors have demonstrated empirical bank efficiency for the 20 major Chinese banks.<\/jats:p><\/jats:sec>","DOI":"10.1108\/imds-02-2020-0061","type":"journal-article","created":{"date-parts":[[2020,6,29]],"date-time":"2020-06-29T03:20:46Z","timestamp":1593400846000},"page":"839-855","source":"Crossref","is-referenced-by-count":5,"title":["Agricultural loan efficiency in centralized bank supply chains with fairness concern: a DEA-based analysis"],"prefix":"10.1108","volume":"121","author":[{"given":"Jianguo","family":"Zhuo","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Yuwei","family":"Hu","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Min","family":"Kang","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"140","reference":[{"issue":"1","key":"key2021041305463104200_ref001","doi-asserted-by":"crossref","first-page":"88","DOI":"10.1016\/j.omega.2011.02.009","article-title":"Estimating two-stage network slacks-based inefficiency: an application to Bangladesh banking","volume":"41","year":"2013","journal-title":"Omega"},{"issue":"4","key":"key2021041305463104200_ref002","doi-asserted-by":"crossref","first-page":"930","DOI":"10.1016\/j.omega.2008.08.001","article-title":"Opening the black box of efficiency analysis: an illustration with UAE banks","volume":"37","year":"2009","journal-title":"Omega"},{"issue":"9","key":"key2021041305463104200_ref003","doi-asserted-by":"crossref","first-page":"1078","DOI":"10.1287\/mnsc.30.9.1078","article-title":"Some models for estimating technical and scale inefficiencies in data envelopment analysis","volume":"30","year":"1984","journal-title":"Management Science"},{"issue":"1","key":"key2021041305463104200_ref004","doi-asserted-by":"crossref","first-page":"1","DOI":"10.1016\/j.omega.2011.02.005","article-title":"The technical efficiency of the Japanese banks: non-radial directional performance measurement with undesirable output","volume":"40","year":"2012","journal-title":"Omega"},{"issue":"7","key":"key2021041305463104200_ref005","doi-asserted-by":"crossref","first-page":"895","DOI":"10.1016\/S0378-4266(97)00010-1","article-title":"Inside the black box: what explains differences in the efficiencies of financial institutions?","volume":"21","year":"1997","journal-title":"Journal of Banking and Finance"},{"issue":"6","key":"key2021041305463104200_ref006","doi-asserted-by":"crossref","first-page":"429","DOI":"10.1016\/0377-2217(78)90138-8","article-title":"Measuring the efficiency of decision making units","volume":"2","year":"1978","journal-title":"European Journal of Operational Research"},{"key":"key2021041305463104200_ref007","doi-asserted-by":"crossref","first-page":"71","DOI":"10.1016\/j.najef.2017.10.003","article-title":"Chinese bank efficiency during the global financial crisis: a combined approach using satisficing DEA and Support Vector Machines","volume":"43","year":"2018","journal-title":"The North American Journal of Economics and Finance"},{"issue":"9","key":"key2021041305463104200_ref008","doi-asserted-by":"crossref","first-page":"1255","DOI":"10.1108\/02635570810914928","article-title":"Stock selection using data envelopment analysis","volume":"108","year":"2008","journal-title":"Industrial Management and Data Systems"},{"key":"key2021041305463104200_ref009","doi-asserted-by":"crossref","first-page":"308","DOI":"10.1016\/j.measurement.2013.11.043","article-title":"A three-stage data envelopment analysis model with application to banking industry","volume":"49","year":"2014","journal-title":"Measurement"},{"issue":"1","key":"key2021041305463104200_ref010","doi-asserted-by":"crossref","first-page":"75","DOI":"10.1016\/j.intfin.2010.08.004","article-title":"Efficiency of Turkish banking: two-stage network system. 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