{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,6,19]],"date-time":"2025-06-19T04:54:46Z","timestamp":1750308886128,"version":"3.41.0"},"publisher-location":"New York, NY, USA","reference-count":15,"publisher":"ACM","license":[{"start":{"date-parts":[[2018,8,2]],"date-time":"2018-08-02T00:00:00Z","timestamp":1533168000000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":[],"published-print":{"date-parts":[[2018,8,2]]},"DOI":"10.1145\/3271972.3271987","type":"proceedings-article","created":{"date-parts":[[2018,10,23]],"date-time":"2018-10-23T12:17:05Z","timestamp":1540297025000},"page":"36-44","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":0,"title":["Mobile Money Transfer"],"prefix":"10.1145","author":[{"suffix":"K. F.","given":"Adasa","family":"Nkrumah","sequence":"first","affiliation":[{"name":"University of Electronics Science and Technology of China, Chengdu"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Li","family":"Ping","sequence":"additional","affiliation":[{"name":"University of Electronics Science and Technology of China, Chengdu"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Anjum","family":"Safia","sequence":"additional","affiliation":[{"name":"University of Electronic Science and Technology of China, Chengdu"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Kenneth W. A.","family":"Budu","sequence":"additional","affiliation":[{"name":"University of Electronics Science and Technology of China, Chengdu"}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"320","published-online":{"date-parts":[[2018,8,2]]},"reference":[{"key":"e_1_3_2_1_1_1","first-page":"1","volume-title":"June","author":"Haas S.","year":"2010","unstructured":"S. Haas , M. G. Plyler , and G. Nagarajan , \" Outreach of M-PESA System in Kenya: Emerging Trends,\" no . June , pp. 1 -- 21 , 2010 . S. Haas, M. G. Plyler, and G. Nagarajan, \"Outreach of M-PESA System in Kenya: Emerging Trends,\" no. June, pp. 1--21, 2010."},{"key":"e_1_3_2_1_2_1","volume-title":"Water Delivery through Payment Platform-M-PESA Pushes the Rural Frontier,\" Financ. Serv. Assess., no","author":"Haas S.","year":"2011","unstructured":"S. Haas and G. Nagarajan , \" Water Delivery through Payment Platform-M-PESA Pushes the Rural Frontier,\" Financ. Serv. Assess., no . July , 2011 . S. Haas and G. Nagarajan, \"Water Delivery through Payment Platform-M-PESA Pushes the Rural Frontier,\" Financ. Serv. Assess., no. July, 2011."},{"key":"e_1_3_2_1_3_1","volume-title":"Community Level Economic Effects of M-PESA in Kenya: Initial Findings,\" Financ. Serv. Assess. - Iris Center","author":"Plyler M.","year":"2010","unstructured":"M. Plyler , S. Haas , and G. Nagarajan , \" Community Level Economic Effects of M-PESA in Kenya: Initial Findings,\" Financ. Serv. Assess. - Iris Center , Univ. Maryl . Coll. Park, no. June , p. 50, 2010 . M. Plyler, S. Haas, and G. Nagarajan, \"Community Level Economic Effects of M-PESA in Kenya: Initial Findings,\" Financ. Serv. Assess. - Iris Center, Univ. Maryl. Coll. Park, no. June, p. 50, 2010."},{"key":"e_1_3_2_1_4_1","volume-title":"Cash Out Kenya: The Role of MPESA in the Lives of Low Income People,\" Financ. Serv. Assess., no.","author":"Stuart G.","year":"2011","unstructured":"G. Stuart and M. Cohen , \" Cash In , Cash Out Kenya: The Role of MPESA in the Lives of Low Income People,\" Financ. Serv. Assess., no. September , 2011 . G. Stuart and M. Cohen, \"Cash In, Cash Out Kenya: The Role of MPESA in the Lives of Low Income People,\" Financ. Serv. Assess., no. September, 2011."},{"key":"e_1_3_2_1_5_1","volume-title":"Mobile Money: The Economics of M-PESA","author":"Tavneet S.","year":"2009","unstructured":"S. Tavneet and W. Jack , \" Mobile Money: The Economics of M-PESA .,\" 2009 . S. Tavneet and W. Jack, \"Mobile Money: The Economics of M-PESA.,\" 2009."},{"volume-title":"integrating trust into the technology acceptance model,\" info","author":"Chauhan S.","key":"e_1_3_2_1_6_1","unstructured":"S. Chauhan , \"Acceptance of mobile money by poor citizens of India : integrating trust into the technology acceptance model,\" info , vol. 17 , no. 3, pp. 58--68, 2015. S. Chauhan, \"Acceptance of mobile money by poor citizens of India: integrating trust into the technology acceptance model,\" info, vol. 17, no. 3, pp. 58--68, 2015."},{"key":"e_1_3_2_1_7_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techsoc.2018.01.012"},{"key":"e_1_3_2_1_8_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.wsif.2017.11.013"},{"key":"e_1_3_2_1_9_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.infoecopol.2017.05.003"},{"key":"e_1_3_2_1_10_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.worlddev.2015.11.006"},{"key":"e_1_3_2_1_11_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.telpol.2016.03.001"},{"key":"e_1_3_2_1_12_1","first-page":"0","volume-title":"November","author":"Lepoutre J.","year":"2017","unstructured":"J. Lepoutre and A. Oguntoye , \" The (non-)emergence of mobile money systems in Sub-Saharan Africa: A comparative multilevel perspective of Kenya and Nigeria,\" Technol. Forecast. Soc. Change, no . November , pp. 0 -- 1 , 2017 . J. Lepoutre and A. Oguntoye, \"The (non-)emergence of mobile money systems in Sub-Saharan Africa: A comparative multilevel perspective of Kenya and Nigeria,\" Technol. Forecast. Soc. Change, no. November, pp. 0--1, 2017."},{"key":"e_1_3_2_1_13_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.bushor.2016.09.010"},{"key":"e_1_3_2_1_14_1","unstructured":"NCA-Ghana \"Quarterly Statistical Bulletin on Communications in Ghana \" Accra 2017.  NCA-Ghana \"Quarterly Statistical Bulletin on Communications in Ghana \" Accra 2017."},{"key":"e_1_3_2_1_15_1","unstructured":"G. D. Zaney \"BoG Issues Guidelines To Regulate Mobile Financial Services \" Bank of Ghana 2017. {Online}. Available: http:\/\/www.ghana.gov.gh\/index.php\/media-center\/news\/1791-bog-issues-guidelines-to-regulate-mobile-financial-services. {Accessed: 12-Apr-2018}.  G. D. Zaney \"BoG Issues Guidelines To Regulate Mobile Financial Services \" Bank of Ghana 2017. {Online}. Available: http:\/\/www.ghana.gov.gh\/index.php\/media-center\/news\/1791-bog-issues-guidelines-to-regulate-mobile-financial-services. {Accessed: 12-Apr-2018}."}],"event":{"name":"ICEME 2018: 2018 9th International Conference on E-business, Management and Economics","sponsor":["Wilfrid Laurier University Wilfrid Laurier University"],"location":"Waterloo ON Canada","acronym":"ICEME 2018"},"container-title":["Proceedings of the 2018 9th International Conference on E-business, Management and Economics"],"original-title":[],"link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3271972.3271987","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/3271972.3271987","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,18]],"date-time":"2025-06-18T21:25:32Z","timestamp":1750281932000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3271972.3271987"}},"subtitle":["The Customer Journey Perspective"],"short-title":[],"issued":{"date-parts":[[2018,8,2]]},"references-count":15,"alternative-id":["10.1145\/3271972.3271987","10.1145\/3271972"],"URL":"https:\/\/doi.org\/10.1145\/3271972.3271987","relation":{},"subject":[],"published":{"date-parts":[[2018,8,2]]},"assertion":[{"value":"2018-08-02","order":2,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}