{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,6,18]],"date-time":"2025-06-18T04:26:12Z","timestamp":1750220772795,"version":"3.41.0"},"publisher-location":"New York, NY, USA","reference-count":12,"publisher":"ACM","license":[{"start":{"date-parts":[[2020,6,19]],"date-time":"2020-06-19T00:00:00Z","timestamp":1592524800000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":[],"published-print":{"date-parts":[[2020,6,19]]},"DOI":"10.1145\/3378539.3393849","type":"proceedings-article","created":{"date-parts":[[2020,6,7]],"date-time":"2020-06-07T00:52:21Z","timestamp":1591491141000},"page":"36-37","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":0,"title":["Policy Formation Without Authority"],"prefix":"10.1145","author":[{"given":"Omri","family":"Ross","sequence":"first","affiliation":[{"name":"University of Copenhagen & eToroX Labs, Copenhagen, Denmark"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Johannes Rude","family":"Jensen","sequence":"additional","affiliation":[{"name":"University of Copenhagen & eToroX Labs, Copenhagen, Denmark"}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"320","published-online":{"date-parts":[[2020,6,19]]},"reference":[{"key":"e_1_3_2_1_1_1","doi-asserted-by":"crossref","unstructured":"Demirguc-Kunt A. Klapper L. Singer D. Ansar S. and Hess J. 2018. The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution.","DOI":"10.1596\/978-1-4648-1259-0"},{"key":"e_1_3_2_1_2_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jsis.2018.10.002"},{"key":"e_1_3_2_1_3_1","doi-asserted-by":"publisher","DOI":"10.24251\/HICSS.2017.186"},{"key":"e_1_3_2_1_4_1","first-page":"1","article-title":"A three cycle view of design science research","volume":"19","author":"Hevner A.R.","year":"2007","unstructured":"Hevner, A.R. 2007. A three cycle view of design science research. Scandinavian Journal of Information Systems. 19, 2 (2007), 1--6.","journal-title":"Scandinavian Journal of Information Systems."},{"key":"e_1_3_2_1_5_1","doi-asserted-by":"crossref","unstructured":"Lao L. Li Z. Hou S. Xiao B. Guo S. and Yang Y. 2020. A survey of IoT applications in blockchain systems: Architecture consensus and traffic modeling. ACM Computing Surveys. 53 1 (2020).","DOI":"10.1145\/3372136"},{"key":"e_1_3_2_1_6_1","doi-asserted-by":"crossref","unstructured":"Mattke J. Hund A. Maier C. and Weitzel T. 2019. How an Enterprise Blockchain Application in the US Pharmaceuticals Supply Chain is Saving Lives. MIS Quarterly Executive. 18 4 (2019).","DOI":"10.17705\/2msqe.00019"},{"key":"e_1_3_2_1_7_1","doi-asserted-by":"publisher","DOI":"10.17705\/2msqe.00020"},{"key":"e_1_3_2_1_8_1","volume-title":"SIGMIS-CPR 2019 - Proceedings of the 2019 Computers and People Research Conference.","author":"Tang Y.","year":"2019","unstructured":"Tang, Y., Xiong, J., Becerril-Arreola, R. and Iyer, L. 2019. Blockchain ethics research: A conceptual model. SIGMIS-CPR 2019 - Proceedings of the 2019 Computers and People Research Conference. (2019), 43--49."},{"key":"e_1_3_2_1_9_1","unstructured":"Voorhies R. Lamb J. and Oxman M. 2013. Fighting Poverty Profitably: Transforming the Economics of Payments to Build Sustainable Inclusive Financial Systems."},{"key":"e_1_3_2_1_10_1","unstructured":"White O. Madgavkar A. Manyika J. Mahajan D. Bughin J. McCarthy M. and Sperling O. 2019. Digital identification: A key to inclusive growth."},{"key":"e_1_3_2_1_11_1","doi-asserted-by":"publisher","DOI":"10.1109\/CVCBT.2018.00011"},{"key":"e_1_3_2_1_12_1","doi-asserted-by":"publisher","DOI":"10.1145\/158011.158243"}],"event":{"name":"SIGMIS-CPR '20: 2020 Computers and People Research Conference","sponsor":["SIGMIS ACM Special Interest Group on Management Information Systems"],"location":"Nuremberg Germany","acronym":"SIGMIS-CPR '20"},"container-title":["Proceedings of the 2020 Computers and People Research Conference"],"original-title":[],"link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3378539.3393849","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/3378539.3393849","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,17]],"date-time":"2025-06-17T22:41:18Z","timestamp":1750200078000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3378539.3393849"}},"subtitle":["Towards Resilient Financial Infrastructure for Emerging Economies"],"short-title":[],"issued":{"date-parts":[[2020,6,19]]},"references-count":12,"alternative-id":["10.1145\/3378539.3393849","10.1145\/3378539"],"URL":"https:\/\/doi.org\/10.1145\/3378539.3393849","relation":{},"subject":[],"published":{"date-parts":[[2020,6,19]]},"assertion":[{"value":"2020-06-19","order":3,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}