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Therefore, an in\u2010depth case study is done with Alipay and PayPal as the subject, and it comes to elaborate four key aspects involved in the dominant design of disruptive innovations of the 3rd\u2010party online payment. Namely, adopt new innovative derivations, create new product attributes, construct new business models, and process subsequent performance improvements. In addition, the factors that differ from the traditional disruptive innovations are also spotted, including two innovative driving forces, two new product features, and four business modes.<\/jats:p>","DOI":"10.1155\/2021\/5488262","type":"journal-article","created":{"date-parts":[[2021,6,28]],"date-time":"2021-06-28T22:38:00Z","timestamp":1624919880000},"update-policy":"https:\/\/doi.org\/10.1002\/crossmark_policy","source":"Crossref","is-referenced-by-count":0,"title":["The Dominant Design of Disruptive Innovations in the 3rd\u2010Party Online Payment in China"],"prefix":"10.1155","volume":"2021","author":[{"ORCID":"https:\/\/orcid.org\/0000-0001-6771-5076","authenticated-orcid":false,"given":"Lu","family":"Lu","sequence":"first","affiliation":[],"role":[{"role":"author","vocab":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0003-3700-2125","authenticated-orcid":false,"given":"Yang","family":"Zhou","sequence":"additional","affiliation":[],"role":[{"role":"author","vocab":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-4324-0042","authenticated-orcid":false,"given":"Chenxiao","family":"Wang","sequence":"additional","affiliation":[],"role":[{"role":"author","vocab":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0003-4759-104X","authenticated-orcid":false,"given":"Qingpu","family":"Zhang","sequence":"additional","affiliation":[],"role":[{"role":"author","vocab":"crossref"}]}],"member":"311","published-online":{"date-parts":[[2021,6,28]]},"reference":[{"key":"e_1_2_12_1_2","unstructured":"Analysys EnfoDesk analysis: shares of the 3rd-party payment platform in the online trading in the 1rd quarter of 2020 2020 2020 https:\/\/www.analysys.cn\/article\/detail\/20019827."},{"volume-title":"The Innovator\u2032s Dilemma: When New Technologies Cause Great Firms to Fail","year":"1997","author":"Christensen C. 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