{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,4,23]],"date-time":"2026-04-23T20:56:33Z","timestamp":1776977793364,"version":"3.51.4"},"reference-count":22,"publisher":"IEEE","license":[{"start":{"date-parts":[[2025,7,3]],"date-time":"2025-07-03T00:00:00Z","timestamp":1751500800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-029"},{"start":{"date-parts":[[2025,7,3]],"date-time":"2025-07-03T00:00:00Z","timestamp":1751500800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-037"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2025,7,3]]},"DOI":"10.1109\/icecet63943.2025.11472005","type":"proceedings-article","created":{"date-parts":[[2026,4,9]],"date-time":"2026-04-09T19:42:35Z","timestamp":1775763755000},"page":"1-6","source":"Crossref","is-referenced-by-count":0,"title":["A Comparative Study of Explainable Machine Learning Models for Corporate Credit Scoring"],"prefix":"10.1109","author":[{"given":"LihChyun","family":"Shu","sequence":"first","affiliation":[{"name":"National Cheng Kung University,Institute of Finance,Department of Accountancy and Graduate,Tainan,Taiwan"}]},{"given":"ChiaCheng","family":"Su","sequence":"additional","affiliation":[{"name":"Accounting Development and Research Foundation,Research Division,Taipei,Taiwan"}]},{"given":"Joseph","family":"Shu","sequence":"additional","affiliation":[{"name":"Grover Deutschland GmbH,Berlin,Germany"}]}],"member":"263","reference":[{"key":"ref1","doi-asserted-by":"publisher","DOI":"10.1109\/ICBAIE52039.2021.9389901"},{"key":"ref2","doi-asserted-by":"publisher","DOI":"10.1016\/j.eswa.2021.116034"},{"key":"ref3","volume-title":"20 years inside the mind of the CEO Technology industry results","author":"Chitkara","year":"2017"},{"key":"ref4","article-title":"AI regulation is coming","author":"Candelon","year":"2021","journal-title":"Harvard Business Review"},{"key":"ref5","volume-title":"A Conceptual Framework for Explainable AI (XAI): XAI in the Financial Sector","author":"van den Berg","year":"2020"},{"key":"ref6","doi-asserted-by":"publisher","DOI":"10.1007\/s10462-024-10854-8"},{"key":"ref7","article-title":"Unleashing the power of machine learning models in banking through explainable artificial intelligence (XAI)","volume":"17","author":"Surkov","year":"2022","journal-title":"Deloitte Insights"},{"key":"ref8","doi-asserted-by":"publisher","DOI":"10.2139\/ssrn.3063289"},{"key":"ref9","doi-asserted-by":"publisher","DOI":"10.2139\/ssrn.3795322"},{"key":"ref10","article-title":"Explaining credit risk scoring through feature contribution alignment with expert risk analysts","author":"Qadi","year":"2021"},{"key":"ref11","doi-asserted-by":"publisher","DOI":"10.1109\/ACCESS.2018.2870052"},{"key":"ref12","doi-asserted-by":"publisher","DOI":"10.1016\/j.inffus.2019.12.012"},{"key":"ref13","first-page":"4768","article-title":"A unified approach to interpreting model predictions","volume":"30","author":"Lundberg","year":"2017","journal-title":"Adv. Neural Inf. Process. Syst"},{"key":"ref14","doi-asserted-by":"publisher","DOI":"10.18653\/v1\/N16-3020"},{"key":"ref15","doi-asserted-by":"publisher","DOI":"10.1609\/aaai.v32i1.11491"},{"key":"ref16","author":"Hashimoto","year":"2023","journal-title":"Application of Machine Learning to a Credit Rating Classification Model: Techniques for Improving the Explainability of Machine Learning, Bank of Japan, Working Paper No. 23-E-6"},{"key":"ref17","volume-title":"Explaining Black Box Decision-Making: Adopting Explainable Artificial Intelligence in Credit Risk Prediction for P2P Lending (Master\u2019s thesis)","author":"Wijnands","year":"2021"},{"key":"ref18","doi-asserted-by":"publisher","DOI":"10.5121\/csit.2020.101516"},{"key":"ref19","doi-asserted-by":"publisher","DOI":"10.1016\/j.eswa.2020.113986"},{"key":"ref20","doi-asserted-by":"publisher","DOI":"10.1016\/j.asoc.2020.106263"},{"key":"ref21","doi-asserted-by":"publisher","DOI":"10.1002\/ijfe.2346"},{"key":"ref22","doi-asserted-by":"publisher","DOI":"10.1016\/j.asoc.2018.09.029"}],"event":{"name":"2025 5th International Conference on Electrical, Computer and Energy Technologies (ICECET)","location":"Paris, France","start":{"date-parts":[[2025,7,3]]},"end":{"date-parts":[[2025,7,6]]}},"container-title":["2025 5th International Conference on Electrical, Computer and Energy Technologies (ICECET)"],"original-title":[],"link":[{"URL":"http:\/\/xplorestaging.ieee.org\/ielx8\/11471878\/11471697\/11472005.pdf?arnumber=11472005","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2026,4,23]],"date-time":"2026-04-23T19:57:52Z","timestamp":1776974272000},"score":1,"resource":{"primary":{"URL":"https:\/\/ieeexplore.ieee.org\/document\/11472005\/"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2025,7,3]]},"references-count":22,"URL":"https:\/\/doi.org\/10.1109\/icecet63943.2025.11472005","relation":{},"subject":[],"published":{"date-parts":[[2025,7,3]]}}}