{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,9]],"date-time":"2026-03-09T00:13:48Z","timestamp":1773015228936,"version":"3.50.1"},"reference-count":40,"publisher":"Institute of Electrical and Electronics Engineers (IEEE)","issue":"2","license":[{"start":{"date-parts":[[2017,4,1]],"date-time":"2017-04-01T00:00:00Z","timestamp":1491004800000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/ieeexplore.ieee.org\/Xplorehelp\/downloads\/license-information\/IEEE.html"},{"start":{"date-parts":[[2017,4,1]],"date-time":"2017-04-01T00:00:00Z","timestamp":1491004800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-029"},{"start":{"date-parts":[[2017,4,1]],"date-time":"2017-04-01T00:00:00Z","timestamp":1491004800000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-037"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["IEEE Consumer Electron. Mag."],"published-print":{"date-parts":[[2017,4]]},"DOI":"10.1109\/mce.2016.2640739","type":"journal-article","created":{"date-parts":[[2017,3,16]],"date-time":"2017-03-16T01:36:07Z","timestamp":1489628167000},"page":"78-88","source":"Crossref","is-referenced-by-count":18,"title":["Pay-Cloak: A Biometric Back Cover for Smartphones"],"prefix":"10.1109","volume":"6","author":[{"given":"Alak","family":"Majumder","sequence":"first","affiliation":[]},{"given":"Joyeeta","family":"Goswami","sequence":"additional","affiliation":[]},{"given":"Shirsha","family":"Ghosh","sequence":"additional","affiliation":[]},{"given":"Rishu","family":"Shrivastawa","sequence":"additional","affiliation":[]},{"given":"Saraju P.","family":"Mohanty","sequence":"additional","affiliation":[]},{"given":"Bidyut K.","family":"Bhattacharyya","sequence":"additional","affiliation":[]}],"member":"263","reference":[{"key":"ref39","author":"ueland","year":"2015","journal-title":"11 Innovative Mobile Payment Apps"},{"key":"ref38","author":"wallner","year":"2014","journal-title":"System and method for a baseband nearfield magnetic stripe data transmitter"},{"key":"ref33","first-page":"1","article-title":"IDA-Pay: an innovative micro-payment system based on NFC technology for Android mobile devices","author":"mainetti","year":"2012","journal-title":"Proc SoftCOM"},{"key":"ref32","doi-asserted-by":"publisher","DOI":"10.1109\/CITS.2012.6220369"},{"key":"ref31","doi-asserted-by":"publisher","DOI":"10.1109\/ICNISC.2015.35"},{"key":"ref30","author":"boden","year":"2015","journal-title":"Seamless adds HCE to SEQR mobile wallet"},{"key":"ref37","author":"perez","year":"2015","journal-title":"PayPal launches PayPal Me a simpler way to request money using your own personalized URL"},{"key":"ref36","year":"0","journal-title":"Apple Pay Overview"},{"key":"ref35","doi-asserted-by":"publisher","DOI":"10.1109\/INDIN.2006.275716"},{"key":"ref34","article-title":"A wireless payment system","author":"gao","year":"2006","journal-title":"Proc of the Intl Conf on Embedded Software and Systems"},{"key":"ref10","author":"beshouri","year":"2010","journal-title":"Capturing the promise of mobile banking in emerging markets"},{"key":"ref40","year":"0","journal-title":"Arduino due documentation"},{"key":"ref11","author":"clark","year":"2010","journal-title":"Google unveils first Android NFC phone&#x2014;But Nexus S is limited to tag reading only for now"},{"key":"ref12","year":"0","journal-title":"Google Wallet"},{"key":"ref13","author":"mercer","year":"2015","journal-title":"History of PayPal the history of the biggest online payment system in the world"},{"key":"ref14","doi-asserted-by":"publisher","DOI":"10.1109\/MCE.2016.2521978"},{"key":"ref15","author":"villas-boas","year":"2015","journal-title":"Samsung has a key technological advantage that makes it much better to pay with your phone"},{"key":"ref16","author":"horton","year":"2011","journal-title":"A primer on payment security technologies Encryption and tokenization"},{"key":"ref17","year":"2013","journal-title":"Avoiding a data breach An introduction to encryption and tokenization"},{"key":"ref18","author":"banerjee","year":"2015","journal-title":"Smart device smart pay Taking mobile payments from coffee shops to retail stores"},{"key":"ref19","year":"0","journal-title":"Business card QR Codes QR Payments"},{"key":"ref28","author":"gaspar","year":"2015","journal-title":"Credit card tokenization techniques"},{"key":"ref4","author":"walton","year":"1980","journal-title":"Portable radio frequency emitting identifier"},{"key":"ref27","author":"mcguire","year":"2014","journal-title":"Tokenized payment processing schemes"},{"key":"ref3","author":"abrazhevich","year":"0","journal-title":"Electronic payment systems A user-centered perspective and interaction design[R]"},{"key":"ref6","year":"0","journal-title":"NFC Near Field Communication Tutorial"},{"key":"ref29","author":"majumder","year":"2016","journal-title":"A digital card serving identity and payment purpose"},{"key":"ref5","year":"2003","journal-title":"Contactless payment and the retail pint of sale Applications technologies and transaction models"},{"key":"ref8","author":"haselsteiner","year":"2006","journal-title":"Security in Near Field Communication (NFC)"},{"key":"ref7","doi-asserted-by":"publisher","DOI":"10.1109\/ICSTM.2015.7225422"},{"key":"ref2","doi-asserted-by":"publisher","DOI":"10.1109\/MCE.2016.2614522"},{"key":"ref9","year":"0","journal-title":"Barclay card"},{"key":"ref1","doi-asserted-by":"publisher","DOI":"10.1109\/MCE.2016.2556879"},{"key":"ref20","year":"0","journal-title":"BeQRious Pay for coffee with phone in Starbucks"},{"key":"ref22","author":"kharif","year":"2015","journal-title":"Apple Pay seeks growth in Asia Europe after slow U S adoption"},{"key":"ref21","year":"0","journal-title":"Zapper FAQ"},{"key":"ref24","author":"merritt","year":"2010","journal-title":"Mobile Money Transfer Services The Next Phase in the Evolution in Person-to-Person Payments"},{"key":"ref23","author":"boden","year":"2015","journal-title":"Trustev reports on US adoption rates for Apple Pay versus Android Pay and Samsung Pay"},{"key":"ref26","first-page":"1424","article-title":"Secure quick response-payment (QR-Pay) system using mobile device","author":"lee","year":"2011","journal-title":"Proc Int Conf Advanced Technol for Commun"},{"key":"ref25","author":"parikh","year":"2011","journal-title":"Payment using unique product identifier code"}],"container-title":["IEEE Consumer Electronics Magazine"],"original-title":[],"link":[{"URL":"http:\/\/xplorestaging.ieee.org\/ielx7\/5962380\/7879185\/07879375.pdf?arnumber=7879375","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2022,11,17]],"date-time":"2022-11-17T20:32:30Z","timestamp":1668717150000},"score":1,"resource":{"primary":{"URL":"https:\/\/ieeexplore.ieee.org\/document\/7879375\/"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2017,4]]},"references-count":40,"journal-issue":{"issue":"2"},"URL":"https:\/\/doi.org\/10.1109\/mce.2016.2640739","relation":{},"ISSN":["2162-2248","2162-2256"],"issn-type":[{"value":"2162-2248","type":"print"},{"value":"2162-2256","type":"electronic"}],"subject":[],"published":{"date-parts":[[2017,4]]}}}