{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,8,28]],"date-time":"2025-08-28T12:27:42Z","timestamp":1756384062653,"version":"3.41.0"},"publisher-location":"New York, NY, USA","reference-count":53,"publisher":"ACM","license":[{"start":{"date-parts":[[2019,8,26]],"date-time":"2019-08-26T00:00:00Z","timestamp":1566777600000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"funder":[{"name":"DAAD","award":["ISAP"],"award-info":[{"award-number":["ISAP"]}]},{"name":"CNPQ","award":["164745\/2017-3"],"award-info":[{"award-number":["164745\/2017-3"]}]},{"name":"CAPES","award":["23038.007604\/2014-69"],"award-info":[{"award-number":["23038.007604\/2014-69"]}]}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":[],"published-print":{"date-parts":[[2019,8,26]]},"DOI":"10.1145\/3339252.3340103","type":"proceedings-article","created":{"date-parts":[[2019,8,9]],"date-time":"2019-08-09T12:21:03Z","timestamp":1565353263000},"page":"1-10","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":8,"title":["The Internet Banking [in]Security Spiral"],"prefix":"10.1145","author":[{"given":"Marcus","family":"Botacin","sequence":"first","affiliation":[{"name":"Federal University of Paran\u00e1 (UFPR-BR)"}]},{"given":"Anatoli","family":"Kalysch","sequence":"additional","affiliation":[{"name":"Friedrich-Alexander-Universit\u00e4t Erlangen-N\u00fcrnberg (FAU-GER)"}]},{"given":"Andr\u00e9","family":"Gr\u00e9gio","sequence":"additional","affiliation":[{"name":"Federal University of Paran\u00e1 (UFPR-BR)"}]}],"member":"320","published-online":{"date-parts":[[2019,8,26]]},"reference":[{"key":"e_1_3_2_1_1_1","doi-asserted-by":"publisher","DOI":"10.1145\/3084381.3084405"},{"key":"e_1_3_2_1_2_1","doi-asserted-by":"publisher","DOI":"10.1109\/COMPSAC.2016.150"},{"key":"e_1_3_2_1_3_1","doi-asserted-by":"publisher","DOI":"10.1145\/2905055.2905362"},{"key":"e_1_3_2_1_4_1","unstructured":"Yair Amit. 2016. Accessibility Clickjacking -- Android Malware Evolution. (2016). https:\/\/tinyurl.com\/y3vq8fh5 access: 11\/Aug.\/2018.  Yair Amit. 2016. Accessibility Clickjacking -- Android Malware Evolution. (2016). https:\/\/tinyurl.com\/y3vq8fh5 access: 11\/Aug.\/2018."},{"key":"e_1_3_2_1_5_1","unstructured":"bnamericas. 2015. Claro Brasil launches plan with 'free' WhatsApp Facebook and Twitter. https:\/\/tinyurl.com\/yyl26rtj. (2015).  bnamericas. 2015. Claro Brasil launches plan with 'free' WhatsApp Facebook and Twitter. https:\/\/tinyurl.com\/yyl26rtj. (2015)."},{"key":"e_1_3_2_1_6_1","unstructured":"Pew Research Center. 2013. 51% of U.S. Adults Bank Online. https:\/\/tinyurl.com\/y6ja3sgn. (2013).  Pew Research Center. 2013. 51% of U.S. Adults Bank Online. https:\/\/tinyurl.com\/y6ja3sgn. (2013)."},{"key":"e_1_3_2_1_7_1","doi-asserted-by":"publisher","DOI":"10.1145\/3236024.3275523"},{"key":"e_1_3_2_1_8_1","unstructured":"Rafael Junio da Cruz e Diego Aranha. 2016. Analise de seguranca em aplicativos bancarios na plataforma Android. In SBSeg SBC.  Rafael Junio da Cruz e Diego Aranha. 2016. Analise de seguranca em aplicativos bancarios na plataforma Android. In SBSeg SBC."},{"key":"e_1_3_2_1_9_1","unstructured":"Bove Davide and Kalysch Anatoli. 2019. itit. Chapter In pursuit of a secure UI: The cycle of breaking and fixing Android's UI. https:\/\/tinyurl.com\/y45wn5s8  Bove Davide and Kalysch Anatoli. 2019. itit. Chapter In pursuit of a secure UI: The cycle of breaking and fixing Android's UI. https:\/\/tinyurl.com\/y45wn5s8"},{"key":"e_1_3_2_1_10_1","unstructured":"Folha de S\u00e3o Paulo. 2018. Quatro maiores bancos concentram 78 5% do cr\u00e9dito diz BC. https:\/\/tinyurl.com\/yxz4o6un. (2018).  Folha de S\u00e3o Paulo. 2018. Quatro maiores bancos concentram 78 5% do cr\u00e9dito diz BC. https:\/\/tinyurl.com\/yxz4o6un. (2018)."},{"key":"e_1_3_2_1_11_1","unstructured":"Banco do Brasil. 2013. Internet Banking - M\u00f3dulo de Seguran\u00e7a. https:\/\/tinyurl.com\/y3s5upth. (2013).  Banco do Brasil. 2013. Internet Banking - M\u00f3dulo de Seguran\u00e7a. https:\/\/tinyurl.com\/y3s5upth. (2013)."},{"key":"e_1_3_2_1_12_1","unstructured":"Gazeta do Povo. 2013. Pesquisa mostra que 77% dos brasileiros j\u00e1 usam cart\u00e3o de cr\u00e9dito. https:\/\/tinyurl.com\/y3fdgobn. (2013).  Gazeta do Povo. 2013. Pesquisa mostra que 77% dos brasileiros j\u00e1 usam cart\u00e3o de cr\u00e9dito. https:\/\/tinyurl.com\/y3fdgobn. (2013)."},{"key":"e_1_3_2_1_13_1","unstructured":"Stephen Doherty and Nikolaos Tsapakis. 2015. Analysis of malware targeting the Boleto payment system. (2015). :\/\/tinyurl.com\/yy2jtedr.  Stephen Doherty and Nikolaos Tsapakis. 2015. Analysis of malware targeting the Boleto payment system. (2015). :\/\/tinyurl.com\/yy2jtedr."},{"key":"e_1_3_2_1_14_1","unstructured":"European Commission. 2015. Payment services (PSD2) -- Directive (EU) 2015\/2366. (2015). https:\/\/tinyurl.com\/y2wnagmx.  European Commission. 2015. Payment services (PSD2) -- Directive (EU) 2015\/2366. (2015). https:\/\/tinyurl.com\/y2wnagmx."},{"key":"e_1_3_2_1_15_1","unstructured":"European Commission. 2018. COMMISSION DELEGATED REGULATION (EU) 2018\/389. (2018). https:\/\/tinyurl.com\/y2tlh6cz.  European Commission. 2018. COMMISSION DELEGATED REGULATION (EU) 2018\/389. (2018). https:\/\/tinyurl.com\/y2tlh6cz."},{"key":"e_1_3_2_1_16_1","unstructured":"Exame. 2018. Bradesco permite consulta de saldo via WhatsApp. https:\/\/tinyurl.com\/yxbweypm. (2018).  Exame. 2018. Bradesco permite consulta de saldo via WhatsApp. https:\/\/tinyurl.com\/yxbweypm. (2018)."},{"key":"e_1_3_2_1_17_1","unstructured":"FDIC. 2016. A Bank Costumer's Guide to CyberSecurity. https:\/\/tinyurl.com\/y2ozvuma. (2016).  FDIC. 2016. A Bank Costumer's Guide to CyberSecurity. https:\/\/tinyurl.com\/y2ozvuma. (2016)."},{"key":"e_1_3_2_1_18_1","unstructured":"Forbes. 2018. Brazilian Fintech Nubank Launches Debit Card To Reach 120M Clients. https:\/\/tinyurl.com\/y9vc3ndw. (2018).  Forbes. 2018. Brazilian Fintech Nubank Launches Debit Card To Reach 120M Clients. https:\/\/tinyurl.com\/y9vc3ndw. (2018)."},{"volume-title":"Nubank: Driving Financial Services Competition In Brazil. https:\/\/tinyurl.com\/y5k5c5py.","year":"2018","key":"e_1_3_2_1_19_1"},{"key":"e_1_3_2_1_20_1","doi-asserted-by":"crossref","unstructured":"Yanick Fratantonio Chenxiong Qian Simon P Chung and Wenke Lee. 2017. Cloak and Dagger: from two permissions to complete control of the UI feedback loop. In S&P. IEEE.  Yanick Fratantonio Chenxiong Qian Simon P Chung and Wenke Lee. 2017. Cloak and Dagger: from two permissions to complete control of the UI feedback loop. In S&P. IEEE.","DOI":"10.1109\/SP.2017.39"},{"key":"e_1_3_2_1_21_1","unstructured":"G1. 2014. Banco do Brasil desliga integra\u00e7\u00e3o com Facebook ap\u00f3s reclama\u00e7\u00e3o. https:\/\/tinyurl.com\/y46ovj3z. (2014).  G1. 2014. Banco do Brasil desliga integra\u00e7\u00e3o com Facebook ap\u00f3s reclama\u00e7\u00e3o. https:\/\/tinyurl.com\/y46ovj3z. (2014)."},{"key":"e_1_3_2_1_22_1","doi-asserted-by":"publisher","DOI":"10.1145\/2666216.2666218"},{"key":"e_1_3_2_1_23_1","doi-asserted-by":"publisher","DOI":"10.1145\/2160673.2160693"},{"volume-title":"New Android Malware with never before seen spying capabilities. (2018). https:\/\/tinyurl.com\/y46hezkq, accessed on 17","year":"2018","author":"Goodin Dan","key":"e_1_3_2_1_24_1"},{"key":"e_1_3_2_1_25_1","doi-asserted-by":"publisher","DOI":"10.1145\/2480362.2480704"},{"key":"e_1_3_2_1_26_1","unstructured":"Guardian. 2015. So you think you're safe doing internet banking? https:\/\/tinyurl.com\/yxmskmlo. (2015).  Guardian. 2015. So you think you're safe doing internet banking? https:\/\/tinyurl.com\/yxmskmlo. (2015)."},{"volume-title":"UK bank customers lost &pound;500m to scams in first half of","year":"2018","key":"e_1_3_2_1_27_1"},{"key":"e_1_3_2_1_28_1","doi-asserted-by":"publisher","DOI":"10.1007\/978-3-030-32101-7_15"},{"key":"e_1_3_2_1_29_1","doi-asserted-by":"publisher","DOI":"10.1145\/3150376.3150383"},{"key":"e_1_3_2_1_30_1","doi-asserted-by":"crossref","unstructured":"Vincent Haupert Dominik Maier Nicolas Schneider Julian Kirsch and Tilo M\u00fcller. 2018. Honey I Shrunk Your App Security: The State of Android App Hardening. In DIMVA.  Vincent Haupert Dominik Maier Nicolas Schneider Julian Kirsch and Tilo M\u00fcller. 2018. Honey I Shrunk Your App Security: The State of Android App Hardening. In DIMVA.","DOI":"10.1007\/978-3-319-93411-2_4"},{"key":"e_1_3_2_1_31_1","doi-asserted-by":"crossref","unstructured":"Vincent Haupert and Tilo M\u00fcller. 2018. On App-based Matrix Code Authentication in Online Banking.. In ICISSP. 149--160.  Vincent Haupert and Tilo M\u00fcller. 2018. On App-based Matrix Code Authentication in Online Banking.. In ICISSP. 149--160.","DOI":"10.5220\/0006650501490160"},{"key":"e_1_3_2_1_32_1","unstructured":"IDGNow. 2018. Mais de 58 milh\u00f5es brasileiros acessam Internet apenas pelo celular. https:\/\/tinyurl.com\/y69qgo3l. (2018).  IDGNow. 2018. Mais de 58 milh\u00f5es brasileiros acessam Internet apenas pelo celular. https:\/\/tinyurl.com\/y69qgo3l. (2018)."},{"key":"e_1_3_2_1_33_1","doi-asserted-by":"publisher","DOI":"10.1145\/2660267.2660295"},{"key":"e_1_3_2_1_34_1","doi-asserted-by":"publisher","DOI":"10.1145\/3289595.3289597"},{"key":"e_1_3_2_1_35_1","unstructured":"Kaspersky. 2018. Cloning chip-and-PIN cards: Brazilian job. https:\/\/tinyurl.com\/yc6sw5v5. (2018).  Kaspersky. 2018. Cloning chip-and-PIN cards: Brazilian job. https:\/\/tinyurl.com\/yc6sw5v5. (2018)."},{"key":"e_1_3_2_1_36_1","unstructured":"Swati Khandelwal. 2017. Ransomware Not Just Encrypts Your Android But Also Changes PIN Lock. (2017). https:\/\/tinyurl.com\/ydxm3nsm access: 20\/Aug.\/2018.  Swati Khandelwal. 2017. Ransomware Not Just Encrypts Your Android But Also Changes PIN Lock. (2017). https:\/\/tinyurl.com\/ydxm3nsm access: 20\/Aug.\/2018."},{"volume-title":"International Conference on Mobile and Ubiquitous Systems: Computing, Networking, and Services.","year":"2013","author":"Kraunelis Joshua","key":"e_1_3_2_1_37_1"},{"key":"e_1_3_2_1_38_1","unstructured":"Andreas Kurtz. 2011. Shooting the Messenger. https:\/\/tinyurl.com\/yxt79zgq. (2011).  Andreas Kurtz. 2011. Shooting the Messenger. https:\/\/tinyurl.com\/yxt79zgq. (2011)."},{"key":"e_1_3_2_1_39_1","doi-asserted-by":"publisher","DOI":"10.1145\/1920261.1920288"},{"key":"e_1_3_2_1_40_1","unstructured":"MiamiHerald. 2016. Brazil's hackers win the gold in credit card crime. https:\/\/www.miamiherald.com\/news\/nation-world\/world\/article93939247.html. (2016).  MiamiHerald. 2016. Brazil's hackers win the gold in credit card crime. https:\/\/www.miamiherald.com\/news\/nation-world\/world\/article93939247.html. (2016)."},{"key":"e_1_3_2_1_41_1","unstructured":"MundoMarketing. 2016. 76% dos brasileiros usam internet banking aponta pesquisa do Facebook. https:\/\/tinyurl.com\/y6ks9z5j. (2016).  MundoMarketing. 2016. 76% dos brasileiros usam internet banking aponta pesquisa do Facebook. https:\/\/tinyurl.com\/y6ks9z5j. (2016)."},{"journal-title":"News.","year":"2018","author":"Daily Dayton","key":"e_1_3_2_1_42_1"},{"journal-title":"Newswire.","year":"2018","author":"PR","key":"e_1_3_2_1_43_1"},{"key":"e_1_3_2_1_44_1","unstructured":"OWASP. 2016. Mobile Top 10 2016-Top 10. https:\/\/www.owasp.org\/index.php\/Mobile_Top_10_2016-Top_10. (2016).  OWASP. 2016. Mobile Top 10 2016-Top 10. https:\/\/www.owasp.org\/index.php\/Mobile_Top_10_2016-Top_10. (2016)."},{"volume-title":"The International Political Economy of Transformation in Argentina, Brazil and Chile Since","year":"1960","author":"Pang E.","key":"e_1_3_2_1_45_1"},{"key":"e_1_3_2_1_46_1","doi-asserted-by":"publisher","DOI":"10.1145\/1866307.1866409"},{"journal-title":"Review.","year":"2016","author":"Bussines Harvard","key":"e_1_3_2_1_47_1"},{"key":"e_1_3_2_1_48_1","unstructured":"WaterTown Savings. 2018. Security Q&A. https:\/\/tinyurl.com\/yyunrum4. (2018).  WaterTown Savings. 2018. Security Q&A. https:\/\/tinyurl.com\/yyunrum4. (2018)."},{"key":"e_1_3_2_1_49_1","unstructured":"SecurityIntelligence. 2018. CamuBot: New Financial Malware Targets Brazilian Banking Customers. https:\/\/tinyurl.com\/y8z2apln. (2018).  SecurityIntelligence. 2018. CamuBot: New Financial Malware Targets Brazilian Banking Customers. https:\/\/tinyurl.com\/y8z2apln. (2018)."},{"key":"e_1_3_2_1_50_1","unstructured":"TecMundo. 2018. Smartphone \u00e9 mais popular do que notebook ou desktop no Brasil diz estudo. https:\/\/tinyurl.com\/y686bcvv. (2018).  TecMundo. 2018. Smartphone \u00e9 mais popular do que notebook ou desktop no Brasil diz estudo. https:\/\/tinyurl.com\/y686bcvv. (2018)."},{"key":"e_1_3_2_1_51_1","unstructured":"Visa. 2014. A Hist\u00f3ria da Visa. https:\/\/tinyurl.com\/y2hocrwn. (2014).  Visa. 2014. A Hist\u00f3ria da Visa. https:\/\/tinyurl.com\/y2hocrwn. (2014)."},{"key":"e_1_3_2_1_52_1","unstructured":"ZDNet. 2018. Banco do Brasil launches financial transactions via WhatsApp. https:\/\/tinyurl.com\/yaergk8s. (2018).  ZDNet. 2018. Banco do Brasil launches financial transactions via WhatsApp. https:\/\/tinyurl.com\/yaergk8s. (2018)."},{"key":"e_1_3_2_1_53_1","unstructured":"Wu Zhou. 2016. https:\/\/tinyurl.com\/j5qx9wo access: 09\/Jun.\/2018. (2016).  Wu Zhou. 2016. https:\/\/tinyurl.com\/j5qx9wo access: 09\/Jun.\/2018. (2016)."}],"event":{"name":"ARES '19: 14th International Conference on Availability, Reliability and Security","acronym":"ARES '19","location":"Canterbury CA United Kingdom"},"container-title":["Proceedings of the 14th International Conference on Availability, Reliability and Security"],"original-title":[],"link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3339252.3340103","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/3339252.3340103","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,17]],"date-time":"2025-06-17T23:44:17Z","timestamp":1750203857000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3339252.3340103"}},"subtitle":["Past, Present, and Future of Online Banking Protection Mechanisms based on a Brazilian case study"],"short-title":[],"issued":{"date-parts":[[2019,8,26]]},"references-count":53,"alternative-id":["10.1145\/3339252.3340103","10.1145\/3339252"],"URL":"https:\/\/doi.org\/10.1145\/3339252.3340103","relation":{},"subject":[],"published":{"date-parts":[[2019,8,26]]},"assertion":[{"value":"2019-08-26","order":2,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}