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This study uses the unified theory of acceptance and use of technology (UTAUT) to examine mobile money continuance intention among micro enterprises in an emerging\/less-developed economy. This study aims to explore the mediating role of agent credibility on this relationship, given that these agents are contingent actors between service providers and mobile money users.<\/jats:p><\/jats:sec><jats:sec><jats:title content-type=\"abstract-subheading\">Design\/methodology\/approach<\/jats:title><jats:p>After a preliminary qualitative enquiry, quantitative data collected from 584 micro enterprises were tested from the UTAUT perspective, using structural equation modelling.<\/jats:p><\/jats:sec><jats:sec><jats:title content-type=\"abstract-subheading\">Findings<\/jats:title><jats:p>Findings from the study establish the applicability of the UTAUT in explaining the antecedents, motivations and continuance intention of mobile money usage among micro enterprises. Further, beyond their direct effects, the UTAUT conditions have indirect effects on the continuance intention through their effect on perceived agent credibility.<\/jats:p><\/jats:sec><jats:sec><jats:title content-type=\"abstract-subheading\">Originality\/value<\/jats:title><jats:p>The findings provide evidence to issues of research and managerial interest, offering insightful implications to the academic and practitioner communities, respectively.<\/jats:p><\/jats:sec>","DOI":"10.1108\/jsit-03-2019-0062","type":"journal-article","created":{"date-parts":[[2020,4,28]],"date-time":"2020-04-28T06:54:55Z","timestamp":1588056895000},"page":"97-117","source":"Crossref","is-referenced-by-count":50,"title":["Mobile money usage and continuance intention among micro enterprises in an emerging market \u2013 the mediating role of agent credibility"],"prefix":"10.1108","volume":"22","author":[{"given":"Raphael","family":"Odoom","sequence":"first","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"John Paul","family":"Kosiba","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"140","reference":[{"key":"key2020061908072708000_ref001","volume-title":"Multiple Regression: Testing and Interpreting Interactions","year":"1993","edition":"3rd ed."},{"issue":"2","key":"key2020061908072708000_ref002","doi-asserted-by":"crossref","first-page":"166","DOI":"10.1108\/JSIT-08-2018-0108","article-title":"Development and determinants of end-user intention: usage of expert systems","volume":"21","year":"2019","journal-title":"Journal of Systems and Information Technology"},{"key":"key2020061908072708000_ref003","unstructured":"Appiah, P. 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