{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,5,14]],"date-time":"2025-05-14T03:42:54Z","timestamp":1747194174474,"version":"3.40.5"},"reference-count":75,"publisher":"Walter de Gruyter GmbH","issue":"2","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["Afr. Rev."],"published-print":{"date-parts":[[2022,12,7]]},"abstract":"<jats:title>Abstract<\/jats:title>\n\t\t\t\t<jats:p>The objective of this study is to contribute to the knowledge about the relationship between financial inclusion and credit risk in the Southern African Development Community (<jats:sc>SADC<\/jats:sc>) countries, which remains relatively unexplored in the developing countries context. The result of panel vector autoregressive models (<jats:sc>PVAR<\/jats:sc>) estimation shows that there is no bidirectional causality between financial inclusion and credit risk, but there is unidirectional causality where financial inclusion improves credit risk. Furthermore, the feasible generalised (<jats:sc>FGLS<\/jats:sc>) estimation result confirms that financial inclusion reduces credit risk. Policymakers in <jats:sc>SADC<\/jats:sc> countries should implement measures that foster financial inclusion to achieve financial stability.<\/jats:p>","DOI":"10.1163\/09744061-bja10063","type":"journal-article","created":{"date-parts":[[2022,12,30]],"date-time":"2022-12-30T10:10:26Z","timestamp":1672395026000},"page":"138-169","source":"Crossref","is-referenced-by-count":5,"title":["The Effect of Financial Inclusion on Credit Risk in SADC Countries"],"prefix":"10.1163","volume":"15","author":[{"ORCID":"https:\/\/orcid.org\/0000-0002-2681-4075","authenticated-orcid":true,"given":"Jo\u00e3o","family":"Jungo","sequence":"first","affiliation":[{"name":"University of Aveiro Research Unit on Governance, Competitiveness and Public Policies (GOVCOPP), Department of Economics, Management, Industrial Engineering and Tourism (DEGEIT) Portugal Aveiro"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-4905-2771","authenticated-orcid":true,"given":"Mara","family":"Madaleno","sequence":"additional","affiliation":[{"name":"University of Aveiro Research Unit on Governance, Competitiveness and Public Policies (GOVCOPP), Department of Economics, Management, Industrial Engineering and Tourism (DEGEIT) Portugal Aveiro"}]},{"ORCID":"https:\/\/orcid.org\/0000-0002-7042-5683","authenticated-orcid":true,"given":"Anabela","family":"Botelho","sequence":"additional","affiliation":[{"name":"University of Aveiro Research Unit on Governance, Competitiveness and Public Policies (GOVCOPP), Department of Economics, Management, Industrial Engineering and Tourism (DEGEIT) Portugal Aveiro"}]}],"member":"374","reference":[{"issue":"1","key":"R000001","series-title":"Scientific Annals of Economics and Business","article-title":"An Investigation into the Level of Financial Inclusion in Sub-Saharan Africa\u201d","volume":"66","author":"Abdulmumin, B.A.","unstructured":"Abdulmumin, B.A., O.F. 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