{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,25]],"date-time":"2026-03-25T03:32:54Z","timestamp":1774409574079,"version":"3.50.1"},"publisher-location":"New York, NY, USA","reference-count":23,"publisher":"ACM","license":[{"start":{"date-parts":[[2011,3,28]],"date-time":"2011-03-28T00:00:00Z","timestamp":1301270400000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":[],"published-print":{"date-parts":[[2011,3,28]]},"DOI":"10.1145\/1963405.1963483","type":"proceedings-article","created":{"date-parts":[[2011,3,29]],"date-time":"2011-03-29T12:02:18Z","timestamp":1301400138000},"page":"547-556","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":56,"title":["Dynamics of bidding in a P2P lending service"],"prefix":"10.1145","author":[{"given":"Simla","family":"Ceyhan","sequence":"first","affiliation":[{"name":"Stanford University, Stanford, CA, USA"}]},{"given":"Xiaolin","family":"Shi","sequence":"additional","affiliation":[{"name":"Stanford University, Stanford, CA, USA"}]},{"given":"Jure","family":"Leskovec","sequence":"additional","affiliation":[{"name":"Stanford University, Stanford, CA, USA"}]}],"member":"320","published-online":{"date-parts":[[2011,3,28]]},"reference":[{"key":"e_1_3_2_1_1_1","volume-title":"EC'06","author":"Asdemir K.","year":"2006"},{"key":"e_1_3_2_1_2_1","doi-asserted-by":"publisher","DOI":"10.1145\/1517472.1517473"},{"key":"e_1_3_2_1_3_1","doi-asserted-by":"publisher","DOI":"10.1007\/BF03343528"},{"key":"e_1_3_2_1_4_1","doi-asserted-by":"publisher","DOI":"10.1145\/1566374.1566422"},{"key":"e_1_3_2_1_5_1","first-page":"111","article-title":"Classification of ebay bidding characteristics","volume":"4","author":"Dietrich T.","year":"2006","journal-title":"IADIS International Journal on WWW\/Internet"},{"key":"e_1_3_2_1_6_1","volume-title":"EC'05","author":"Edelman B.","year":"2005"},{"key":"e_1_3_2_1_7_1","doi-asserted-by":"publisher","DOI":"10.2139\/ssrn.1936057"},{"key":"e_1_3_2_1_8_1","volume-title":"Working Paper","author":"Freedman S.","year":"2008"},{"key":"e_1_3_2_1_9_1","doi-asserted-by":"publisher","DOI":"10.5555\/1781894.1781965"},{"key":"e_1_3_2_1_10_1","unstructured":"Gartner. http:\/\/www.gartner.com\/it\/page.jsp?id=1272313.  Gartner. http:\/\/www.gartner.com\/it\/page.jsp?id=1272313."},{"key":"e_1_3_2_1_11_1","unstructured":"M. Herzenstein R. Andrews U. Dholakia and E. Lyanders. The democratization of personal consumer loans? Determinants of success in online peer-to-peer lending communities. papers.ssrn.com June 2008.  M. Herzenstein R. Andrews U. Dholakia and E. Lyanders. The democratization of personal consumer loans? Determinants of success in online peer-to-peer lending communities. papers.ssrn.com June 2008."},{"key":"e_1_3_2_1_12_1","volume-title":"Social Futures Observatory","author":"Hulme M.","year":"2006"},{"key":"e_1_3_2_1_13_1","doi-asserted-by":"crossref","unstructured":"R. Iyer A. Khwaja E. Luttmer and S. Kelly. Screening in new credit markets: Can individual lenders infer borrower creditworthiness in peer-to-peer lending? HKS Faculty Research Working Paper Series RWP09-031 2009.  R. Iyer A. Khwaja E. Luttmer and S. Kelly. Screening in new credit markets: Can individual lenders infer borrower creditworthiness in peer-to-peer lending? HKS Faculty Research Working Paper Series RWP09-031 2009.","DOI":"10.2139\/ssrn.1570115"},{"key":"e_1_3_2_1_14_1","unstructured":"Kiva. http:\/\/www.kiva.org\/.  Kiva. http:\/\/www.kiva.org\/."},{"key":"e_1_3_2_1_15_1","unstructured":"M. Klafft. Online peer-to-peer lending: A lender's perspective. In EEE'08.  M. Klafft. Online peer-to-peer lending: A lender's perspective. In EEE'08."},{"key":"e_1_3_2_1_16_1","unstructured":"LendingClub. http:\/\/www.lendingclub.com\/.  LendingClub. http:\/\/www.lendingclub.com\/."},{"key":"e_1_3_2_1_17_1","doi-asserted-by":"publisher","DOI":"10.1145\/1557019.1557077"},{"key":"e_1_3_2_1_18_1","doi-asserted-by":"publisher","DOI":"10.1111\/j.1467-6451.2007.00309.x"},{"key":"e_1_3_2_1_19_1","unstructured":"Prosper. http:\/\/www.prosper.com\/.  Prosper. http:\/\/www.prosper.com\/."},{"key":"e_1_3_2_1_20_1","volume-title":"Stanford Graduate School of Business","author":"Ryan J.","year":"2007"},{"key":"e_1_3_2_1_21_1","volume-title":"WEBKDD'02","author":"Shah H.","year":"2002"},{"key":"e_1_3_2_1_22_1","unstructured":"Wikipedia. http:\/\/en.wikipedia.org\/wiki\/bandwagon_effect.  Wikipedia. http:\/\/en.wikipedia.org\/wiki\/bandwagon_effect."},{"key":"e_1_3_2_1_23_1","doi-asserted-by":"publisher","DOI":"10.1073\/pnas.0704916104"}],"event":{"name":"WWW '11: 20th International World Wide Web Conference","location":"Hyderabad India","acronym":"WWW '11","sponsor":["SIGWEB ACM Special Interest Group on Hypertext, Hypermedia, and Web","The International Institute of Information Technology Bangalore The International Institute of Information Technology Bangalore"]},"container-title":["Proceedings of the 20th international conference on World wide web"],"original-title":[],"link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/1963405.1963483","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/1963405.1963483","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,18]],"date-time":"2025-06-18T10:52:19Z","timestamp":1750243939000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/1963405.1963483"}},"subtitle":["effects of herding and predicting loan success"],"short-title":[],"issued":{"date-parts":[[2011,3,28]]},"references-count":23,"alternative-id":["10.1145\/1963405.1963483","10.1145\/1963405"],"URL":"https:\/\/doi.org\/10.1145\/1963405.1963483","relation":{},"subject":[],"published":{"date-parts":[[2011,3,28]]},"assertion":[{"value":"2011-03-28","order":2,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}