{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,6,19]],"date-time":"2025-06-19T04:28:54Z","timestamp":1750307334870,"version":"3.41.0"},"reference-count":0,"publisher":"Association for Computing Machinery (ACM)","issue":"2","license":[{"start":{"date-parts":[[2011,6,1]],"date-time":"2011-06-01T00:00:00Z","timestamp":1306886400000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":["SIGecom Exch."],"published-print":{"date-parts":[[2011,6]]},"abstract":"<jats:p>\n            Suppose I owe you\n            <jats:italic>n<\/jats:italic>\n            payments of\n            <jats:italic>S\/n<\/jats:italic>\n            dollars---total owed is\n            <jats:italic>S<\/jats:italic>\n            if there were no time-discounting---spread evenly over an amount of time\n            <jats:italic>t<\/jats:italic>\n            , at interest rate\n            <jats:italic>r<\/jats:italic>\n            per unit time. For example, I might owe you $120 in three payments over the coming year: $40 three months from now, another $40 in six months, and another $40 in nine months. If I wanted to instead just pay you once, a full $120, when should I do so to be perfectly equivalent to the three spread-out payments, given the interest rate?\n          <\/jats:p>","DOI":"10.1145\/1998549.1998559","type":"journal-article","created":{"date-parts":[[2011,6,21]],"date-time":"2011-06-21T13:47:26Z","timestamp":1308664046000},"page":"50-50","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":1,"title":["Borrowing in the limit as our nerdiness goes to infinity"],"prefix":"10.1145","volume":"10","author":[{"given":"Daniel","family":"Reeves","sequence":"first","affiliation":[{"name":"Beeminder, LLC"}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"320","published-online":{"date-parts":[[2011,6]]},"container-title":["ACM SIGecom Exchanges"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/1998549.1998559","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/1998549.1998559","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,18]],"date-time":"2025-06-18T11:06:13Z","timestamp":1750244773000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/1998549.1998559"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2011,6]]},"references-count":0,"journal-issue":{"issue":"2","published-print":{"date-parts":[[2011,6]]}},"alternative-id":["10.1145\/1998549.1998559"],"URL":"https:\/\/doi.org\/10.1145\/1998549.1998559","relation":{},"ISSN":["1551-9031"],"issn-type":[{"type":"electronic","value":"1551-9031"}],"subject":[],"published":{"date-parts":[[2011,6]]},"assertion":[{"value":"2011-06-01","order":2,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}