{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,5,9]],"date-time":"2026-05-09T17:22:23Z","timestamp":1778347343312,"version":"3.51.4"},"reference-count":87,"publisher":"Emerald","issue":"6","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2021,11,11]]},"abstract":"<jats:sec>\n                    <jats:title>Purpose<\/jats:title>\n                    <jats:p>In today's networked business environment, a huge amount of data is being generated and processed in different industries, which banking is amongst the most important ones. The aim of this study is to understand and prioritize strategic applications, main drivers, and key challenges of implementing big data analytics in banks.<\/jats:p>\n                  <\/jats:sec>\n                  <jats:sec>\n                    <jats:title>Design\/methodology\/approach<\/jats:title>\n                    <jats:p>To take advantage of experts' viewpoints, the authors designed and implemented a four-round Delphi study. Totally, 25 eligible experts have contributed to this survey in collecting and analyzing the data.<\/jats:p>\n                  <\/jats:sec>\n                  <jats:sec>\n                    <jats:title>Findings<\/jats:title>\n                    <jats:p>The results revealed that the most important applications of big data in banks are \u201cfraud detection\u201d and \u201ccredit risk analysis.\u201d The main drivers to start big data endeavors are \u201cdecision-making enhancement\u201d and \u201cnew product\/service development,\u201d and finally the focal challenge threatening the efforts and expected outputs is \u201cinformation silos and unintegrated data.\u201d<\/jats:p>\n                  <\/jats:sec>\n                  <jats:sec>\n                    <jats:title>Originality\/value<\/jats:title>\n                    <jats:p>In addition to stepping forward in the literature, the findings advance our understanding of the main managerial issues of big data in a dynamic business environment, by proposing effective further actions for both scholars and decision-makers.<\/jats:p>\n                  <\/jats:sec>","DOI":"10.1108\/jeim-03-2019-0097","type":"journal-article","created":{"date-parts":[[2020,9,14]],"date-time":"2020-09-14T09:50:01Z","timestamp":1600077001000},"page":"1577-1596","source":"Crossref","is-referenced-by-count":32,"title":["Elucidation of big data analytics in banking: a four-stage Delphi study"],"prefix":"10.1108","volume":"34","author":[{"given":"Mohammad","family":"Soltani Delgosha","sequence":"first","affiliation":[{"name":"UWE Bristol Business School, , ,","place":["Bristol, UK"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Nastaran","family":"Hajiheydari","sequence":"additional","affiliation":[{"name":"University of Sheffield , ,","place":["Sheffield, UK"]},{"name":"University of Tehran , ,","place":["Tehran, Iran"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Sayed Mahmood","family":"Fahimi","sequence":"additional","affiliation":[{"name":"University of Tehran , ,","place":["Tehran, Iran"]}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"140","published-online":{"date-parts":[[2020,9,14]]},"reference":[{"issue":"2","key":"2026021807074902700_ref001","first-page":"123","article-title":"Data mining with big data e-health service using map reduce","volume":"4","author":"Abinaya","year":"2015","journal-title":"International Journal of Advanced Research in Computer and Communication Engineering"},{"issue":"2","key":"2026021807074902700_ref500","doi-asserted-by":"crossref","first-page":"284","DOI":"10.1016\/S0377-2217(02)00550-7","article-title":"The impact of ERP on supply chain management: exploratory findings from a European Delphi study","volume":"146","author":"Akkermans","year":"2003","journal-title":"European Journal of Operational Research"},{"key":"2026021807074902700_ref002","doi-asserted-by":"crossref","first-page":"159","DOI":"10.1016\/j.irfa.2012.08.004","article-title":"Basel III: is the cure worse than the disease?","volume":"25","author":"Allen","year":"2012","journal-title":"International Review of Financial Analysis"},{"issue":"1","key":"2026021807074902700_ref003","doi-asserted-by":"crossref","first-page":"29","DOI":"10.1057\/ejis.2014.44","article-title":"How to get the most from a business intelligence application during the post implementation phase? 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