{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,6,18]],"date-time":"2025-06-18T04:19:00Z","timestamp":1750220340689,"version":"3.41.0"},"publisher-location":"New York, NY, USA","reference-count":16,"publisher":"ACM","license":[{"start":{"date-parts":[[2021,12,15]],"date-time":"2021-12-15T00:00:00Z","timestamp":1639526400000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":[],"published-print":{"date-parts":[[2021,12,15]]},"DOI":"10.1145\/3508072.3508110","type":"proceedings-article","created":{"date-parts":[[2022,4,13]],"date-time":"2022-04-13T17:01:56Z","timestamp":1649869316000},"page":"252-257","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":0,"title":["Integration Of Consortium Blockchain Model In The Nigerian Banking Sector"],"prefix":"10.1145","author":[{"given":"Oluwaseun Adeniyi","family":"Ojerinde","sequence":"first","affiliation":[{"name":"Department of Computer Science, Federal University of Technology, Nigeria"}]},{"given":"Jonathan","family":"Salawu","sequence":"additional","affiliation":[{"name":"Department of Computer Science, Federal University of Technology, Nigeria"}]},{"given":"Opeyemi","family":"A. Abisoye","sequence":"additional","affiliation":[{"name":"Department of Computer Science, Federal University of Technology, Nigeria"}]},{"given":"Andrew","family":"A. Uduimoh","sequence":"additional","affiliation":[{"name":"Department of Computer Science, Federal University of Technology, Nigeria"}]}],"member":"320","published-online":{"date-parts":[[2022,4,13]]},"reference":[{"key":"e_1_3_2_1_1_1","volume-title":"Smart Learning Environments","volume":"5","author":"Chen G.","unstructured":"G. Chen , B. Xu , M. Lu , and N.-S. Chen , \u201cExploring blockchain technology and its potential applications for education ,\u201d Smart Learning Environments , vol. 5 , no. 1, Dec. 2018, doi: 10.1186\/s40561-017-0050-x. 10.1186\/s40561-017-0050-x G. Chen, B. Xu, M. Lu, and N.-S. Chen, \u201cExploring blockchain technology and its potential applications for education,\u201d Smart Learning Environments, vol. 5, no. 1, Dec. 2018, doi: 10.1186\/s40561-017-0050-x."},{"key":"e_1_3_2_1_2_1","unstructured":"S. Nakamoto \u201cBitcoin: A Peer-to-Peer Electronic Cash System.\u201d [Online]. Available: www.bitcoin.org  S. Nakamoto \u201cBitcoin: A Peer-to-Peer Electronic Cash System.\u201d [Online]. Available: www.bitcoin.org"},{"key":"e_1_3_2_1_3_1","volume-title":"Economics and Law: A Convivium","author":"Huibers F.","year":"2021","unstructured":"F. Huibers , \u201c Distributed Ledger Technology and the Future of Money and Banking: Banking is Necessary, Banks Are Not. Bill Gates 1994,\u201d Accounting , Economics and Law: A Convivium , 2021 , doi: 10.1515\/ael-2019-0095. 10.1515\/ael-2019-0095 F. Huibers, \u201cDistributed Ledger Technology and the Future of Money and Banking: Banking is Necessary, Banks Are Not. Bill Gates 1994,\u201d Accounting, Economics and Law: A Convivium, 2021, doi: 10.1515\/ael-2019-0095."},{"key":"e_1_3_2_1_4_1","volume-title":"echnical Report)","author":"Zhang K.","year":"2017","unstructured":"K. Zhang and H.-A. Jacobsen , \u201c Towards Dependable, Scalable, and Pervasive Distributed Ledgers with Blockchains ( T echnical Report) ,\u201d 2017 . K. Zhang and H.-A. Jacobsen, \u201cTowards Dependable, Scalable, and Pervasive Distributed Ledgers with Blockchains (Technical Report),\u201d 2017."},{"key":"e_1_3_2_1_5_1","volume-title":"A Brief History of Cryptography","author":"Damico T. M.","year":"2009","unstructured":"T. M. Damico , \u201c A Brief History of Cryptography ,\u201d 2009 . [Online]. Available: www.inquiriesjournal.com\/print?id=1698http:\/\/www.inquiriesjournal.com\/a?id=1698 T. M. Damico, \u201cA Brief History of Cryptography,\u201d 2009. [Online]. Available: www.inquiriesjournal.com\/print?id=1698http:\/\/www.inquiriesjournal.com\/a?id=1698"},{"key":"e_1_3_2_1_6_1","unstructured":"W. Diffie and M. E. Hellman \u201cNew Directions in Cryptography Invited Paper.\u201d  W. Diffie and M. E. Hellman \u201cNew Directions in Cryptography Invited Paper.\u201d"},{"key":"e_1_3_2_1_7_1","unstructured":"O. Konashevych and M. Poblet \u201cIs Blockchain Hashing an Effective Method for Electronic Governance?\u201d  O. Konashevych and M. Poblet \u201cIs Blockchain Hashing an Effective Method for Electronic Governance?\u201d"},{"key":"e_1_3_2_1_8_1","volume-title":"Aug. 27, 2020. https:\/\/www.investopedia.com\/terms\/f\/fintech.asp (accessed","author":"Julia K.","year":"2021","unstructured":"K. Julia , \u201c Financial Technology \u2013 Fintech ,\u201d Aug. 27, 2020. https:\/\/www.investopedia.com\/terms\/f\/fintech.asp (accessed Nov. 18, 2021 ). K. Julia, \u201cFinancial Technology \u2013 Fintech,\u201d Aug. 27, 2020. https:\/\/www.investopedia.com\/terms\/f\/fintech.asp (accessed Nov. 18, 2021)."},{"key":"e_1_3_2_1_9_1","volume-title":"FinTech (the word, that is) Evolves","author":"Hochstein M.","year":"2015","unstructured":"M. Hochstein , \u201c FinTech (the word, that is) Evolves ,\u201d 2015 . M. Hochstein, \u201cFinTech (the word, that is) Evolves,\u201d 2015."},{"key":"e_1_3_2_1_10_1","unstructured":"D. Arner J. Barberis R. Buckley U. Law D. W. Arner and R. P. Buckley \u201cTHE EVOLUTION OF FINTECH: A NEW POST-CRISIS PARADIGM?\u201d  D. Arner J. Barberis R. Buckley U. Law D. W. Arner and R. P. Buckley \u201cTHE EVOLUTION OF FINTECH: A NEW POST-CRISIS PARADIGM?\u201d"},{"key":"e_1_3_2_1_11_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jsis.2018.10.002"},{"key":"e_1_3_2_1_12_1","volume-title":"Sustainability (Switzerland)","volume":"12","author":"Zabala Aguayo F.","unstructured":"F. Zabala Aguayo and B. \u015alusarczyk , \u201cRisks of banking services\u2019 digitalization: The practice of diversification and sustainable development goals ,\u201d Sustainability (Switzerland) , vol. 12 , no. 10, May 2020, doi: 10.3390\/SU12104040. 10.3390\/SU12104040 F. Zabala Aguayo and B. \u015alusarczyk, \u201cRisks of banking services\u2019 digitalization: The practice of diversification and sustainable development goals,\u201d Sustainability (Switzerland), vol. 12, no. 10, May 2020, doi: 10.3390\/SU12104040."},{"key":"e_1_3_2_1_13_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.omega.2017.02.006"},{"key":"e_1_3_2_1_14_1","volume-title":"Blockchain Disruption and Smart Contracts *","author":"William Cong L.","year":"2017","unstructured":"L. William Cong , \u201c Blockchain Disruption and Smart Contracts * ,\u201d 2017 . L. William Cong , \u201cBlockchain Disruption and Smart Contracts *,\u201d 2017."},{"key":"e_1_3_2_1_15_1","volume-title":"Smart Contracts","author":"Szabo N.","year":"1994","unstructured":"N. Szabo , \u201c Smart Contracts ,\u201d 1994 . http:\/\/www.fon.hum.5uva.nl\/rob\/Courses\/InformationInSpeech\/CDROM\/Literature\/LOTwinterschool2006\/szabo.best.vwh.net\/smart.contracts.html (accessed Nov. 18, 2021). N. Szabo, \u201cSmart Contracts,\u201d 1994. http:\/\/www.fon.hum.5uva.nl\/rob\/Courses\/InformationInSpeech\/CDROM\/Literature\/LOTwinterschool2006\/szabo.best.vwh.net\/smart.contracts.html (accessed Nov. 18, 2021)."},{"key":"e_1_3_2_1_16_1","doi-asserted-by":"publisher","DOI":"10.1109\/ViTECoN.2019.8899446"}],"event":{"name":"ICFNDS 2021: The 5th International Conference on Future Networks & Distributed Systems","acronym":"ICFNDS 2021","location":"Dubai United Arab Emirates"},"container-title":["The 5th International Conference on Future Networks &amp; Distributed Systems"],"original-title":[],"link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3508072.3508110","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/3508072.3508110","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,17]],"date-time":"2025-06-17T20:12:30Z","timestamp":1750191150000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3508072.3508110"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2021,12,15]]},"references-count":16,"alternative-id":["10.1145\/3508072.3508110","10.1145\/3508072"],"URL":"https:\/\/doi.org\/10.1145\/3508072.3508110","relation":{},"subject":[],"published":{"date-parts":[[2021,12,15]]},"assertion":[{"value":"2022-04-13","order":2,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}