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Since the beginning of the new century, net loan default has caused P2P companies to break up funds and operate without continuity, which has become an important factor affecting the healthy development of the industry. Therefore, starting from the actual management situation of P2P net loan platform, the default risk of net loan was studied based on Spark technology in wireless network environment. The decision tree data mining algorithm was introduced to construct the early warning model of the net loan default risk, which achieved effective control of risk links. From the fuzzy characteristics that affected the uncertain factors of net loan credit, a hybrid algorithm model of C4.5 decision tree optimization was established. The simulation results show that the hybrid optimization model has good application value.<\/jats:p>","DOI":"10.1186\/s13638-019-1345-0","type":"journal-article","created":{"date-parts":[[2019,2,15]],"date-time":"2019-02-15T09:04:11Z","timestamp":1550221451000},"update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":3,"title":["RETRACTED ARTICLE: P2P net loan default risk based on Spark and complex network analysis based on wireless network element data environment"],"prefix":"10.1186","volume":"2019","author":[{"given":"Zeping","family":"Tong","sequence":"first","affiliation":[]},{"given":"Xiaomin","family":"Chen","sequence":"additional","affiliation":[]}],"member":"297","published-online":{"date-parts":[[2019,2,15]]},"reference":[{"key":"1345_CR1","first-page":"325","volume":"21","author":"SU Yong","year":"2017","unstructured":"S.U. Yong, D. Zhou, Television ratings prediction research based on decision tree algorithm. 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Please see the Retraction Notice for more detail:","order":6,"name":"change_details","label":"Change Details","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"https:\/\/doi.org\/10.1186\/s13638-023-02224-9","URL":"https:\/\/doi.org\/10.1186\/s13638-023-02224-9","order":7,"name":"change_details","label":"Change Details","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"Zeping Tong, Doctor of Management, Associate professor. Graduated from Wuhan University. Worked in Wuhan University of science and technology. His research interests include P2P online lending.Xiaomin Chen, Doctor of Financial Management, Lecturer. Graduated from Jinan University in 2011. Worked in South China Agricultural University. Her research interests include corporate investment and financing & accounting information disclosure.","order":1,"name":"Ethics","group":{"name":"EthicsHeading","label":"Author\u2019s information"}},{"value":"The authors declare that they have no competing interests.","order":2,"name":"Ethics","group":{"name":"EthicsHeading","label":"Competing interests"}},{"value":"Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.","order":3,"name":"Ethics","group":{"name":"EthicsHeading","label":"Publisher\u2019s Note"}}],"article-number":"38"}}