{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,28]],"date-time":"2026-03-28T08:36:46Z","timestamp":1774687006317,"version":"3.50.1"},"reference-count":55,"publisher":"Springer Science and Business Media LLC","issue":"1","license":[{"start":{"date-parts":[[2018,4,27]],"date-time":"2018-04-27T00:00:00Z","timestamp":1524787200000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/creativecommons.org\/licenses\/by\/4.0"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":["EURASIP J. on Info. Security"],"published-print":{"date-parts":[[2018,12]]},"DOI":"10.1186\/s13635-018-0076-9","type":"journal-article","created":{"date-parts":[[2018,4,26]],"date-time":"2018-04-26T22:24:37Z","timestamp":1524781477000},"update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":7,"title":["POS-originated transaction traces as a source of contextual information for risk management systems in EFT transactions"],"prefix":"10.1186","volume":"2018","author":[{"ORCID":"https:\/\/orcid.org\/0000-0001-5738-0065","authenticated-orcid":false,"given":"Albert","family":"Sitek","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Zbigniew","family":"Kotulski","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"297","published-online":{"date-parts":[[2018,4,27]]},"reference":[{"key":"76_CR1","doi-asserted-by":"publisher","first-page":"411","DOI":"10.1016\/j.cose.2017.11.004","volume":"73","author":"G Maci\u00e1-Fern\u00e1ndez","year":"2018","unstructured":"Maci\u00e1-Fern\u00e1ndez, G, Camacho, J, Mag\u00e1n-Carri\u00f3n, R, Garc\u00eda-Teodoro, P, Ther\u00f3n, R (2018). Ugr\u201916: a new dataset for the evaluation of cyclostationarity-based network IDSs. Computers & Security, 73, 411\u2013424.","journal-title":"Computers & Security"},{"key":"76_CR2","unstructured":"Beyond point of sale data. Looking forward, not backwards for demand forecasting. \n                    http:\/\/www.gxs.fr\/wp-content\/uploads\/wp_beyond_point_of_sale_data.pdf\n                    \n                  . Accessed 20 Feb 2018."},{"issue":"1","key":"76_CR3","doi-asserted-by":"publisher","first-page":"17","DOI":"10.1111\/j.2158-1592.2011.01002.x","volume":"32","author":"BD Williams","year":"2011","unstructured":"Williams, BD, & Waller, MA (2011). Top-down versus bottom-up demand forecasts: the value of shared point-of-sale data in the retail supply chain. Journal of Business Logistics, 32(1), 17\u201326. \n                    https:\/\/doi.org\/10.1111\/j.2158-1592.2011.01002.x\n                    \n                  .","journal-title":"Journal of Business Logistics"},{"issue":"1","key":"76_CR4","doi-asserted-by":"publisher","first-page":"149","DOI":"10.1002\/j.2158-1592.2010.tb00132.x","volume":"31","author":"H Nachtmann","year":"2010","unstructured":"Nachtmann, H, Waller, MA, Rieske, DW (2010). The impact of point-of-sale data inaccuracy and inventory record data errors. Journal of Business Logistics, 31(1), 149\u2013158. \n                    https:\/\/doi.org\/10.1002\/j.2158-1592.2010.tb00132.x\n                    \n                  .","journal-title":"Journal of Business Logistics"},{"issue":"1","key":"76_CR5","doi-asserted-by":"publisher","first-page":"15","DOI":"10.1186\/1476-069X-5-15","volume":"5","author":"N Bekarian","year":"2006","unstructured":"Bekarian, N, Payne-Sturges, D, Edmondson, S, Chism, B, Woodruff, TJ (2006). Use of point-of-sale data to track usage patterns of residential pesticides: methodology development. Environmental Health, 5(1), 15. \n                    https:\/\/doi.org\/10.1186\/1476-069X-5-15\n                    \n                  .","journal-title":"Environmental Health"},{"key":"76_CR6","unstructured":"World Payment Report (2017). \n                    https:\/\/www.capgemini.com\/fr-fr\/wp-content\/uploads\/sites\/2\/2017\/10\/world-payments-report-2017_year-end_final_web-002.pdf\n                    \n                  ."},{"key":"76_CR7","unstructured":"Information about payment cards 2nd quarter 2017 (in Polish): National Bank of Poland. \n                    http:\/\/www.nbp.pl\/systemplatniczy\/karty\/q_02_2017.pdf\n                    \n                  ."},{"key":"76_CR8","unstructured":"EMV card-present transaction percentage. \n                    https:\/\/www.emvco.com\/about\/deployment-statistics\/\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR9","unstructured":"EMVCo: EMV specifications. \n                    http:\/\/www.emvco.com\/specifications.aspx\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR10","unstructured":"Press information about HCE development on the market. \n                    http:\/\/www.bankier.pl\/wiadomosc\/Eksperci-Platnosci-HCE-to-rynkowy-przelom-3323308.html\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR11","unstructured":"Android pay homepage. \n                    https:\/\/www.android.com\/intl\/pl_pl\/pay\/\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR12","unstructured":"Samsung pay homepage. \n                    http:\/\/www.samsung.com\/us\/samsung-pay\/\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR13","unstructured":"Host card emulation. \n                    https:\/\/en.wikipedia.org\/wiki\/Host_card_emulation\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR14","unstructured":"Near field communication. \n                    http:\/\/nfc-forum.org\/what-is-nfc\/\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR15","unstructured":"EMV transaction steps. \n                    https:\/\/www.level2kernel.com\/flow-chart.html\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR16","unstructured":"What electronic payments reveal about you to lenders. \n                    https:\/\/www.creditcards.com\/credit-card-news\/credit-card-purchase-privacy-1282.php\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR17","doi-asserted-by":"crossref","unstructured":"Aleskerov, E, Freisleben, B, Rao, B (1997). CARDWATCH: A neural network based database mining system for credit card fraud detection. In IEEE\/IAFE Conference on Computational Intelligence for Financial Engineering, Proceedings (CIFEr). IEEE, (pp. 220\u2013226).","DOI":"10.1109\/CIFER.1997.618940"},{"key":"76_CR18","first-page":"32","volume":"1","author":"R Patidar","year":"2011","unstructured":"Patidar, R, & Sharma, L (2011). Credit card fraud detection using neural network. International Journal of Soft Computing and Engineering (IJSCE), 1, 32\u201338.","journal-title":"International Journal of Soft Computing and Engineering (IJSCE)"},{"key":"76_CR19","unstructured":"Bolton, RJ, & Hand, D (2001). Unsupervised profiling methods for fraud detection. In Conference on Credit Scoring and Credit Control, Vol. 7, Edinburgh."},{"issue":"1","key":"76_CR20","doi-asserted-by":"publisher","first-page":"45","DOI":"10.1007\/s11634-008-0021-8","volume":"2","author":"DK Tasoulis","year":"2008","unstructured":"Tasoulis, DK, Weston, DJ, Adams, NM, Hand, DJ (2008). Mining information from plastic card transaction streams. Advances in Data Analysis and Classification, 2(1), 45\u201362.","journal-title":"Advances in Data Analysis and Classification"},{"key":"76_CR21","doi-asserted-by":"publisher","unstructured":"Seeja, KR, & Zareapoor, M (2014). Fraudminer: a novel credit card fraud detection model based on frequent itemset mining. The Scientific World Journal. \n                    https:\/\/doi.org\/10.1155\/2014\/252797\n                    \n                  .","DOI":"10.1155\/2014\/252797"},{"key":"76_CR22","doi-asserted-by":"publisher","first-page":"119","DOI":"10.1007\/978-3-540-85072-4_11","volume-title":"Artificial Immune Systems: 7th International Conference, ICARIS 2008, Phuket, Thailand, August 10-13, 2008. Proceedings","author":"MFA Gadi","year":"2008","unstructured":"Gadi, MFA, Wang, X, do Lago, AP (2008). Credit card fraud detection with artificial immune system. In: Bentley, PJ, Lee, D, Jung, S (Eds.) In Artificial Immune Systems: 7th International Conference, ICARIS 2008, Phuket, Thailand, August 10-13, 2008. Proceedings. \n                    https:\/\/doi.org\/10.1007\/978-3-540-85072-4_11\n                    \n                  . Springer, Berlin, Heidelberg, (pp. 119\u2013131)."},{"key":"76_CR23","first-page":"311","volume":"6","author":"F Ogwueleka","year":"2011","unstructured":"Ogwueleka, F (2011). Data mining application in credit card fraud detection system. Journal of Engineering Science and Technology, 6, 311\u2013322.","journal-title":"Journal of Engineering Science and Technology"},{"key":"76_CR24","first-page":"48","volume":"18","author":"V Zaslavsky","year":"2006","unstructured":"Zaslavsky, V, & Strizhak, A (2006). Credit card fraud detection using self-organizing maps. Information & Security: An International Journal, 18, 48\u201363.","journal-title":"Information & Security: An International Journal"},{"key":"76_CR25","doi-asserted-by":"publisher","unstructured":"Quah, JTS, & Sriganesh, M (2007). Real time credit card fraud detection using computational intelligence. In 2007 International Joint Conference on Neural Networks. \n                    https:\/\/doi.org\/10.1109\/IJCNN.2007.4371071\n                    \n                  . IEEE, (pp. 863\u2013868).","DOI":"10.1109\/IJCNN.2007.4371071"},{"key":"76_CR26","doi-asserted-by":"publisher","unstructured":"Iyer, D, Mohanpurkar, A, Janardhan, S, Rathod, D, Sardeshmukh, A (2011). Credit card fraud detection using hidden Markov model. In 2011 World Congress on Information and Communication Technologies. \n                    https:\/\/doi.org\/10.1109\/WICT.2011.6141395\n                    \n                  . IEEE, (pp. 1062\u20131066).","DOI":"10.1109\/WICT.2011.6141395"},{"key":"76_CR27","doi-asserted-by":"publisher","first-page":"354","DOI":"10.1016\/j.inffus.2008.04.001","volume":"10","author":"S Panigrahi","year":"2009","unstructured":"Panigrahi, S, Kundu, A, Sural, S, Majumdar, A (2009). Credit card fraud detection: a fusion approach using dempster\u2013shafer theory and bayesian learning. Information Fusion, 10, 354\u2013363.","journal-title":"Information Fusion"},{"key":"76_CR28","doi-asserted-by":"publisher","first-page":"3630","DOI":"10.1016\/j.eswa.2008.02.001","volume":"36","author":"D S\u00e1nchez","year":"2009","unstructured":"S\u00e1nchez, D, Vila, M, Cerda, L, Serrano, J (2009). Association rules applied to credit card fraud detection. Expert Systems with Applications, 36, 3630\u20133640.","journal-title":"Expert Systems with Applications"},{"issue":"10","key":"76_CR29","doi-asserted-by":"publisher","first-page":"13057","DOI":"10.1016\/j.eswa.2011.04.110","volume":"38","author":"E Duman","year":"2011","unstructured":"Duman, E, & Ozcelik, MH (2011). Detecting credit card fraud by genetic algorithm and scatter search. Expert Systems with Applications, 38(10), 13057\u201313063. \n                    https:\/\/doi.org\/10.1016\/j.eswa.2011.04.110\n                    \n                  .","journal-title":"Expert Systems with Applications"},{"key":"76_CR30","doi-asserted-by":"publisher","first-page":"45","DOI":"10.1007\/s11634-008-0021-8","volume":"2","author":"DJ Weston","year":"2008","unstructured":"Weston, DJ, Hand, D, Adams, N, Whitrow, C, Juszczak, P (2008). Plastic card fraud detection using peer group analysis. Adv. Data Analysis and Classification, 2, 45\u201362.","journal-title":"Adv. Data Analysis and Classification"},{"key":"76_CR31","doi-asserted-by":"publisher","first-page":"4521","DOI":"10.1016\/j.csda.2008.03.014","volume":"52","author":"P Juszczak","year":"2008","unstructured":"Juszczak, P, Adams, N, Hand, D, Whitrow, C, Weston, DJ (2008). Off-the-peg and bespoke classifiers for fraud detection. Computational Statistics & Data Analysis, 52, 4521\u20134532.","journal-title":"Computational Statistics & Data Analysis"},{"key":"76_CR32","unstructured":"English Dictionary, definition of context. \n                    http:\/\/www.dictionary.com\/browse\/context\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR33","unstructured":"Gwizdka, J (2000). What\u2019s in the context?. In An extended position paper for CHI 2000 Workshop 11. The what, who, where, when, why and how of context-awareness. \n                    https:\/\/doi.org\/10.1.1.306.8167\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR34","doi-asserted-by":"publisher","first-page":"263","DOI":"10.1504\/IJAHUC.2007.014070","volume":"2","author":"M Baldauf","year":"2007","unstructured":"Baldauf, M, Dustdar, S, Rosenberg, F (2007). A survey on context-aware systems. International Journal of Ad Hoc and Ubiquitous Computing, 2, 263\u2013277.","journal-title":"International Journal of Ad Hoc and Ubiquitous Computing"},{"key":"76_CR35","doi-asserted-by":"publisher","first-page":"38","DOI":"10.1109\/MC.2003.1231193","volume":"36","author":"MA Munoz","year":"2003","unstructured":"Munoz, MA, Rodriguez, M, Favela, J, Mart\u00ednez, A, Gonzalez, V (2003). Context-aware mobile communication in hospitals. Computer, 36, 38\u201346.","journal-title":"Computer"},{"key":"76_CR36","unstructured":"Wrona, K, & Gomez, L (2005). Context-aware security and secure context-awareness in ubiquitous computing environments. In XXI Autumn Meeting of Polish Information Processing Society, (pp. 255\u2013265)."},{"issue":"2","key":"76_CR37","doi-asserted-by":"publisher","first-page":"353","DOI":"10.1007\/s10619-012-7113-3","volume":"31","author":"W Li","year":"2013","unstructured":"Li, W, Joshi, A, Finin, T (2013). Cast: context-aware security and trust framework for mobile ad-hoc networks using policies. Distributed and Parallel Databases, 31(2), 353\u2013376. \n                    https:\/\/doi.org\/10.1007\/s10619-012-7113-3\n                    \n                  .","journal-title":"Distributed and Parallel Databases"},{"key":"76_CR38","doi-asserted-by":"crossref","unstructured":"Hulsebosch, RJ, Salden, A, Bargh, M, Ebben, PWG, Reitsma, J (2005). Context sensitive access control. In Proceedings of ACM Symposium on Access Control Models and Technologies, SACMAT, Stockholm, (pp. 111\u2013119).","DOI":"10.1145\/1063979.1064000"},{"key":"76_CR39","volume-title":"Proceedings of Sixth ACM Symposium on Access Control Models and Technologies (SACMAT 2001)","author":"MJ Covington","year":"2001","unstructured":"Covington, MJ, Long, W, Srinivasan, S, Dey, A, Ahamad, M, Abowd, G (2001). Securing context-aware applications using environment roles. In Proceedings of Sixth ACM Symposium on Access Control Models and Technologies (SACMAT 2001). ACM, New York."},{"key":"76_CR40","unstructured":"Zhang, G, & Parashar, M (2004). Context-aware dynamic access control for pervasive computing. In Proceedings of the Communication Networks and Distributed Systems Modeling and Simulation Conference (CNDS \u201904), San Diego, Calif."},{"key":"76_CR41","doi-asserted-by":"publisher","first-page":"7","DOI":"10.2478\/umcsinfo-2014-0013","volume":"14","author":"Z Kotulski","year":"2014","unstructured":"Kotulski, Z, Sepczuk, M, Sitek, A, Tunia, MA (2014). Adaptable context management framework for secure network services. Annales UMCS Informatica, 14, 7\u201330.","journal-title":"Annales UMCS Informatica"},{"key":"76_CR42","unstructured":"Sitek, A, & Kotulski, Z (2017). Computer Network Security: 7th International Conference on Mathematical Methods, Models, and Architectures for Computer Network Security, MMM-ACNS 2017, Warsaw, Poland, August 28-30, 2017, Proceedings. In: Rak, J, Bay, J, Kotenko, I, Popyack, L, Skormin, V, Szczypiorski, K (Eds.)Springer International Publishing, (pp. 158\u2013170)."},{"key":"76_CR43","unstructured":"Fourth report on card fraud. European Central Bank. \n                    https:\/\/www.ecb.europa.eu\/pub\/pdf\/other\/4th_card_fraud_report.en.pdf\n                    \n                  ."},{"key":"76_CR44","first-page":"46","volume-title":"Annales UMCS Ser. Informatica vol. 14,2","author":"A Sitek","year":"2014","unstructured":"Sitek, A (2014). One-time code cardholder verification method in electronic funds transfer transactions. In Annales UMCS Ser. Informatica vol. 14,2. Universitatis Mariae Curie-Sklodowska, Lublin, (pp. 46\u201359)."},{"issue":"(84","key":"76_CR45","first-page":"953","volume":"88","author":"A Sitek","year":"2015","unstructured":"Sitek, A, & Kotulski, Z (2015). Contextual management of off-line authorisation in contact EMV transactions. Telecommun. Rev. Telecommun. News, 88((84) 8-9), 953\u2013959.","journal-title":"Telecommun. Rev. Telecommun. News"},{"key":"76_CR46","doi-asserted-by":"publisher","DOI":"10.1007\/978-90-481-3570-7","volume-title":"Error analysis with application in engineering","author":"Z Kotulski","year":"2010","unstructured":"Kotulski, Z, & Szczepinski, W. (2010). Error analysis with application in engineering. Dordrecht: Springer."},{"key":"76_CR47","unstructured":"Information Supplement: PCI DSS Tokenization Guidelines. Scoping SIG, TokenizationTaskforce PCI Security Standards Council. \n                    https:\/\/www.pcisecuritystandards.org\/documents\/Tokenization_Guidelines_Info_Supplement.pdf\n                    \n                  ."},{"key":"76_CR48","unstructured":"Regulation (EU) 2016\/679 of the European parliament and of the council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, andrepealingDirective95\/46\/EC(GeneralDataProtectionRegulation). \n                    http:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=uriserv:OJ.L_.2016.119.01.0001.01.ENG\n                    \n                  ."},{"key":"76_CR49","unstructured":"Top 10 operational impacts of the GDPR: part 8\u2014pseudonymization. \n                    https:\/\/iapp.org\/news\/a\/top-10-operational-impacts-of-the-gdpr-part-8-pseudonymization\/\n                    \n                  . Accessed 20 Feb 2018."},{"issue":"6","key":"76_CR50","doi-asserted-by":"publisher","first-page":"33","DOI":"10.1109\/MS.2013.125","volume":"30","author":"P Louridas","year":"2013","unstructured":"Louridas, P, & Ebert, C (2013). Embedded analytics and statistics for big data. IEEE Software, 30(6), 33\u201339. \n                    https:\/\/doi.org\/10.1109\/MS.2013.125\n                    \n                  .","journal-title":"IEEE Software"},{"key":"76_CR51","unstructured":"Pandas homepage. \n                    http:\/\/pandas.pydata.org\/\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR52","unstructured":"Numpy homepage. \n                    http:\/\/www.numpy.org\/\n                    \n                  . Accessed 20 Feb 2018."},{"key":"76_CR53","unstructured":"Matplotlib homepage. \n                    https:\/\/matplotlib.org\/\n                    \n                  . Accessed 20 Feb 2018."},{"issue":"3","key":"76_CR54","doi-asserted-by":"publisher","first-page":"21","DOI":"10.1109\/MCSE.2007.53","volume":"9","author":"F P\u00e9rez","year":"2007","unstructured":"P\u00e9rez, F, & Granger, BE (2007). IPython: a system for interactive scientific computing. Computing in Science and Engineering, 9(3), 21\u201329. \n                    https:\/\/doi.org\/10.1109\/MCSE.2007.53\n                    \n                  .","journal-title":"Computing in Science and Engineering"},{"key":"76_CR55","unstructured":"Jupyter IDE homepage. \n                    http:\/\/jupyter.org\/\n                    \n                  . Accessed 20 Feb 2018."}],"container-title":["EURASIP Journal on Information Security"],"original-title":[],"language":"en","link":[{"URL":"http:\/\/link.springer.com\/article\/10.1186\/s13635-018-0076-9\/fulltext.html","content-type":"text\/html","content-version":"vor","intended-application":"text-mining"},{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1186\/s13635-018-0076-9.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"text-mining"},{"URL":"http:\/\/link.springer.com\/content\/pdf\/10.1186\/s13635-018-0076-9.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2019,4,26]],"date-time":"2019-04-26T19:28:43Z","timestamp":1556306923000},"score":1,"resource":{"primary":{"URL":"https:\/\/jis-eurasipjournals.springeropen.com\/articles\/10.1186\/s13635-018-0076-9"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2018,4,27]]},"references-count":55,"journal-issue":{"issue":"1","published-print":{"date-parts":[[2018,12]]}},"alternative-id":["76"],"URL":"https:\/\/doi.org\/10.1186\/s13635-018-0076-9","relation":{},"ISSN":["2510-523X"],"issn-type":[{"value":"2510-523X","type":"electronic"}],"subject":[],"published":{"date-parts":[[2018,4,27]]},"assertion":[{"value":"21 November 2017","order":1,"name":"received","label":"Received","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"13 April 2018","order":2,"name":"accepted","label":"Accepted","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"27 April 2018","order":3,"name":"first_online","label":"First Online","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"The authors declare that they have no competing interests.","order":1,"name":"Ethics","group":{"name":"EthicsHeading","label":"Competing interests"}},{"value":"Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.","order":2,"name":"Ethics","group":{"name":"EthicsHeading","label":"Publisher\u2019s Note"}}],"article-number":"5"}}