{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,4,8]],"date-time":"2026-04-08T19:14:35Z","timestamp":1775675675989,"version":"3.50.1"},"reference-count":29,"publisher":"Wiley","license":[{"start":{"date-parts":[[2022,1,7]],"date-time":"2022-01-07T00:00:00Z","timestamp":1641513600000},"content-version":"unspecified","delay-in-days":0,"URL":"https:\/\/creativecommons.org\/licenses\/by\/4.0\/"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["Scientific Programming"],"published-print":{"date-parts":[[2022,1,7]]},"abstract":"<jats:p>This paper requires a lot of assumptions for financial risk, which cannot use all of the data and is often limited to financial data; and in the past, most early warning models for financial crises did not, so they could not track the fluctuation and change trend of financial indicators. A decision tree algorithm model is used to propose a financial risk early warning method. Enterprises have suffered as a result of the financial crisis, and some have even gone bankrupt. Any financial crisis, on the other hand, has a gradual and deteriorating course. As a result, it is critical to track and monitor the company's financial operations so that early warning signs of a financial crisis can be identified and effective measures taken to mitigate the company\u2019s business risk. This paper establishes a financial early warning system to predict financial operations using the decision tree algorithm in big data. Operators can take measures to improve their enterprise\u2019s operation and prevent the failure of the embryonic stage of the financial crisis, to avoid greater losses after discovering the bud of the enterprise\u2019s financial crisis, and to avoid greater losses after discovering the bud of the enterprise\u2019s financial crisis. This prediction can be used by banks and other financial institutions to help them make loan decisions and keep track of their loans. Relevant businesses can use this signal to make credit decisions and effectively manage accounts receivable; CPAs can use this early warning information to determine their audit procedures, assess the enterprise's prospects, and reduce audit risk. As a result, the principle of steady operation should guide modern enterprise management. Prepare emergency plans in advance of a business risk or financial crisis to resolve the financial crisis and reduce the financial risk.<\/jats:p>","DOI":"10.1155\/2022\/4648427","type":"journal-article","created":{"date-parts":[[2022,1,7]],"date-time":"2022-01-07T22:35:08Z","timestamp":1641594908000},"page":"1-10","source":"Crossref","is-referenced-by-count":12,"title":["A Novel Financial Risk Early Warning Strategy Based on Decision Tree Algorithm"],"prefix":"10.1155","volume":"2022","author":[{"given":"Lili","family":"Tong","sequence":"first","affiliation":[{"name":"Economic & Management College, West Anhui University, Lu\u2019an 237012, Anhui, China"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-9618-8532","authenticated-orcid":true,"given":"Guoliang","family":"Tong","sequence":"additional","affiliation":[{"name":"Law School, West Anhui University, Lu\u2019an 237012, Anhui, China"}]}],"member":"311","reference":[{"issue":"5","key":"1","doi-asserted-by":"crossref","first-page":"9","DOI":"10.12677\/MM.2017.75026","article-title":"Research on financial risk early warning model based on Z-score index decision tree","volume":"7","author":"Y. Yang","year":"2017","journal-title":"Modern Management"},{"key":"2","first-page":"60","article-title":"Empirical Study on financial risk early warning of Aerospace Enterprises Based on CHAID model","author":"J. Liu","year":"2021"},{"issue":"22","key":"3","first-page":"98","article-title":"Research on fund risk early warning based on CHAID algorithm and Bayesian network","volume":"000","author":"Y. Wang","year":"2016","journal-title":"Friends of accounting"},{"key":"4","first-page":"3","article-title":"Research on early warning model of heart disease based on decision tree algorithm. Computer knowledge and technology","volume-title":"Academic Edition","author":"suting Ye"},{"issue":"9","key":"5","first-page":"19","article-title":"Rsesearch on teaching evaluation system based on decision tree algorithm","volume":"000","author":"P. Yan","year":"2009","journal-title":"Software guide. Educational technology"},{"issue":"11","key":"6","first-page":"2","article-title":"Enterprise financial risk analysis based on data mining","author":"W. Li","year":"2020","journal-title":"Hebei enterprise"},{"key":"7","doi-asserted-by":"publisher","DOI":"10.1007\/s10916-019-1412-4"},{"key":"8","doi-asserted-by":"publisher","DOI":"10.3390\/su131910604"},{"issue":"7","key":"9","first-page":"156","article-title":"Comparative study on enterprise financial early warning model based on machine learning method","volume":"916","author":"X. Li","year":"2020","journal-title":"Mall modernization"},{"issue":"7","key":"10","first-page":"47","article-title":"Research on agreement inventory procurement strategy based on decision tree algorithm","volume":"42","author":"X. Peng","year":"2018","journal-title":"Jiangxi electric power"},{"issue":"9","key":"11","first-page":"73","article-title":"Research on China's fiscal risk early warning based on comprehensive improved random forest algorithm","volume":"35","author":"X. Liu","year":"2018","journal-title":"Computer application and software"},{"key":"12","doi-asserted-by":"publisher","DOI":"10.1109\/tsmc.2021.3131349"},{"issue":"2","key":"13","first-page":"83","article-title":"Research on sustainable development strategy of accounting firms -- Based on clustering and decision tree method","author":"J. Qiu","year":"2012","journal-title":"Journal of Nanjing audit institute"},{"issue":"1","key":"14","first-page":"163","article-title":"Application of decision tree algorithm in credit risk early warning of rural banks","volume":"000","author":"Y. An","year":"2015","journal-title":"Wireless Internet technology"},{"issue":"4","key":"15","first-page":"40","article-title":"Research on criminal behavior based on decision tree mining algorithm","author":"M. Li Dewey","year":"2010","journal-title":"Guangdong Public Security Science and technology"},{"issue":"2","key":"16","first-page":"24","article-title":"Application of decision tree algorithm in online shopping decision","author":"H. Hu","year":"2015","journal-title":"Journal of Neijiang Normal University"},{"issue":"9","key":"17","first-page":"17","article-title":"Application of decision tree and support vector machine in corporate financial risk assessment","author":"Y. Zeng","year":"2013","journal-title":"Science and Technology of Energetic Materials"},{"key":"18","first-page":"171","article-title":"Financial Risk Analysis and Research of College Students","author":"Y. Qin","year":"2021","journal-title":"Entrepreneurship Projects"},{"issue":"7","key":"19","first-page":"171","article-title":"Financial risk analysis and research of College Students' entrepreneurship projects","author":"Y. Qin","year":"2015","journal-title":"China market"},{"issue":"1","key":"20","first-page":"2","article-title":"Analysis on the application of decision tree model in university financial early warning system","author":"H. Li","year":"2009","journal-title":"Financial and accounting communication: China"},{"issue":"12","key":"21","first-page":"70","article-title":"Analysis and Research on achievement excellence rate based on decision tree algorithm","volume":"000","author":"min Fan","year":"2015","journal-title":"Computer Age"},{"issue":"3","key":"22","first-page":"4","article-title":"Research on Evaluation of university scientific research management based on decision tree algorithm","volume":"30","author":"J. Li","year":"2014","journal-title":"Science and Technology Bulletin"},{"issue":"11","key":"23","first-page":"3","article-title":"Research on Application of decision tree algorithm based on data mining","author":"Li Ma","year":"2008","journal-title":"Agricultural network information"},{"issue":"22","key":"24","first-page":"60","article-title":"Empirical Study on financial risk early warning of Aerospace Enterprises Based on CHAID model","volume":"000","author":"J. Liu","year":"2014","journal-title":"Business accounting"},{"issue":"1","key":"25","first-page":"3","article-title":"Research on psychological crisis early warning model based on decision tree","author":"L. Zhang","year":"2013","journal-title":"Computer Age"},{"key":"26","first-page":"89","article-title":"Research on a customer churn prediction model based on C5","volume":"2021","author":"Yu Zhang","year":"2015-1","journal-title":"0 decision tree"},{"issue":"19","key":"27","first-page":"5","article-title":"Research on bond default early warning model based on cart bagging algorithm","author":"homology Lin","year":"2021","journal-title":"National circulation economy"},{"issue":"10","key":"28","first-page":"2","article-title":"Discussion on CCT score analysis method based on decision tree algorithm","author":"C. Xue","year":"2015","journal-title":"Contemporary educational practice and teaching research: Electronic Edition"},{"issue":"17","key":"29","first-page":"136","article-title":"Research on classification algorithm based on decision tree","author":"H. Wang","year":"2007","journal-title":"Software guide"}],"container-title":["Scientific Programming"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/downloads.hindawi.com\/journals\/sp\/2022\/4648427.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"text-mining"},{"URL":"http:\/\/downloads.hindawi.com\/journals\/sp\/2022\/4648427.xml","content-type":"application\/xml","content-version":"vor","intended-application":"text-mining"},{"URL":"http:\/\/downloads.hindawi.com\/journals\/sp\/2022\/4648427.pdf","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2022,1,7]],"date-time":"2022-01-07T22:35:40Z","timestamp":1641594940000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.hindawi.com\/journals\/sp\/2022\/4648427\/"}},"subtitle":[],"editor":[{"given":"Tongguang","family":"Ni","sequence":"additional","affiliation":[]}],"short-title":[],"issued":{"date-parts":[[2022,1,7]]},"references-count":29,"alternative-id":["4648427","4648427"],"URL":"https:\/\/doi.org\/10.1155\/2022\/4648427","relation":{},"ISSN":["1875-919X","1058-9244"],"issn-type":[{"value":"1875-919X","type":"electronic"},{"value":"1058-9244","type":"print"}],"subject":[],"published":{"date-parts":[[2022,1,7]]}}}