{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,4,1]],"date-time":"2026-04-01T04:01:41Z","timestamp":1775016101189,"version":"3.50.1"},"reference-count":15,"publisher":"Association for Computing Machinery (ACM)","issue":"4","license":[{"start":{"date-parts":[[2022,8,31]],"date-time":"2022-08-31T00:00:00Z","timestamp":1661904000000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.acm.org\/publications\/policies\/copyright_policy#Background"}],"content-domain":{"domain":["dl.acm.org"],"crossmark-restriction":true},"short-container-title":["Queue"],"published-print":{"date-parts":[[2022,8,31]]},"abstract":"<jats:p>As central banks all over the world move to digitize cash, the issue of privacy needs to move to the forefront. The path taken may depend on the needs of each stakeholder group: privacy-conscious users, data holders, and law enforcement.<\/jats:p>","DOI":"10.1145\/3561796","type":"journal-article","created":{"date-parts":[[2022,9,21]],"date-time":"2022-09-21T16:03:46Z","timestamp":1663776226000},"page":"16-38","update-policy":"https:\/\/doi.org\/10.1145\/crossmark-policy","source":"Crossref","is-referenced-by-count":6,"title":["Mapping the Privacy Landscape for Central Bank Digital Currencies"],"prefix":"10.1145","volume":"20","author":[{"given":"Raphael","family":"Auer","sequence":"first","affiliation":[{"name":"BIS Innovation Hub"}]},{"given":"Rainer","family":"B\u00f6hme","sequence":"additional","affiliation":[{"name":"University of Innsbruck, Austria"}]},{"given":"Jeremy","family":"Clark","sequence":"additional","affiliation":[{"name":"Concordia Institute for Information Systems Engineering"}]},{"given":"Didem","family":"Demirag","sequence":"additional","affiliation":[{"name":"Concordia Institute for Information Systems Engineering"}]}],"member":"320","published-online":{"date-parts":[[2022,9,21]]},"reference":[{"key":"e_1_2_1_1_1","doi-asserted-by":"crossref","unstructured":"Acquisti A. Brandimarte L. Hancock J. 2022. How privacy's past may shape its future. Science 375(6578) 270?272; https:\/\/www.science.org\/doi\/abs\/10.1126\/science.abj0826?doi=10.1126\/science.abj0826.","DOI":"10.1126\/science.abj0826"},{"key":"e_1_2_1_2_1","doi-asserted-by":"publisher","DOI":"10.1093\/ej\/ueaa073"},{"key":"e_1_2_1_3_1","volume-title":"The technology of retail central bank digital currency. BIS Quarterly Review, 85?100","author":"Auer R.","year":"2003","unstructured":"Auer, R., B\u00f6hme, R. 2020. The technology of retail central bank digital currency. BIS Quarterly Review, 85?100; https:\/\/www.bis.org\/publ\/qtrpdf\/r_qt2003j.htm."},{"key":"e_1_2_1_4_1","volume-title":"Focus 4","author":"European Central Bank","year":"1912","unstructured":"European Central Bank. 2019. Exploring anonymity in central bank digital currencies. In Focus 4; https:\/\/www.ecb.europa.eu\/paym\/intro\/publications\/pdf\/ecb.mipinfocus191217.en.pdf."},{"key":"e_1_2_1_5_1","doi-asserted-by":"crossref","unstructured":"Boissay F. Ehlers T. Gambacorta L. Shin H. S. 2021. Big techs in finance: on the new nexus between data privacy and competition. BIS Working Papers 970; https:\/\/www.bis.org\/publ\/work970.htm.","DOI":"10.1007\/978-3-030-65117-6_31"},{"key":"e_1_2_1_6_1","volume-title":"Central bank digital currency and the future of monetary policy","author":"Bordo M. D.","unstructured":"Bordo, M. D., Levin, A. T. 2017. Central bank digital currency and the future of monetary policy. National Bureau of Economic Research. Working Paper 23711; https:\/\/www.nber.org\/papers\/w23711."},{"key":"e_1_2_1_7_1","doi-asserted-by":"crossref","unstructured":"Chaum D. 1985. Security without identification: transaction systems to make Big Brother obsolete. Communications of the ACM 28(10) 1030?1044; https:\/\/dl.acm.org\/doi\/10.1145\/4372.4373.","DOI":"10.1145\/4372.4373"},{"key":"e_1_2_1_8_1","doi-asserted-by":"crossref","unstructured":"Chaum D. Grothoff C. Moser T. 2021. How to issue a central bank digital currency. arXiv 2103.00254; https:\/\/arxiv.org\/abs\/2103.00254.","DOI":"10.2139\/ssrn.3965032"},{"key":"e_1_2_1_9_1","volume-title":"Privacy in CBDC technology. Bank of Canada. Staff Analytical Note 2020-9","author":"Darbha S.","year":"2020","unstructured":"Darbha, S., Arora, R. 2020. Privacy in CBDC technology. Bank of Canada. Staff Analytical Note 2020-9; https:\/\/www.bankofcanada.ca\/2020\/06\/staff-analytical-note-2020-9\/."},{"key":"e_1_2_1_10_1","unstructured":"Garratt R. Lee M. J. 2021. Monetizing privacy. Federal Reserve Bank of New York. Staff Report 958; https:\/\/www.newyorkfed.org\/medialibrary\/media\/research\/staff_reports\/sr958.pdf."},{"key":"e_1_2_1_11_1","doi-asserted-by":"publisher","DOI":"10.1109\/SP40000.2020.00076"},{"key":"e_1_2_1_12_1","volume-title":"Digital currencies: a question of trust","author":"Official Monetary 0.","year":"2020","unstructured":"Official Monetary and Financial Institutions Forum. 2020. Digital currencies: a question of trust; https:\/\/www.omfif.org\/wp-content\/uploads\/2020\/02\/Digital-currencies-A-question-of-trust-1.pdf."},{"key":"e_1_2_1_13_1","volume":"89","author":"Wheatley S.","unstructured":"Wheatley, S., Maillart, T., Sornette, D. 2016. The extreme risk of personal data breaches and the erosion of privacy. The European Physical Journal B 89(7); https:\/\/link.springer.com\/article\/10.1140\/epjb\/e2015-60754-4.","journal-title":"The European Physical Journal B"},{"key":"e_1_2_1_14_1","volume-title":"Financial Cryptography and Data Security (Lecture Notes in Computer Science) 11598, ed. I. Goldberg and T. Moore, 158?178","author":"W\u00fcst K.","unstructured":"W\u00fcst, K., Kostiainen, K., Capkun, V., Capkun, S. 2019. PRCash: fast, private and regulated transactions for digital currencies. In Financial Cryptography and Data Security (Lecture Notes in Computer Science) 11598, ed. I. Goldberg and T. Moore, 158?178. Springer; https:\/\/link.springer.com\/content\/pdf\/bfm%3A978-3-030-32101-7%2F1.pdf."},{"key":"e_1_2_1_15_1","doi-asserted-by":"crossref","unstructured":"W\u00fcst K. Kostiainen K. Capkun S. 2021. Platypus: a central bank digital currency with unlinkable transactions and privacy preserving regulation. Cryptology ePrint Archive Paper 2021\/1443;","DOI":"10.1145\/3548606.3560617"}],"container-title":["Queue"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3561796","content-type":"unspecified","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/dl.acm.org\/doi\/pdf\/10.1145\/3561796","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,6,17]],"date-time":"2025-06-17T19:02:24Z","timestamp":1750186944000},"score":1,"resource":{"primary":{"URL":"https:\/\/dl.acm.org\/doi\/10.1145\/3561796"}},"subtitle":["Now is the time to shape what future payment flows will reveal about you."],"short-title":[],"issued":{"date-parts":[[2022,8,31]]},"references-count":15,"journal-issue":{"issue":"4","published-print":{"date-parts":[[2022,8,31]]}},"alternative-id":["10.1145\/3561796"],"URL":"https:\/\/doi.org\/10.1145\/3561796","relation":{},"ISSN":["1542-7730","1542-7749"],"issn-type":[{"value":"1542-7730","type":"print"},{"value":"1542-7749","type":"electronic"}],"subject":[],"published":{"date-parts":[[2022,8,31]]},"assertion":[{"value":"2022-09-21","order":2,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}