{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,8,17]],"date-time":"2026-08-17T08:53:17Z","timestamp":1786956797996,"version":"build-2736575974"},"reference-count":34,"publisher":"Institute of Electrical and Electronics Engineers (IEEE)","issue":"2","license":[{"start":{"date-parts":[[2023,4,1]],"date-time":"2023-04-01T00:00:00Z","timestamp":1680307200000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/ieeexplore.ieee.org\/Xplorehelp\/downloads\/license-information\/IEEE.html"},{"start":{"date-parts":[[2023,4,1]],"date-time":"2023-04-01T00:00:00Z","timestamp":1680307200000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-029"},{"start":{"date-parts":[[2023,4,1]],"date-time":"2023-04-01T00:00:00Z","timestamp":1680307200000},"content-version":"stm-asf","delay-in-days":0,"URL":"https:\/\/doi.org\/10.15223\/policy-037"}],"funder":[{"DOI":"10.13039\/100006785","name":"Google through the Google Research Award for Latin America","doi-asserted-by":"publisher","id":[{"id":"10.13039\/100006785","id-type":"DOI","asserted-by":"publisher"}]},{"DOI":"10.13039\/501100006070","name":"Universidad de los Andes and the Universidad de Ibagu\u00e9 through Convocatoria Conjunta Unibagu\u00e9-Uniandes","doi-asserted-by":"publisher","id":[{"id":"10.13039\/501100006070","id-type":"DOI","asserted-by":"publisher"}]}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["IEEE Trans. Comput. Soc. Syst."],"published-print":{"date-parts":[[2023,4]]},"DOI":"10.1109\/tcss.2022.3167266","type":"journal-article","created":{"date-parts":[[2022,4,22]],"date-time":"2022-04-22T19:34:17Z","timestamp":1650656057000},"page":"614-622","source":"Crossref","is-referenced-by-count":4,"title":["Variations of Rotating Savings and Credit Associations for Community Development"],"prefix":"10.1109","volume":"10","author":[{"ORCID":"https:\/\/orcid.org\/0000-0003-0692-1209","authenticated-orcid":false,"given":"Andres Felipe","family":"Zambrano","sequence":"first","affiliation":[{"name":"Department of Electrical and Electronic Engineering, Universidad de los Andes, Bogot&#x00E1;, Colombia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-2492-4422","authenticated-orcid":false,"given":"Luis Felipe","family":"Giraldo","sequence":"additional","affiliation":[{"name":"Department of Electrical and Electronic Engineering, Universidad de los Andes, Bogot&#x00E1;, Colombia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-1423-1366","authenticated-orcid":false,"given":"Monica Tatiana","family":"Perdomo","sequence":"additional","affiliation":[{"name":"Department of Psychology, Universidad de Ibague, Ibague, Colombia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-5853-5652","authenticated-orcid":false,"given":"Iv\u00e1n Dar\u00edo","family":"Hern\u00e1ndez","sequence":"additional","affiliation":[{"name":"Department of Economics, Universidad de Ibague, Ibague, Colombia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-9234-6855","authenticated-orcid":false,"given":"Jes\u00fas Mar\u00eda","family":"Godoy","sequence":"additional","affiliation":[{"name":"Department of International Business Administration, Universidad de Ibague, Ibague, Colombia"}],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"263","reference":[{"key":"ref1","volume-title":"Poor Economics: A Radical Rethinking of the Way to Fight Global Poverty","author":"Banerjee","year":"2011"},{"key":"ref2","doi-asserted-by":"publisher","DOI":"10.1111\/deve.12266"},{"key":"ref3","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2021.105515"},{"key":"ref4","first-page":"265","article-title":"Conceptualizing and measuring economic resilience","volume-title":"Building the Economic Resilience of Small States","author":"Briguglio","year":"2006"},{"key":"ref5","volume-title":"Portfolios Poor: How World\u2019s Poor Live","author":"Collins","year":"2010"},{"key":"ref6","doi-asserted-by":"publisher","DOI":"10.1016\/S0304-3878(96)00425-7"},{"key":"ref7","doi-asserted-by":"publisher","DOI":"10.2307\/2844382"},{"key":"ref8","doi-asserted-by":"publisher","DOI":"10.1111\/j.1468-0084.2011.00641.x"},{"key":"ref9","doi-asserted-by":"publisher","DOI":"10.1126\/sciadv.abc5831"},{"key":"ref10","doi-asserted-by":"publisher","DOI":"10.1109\/TEM.2020.2982583"},{"key":"ref11","doi-asserted-by":"publisher","DOI":"10.1109\/TCST.2016.2632524"},{"key":"ref12","doi-asserted-by":"publisher","DOI":"10.1109\/MCS.2018.2810478"},{"key":"ref13","doi-asserted-by":"publisher","DOI":"10.1371\/journal.pone.0170604"},{"key":"ref14","doi-asserted-by":"publisher","DOI":"10.1109\/TCSS.2020.3037148"},{"key":"ref15","doi-asserted-by":"publisher","DOI":"10.1080\/09614520050010269"},{"key":"ref16","article-title":"The mathematics of mutual aid: Robust welfare guarantees for decentralized financial organizations","author":"Ikeokwu","year":"2021"},{"key":"ref17","doi-asserted-by":"publisher","DOI":"10.1037\/0022-3514.45.4.819"},{"key":"ref18","doi-asserted-by":"publisher","DOI":"10.1037\/0033-2909.113.1.67"},{"key":"ref19","doi-asserted-by":"publisher","DOI":"10.1073\/pnas.1601280113"},{"key":"ref20","doi-asserted-by":"publisher","DOI":"10.1162\/003355302760193931"},{"issue":"2","key":"ref21","first-page":"117","article-title":"Rosca: On the origin of the species\/rosca: Sur l\u2019origine du phenom\u00e8ne","volume":"19","author":"Bouman","year":"1995","journal-title":"Savings Develop."},{"key":"ref22","volume-title":"Sustainability and Organizational Design in Informal Groups, With Some Evidence From Kenyan ROSCAs","author":"Anderson","year":"2003"},{"key":"ref23","doi-asserted-by":"publisher","DOI":"10.3362\/9781780440378"},{"key":"ref24","doi-asserted-by":"publisher","DOI":"10.18488\/journal.aefr.2020.102.189.199"},{"key":"ref25","doi-asserted-by":"publisher","DOI":"10.1186\/s40878-019-0114-x"},{"key":"ref26","article-title":"The rotating savings and credit association-an economic, social and cultural institution","author":"Sands\u00f8r","year":"2010"},{"key":"ref27","volume-title":"Trust and Trustworthiness","author":"Hardin","year":"2002"},{"key":"ref28","doi-asserted-by":"publisher","DOI":"10.1006\/game.1995.1027"},{"key":"ref29","doi-asserted-by":"publisher","DOI":"10.1016\/0022-0531(70)90039-6"},{"key":"ref30","doi-asserted-by":"publisher","DOI":"10.1038\/nature04131"},{"key":"ref31","doi-asserted-by":"publisher","DOI":"10.2139\/ssrn.1265616"},{"key":"ref32","article-title":"Grupos de ahorro y cr\u00e9dito local, mecanismos para la inclusi\u00f3n financiera informal en Colombia","author":"Pereira Maldonado","year":"2016"},{"key":"ref33","doi-asserted-by":"publisher","DOI":"10.1057\/s41287-019-00215-5"},{"issue":"3","key":"ref34","first-page":"219","article-title":"Rotating savings and credit associations in bolivia\/les institutions informelles de cr\u00e9dit en bolivie (ROSCAs)","volume":"13","author":"Adams","year":"1989","journal-title":"Savings Develop."}],"container-title":["IEEE Transactions on Computational Social Systems"],"original-title":[],"link":[{"URL":"http:\/\/xplorestaging.ieee.org\/ielx7\/6570650\/10089892\/09761981.pdf?arnumber=9761981","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2024,1,22]],"date-time":"2024-01-22T21:00:05Z","timestamp":1705957205000},"score":1,"resource":{"primary":{"URL":"https:\/\/ieeexplore.ieee.org\/document\/9761981\/"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2023,4]]},"references-count":34,"journal-issue":{"issue":"2"},"URL":"https:\/\/doi.org\/10.1109\/tcss.2022.3167266","relation":{},"ISSN":["2329-924X","2373-7476"],"issn-type":[{"value":"2329-924X","type":"electronic"},{"value":"2373-7476","type":"electronic"}],"subject":[],"published":{"date-parts":[[2023,4]]}}}