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The nature and objectives of the study were explained to each participant and assurance of confidentiality and anonymity was given with an option to opt-out at any time, and a written consent for participation in the study by way of signing the consent form was obtained. Participants were made to understand that participation in the study was completely voluntary ab initio, and individuals who did not consent to participate in the study were exempted. The respondents\u2019 right to voluntary participation and right to withdraw at any stage of the study, or absolute refusal to participate in the study was equally emphasized and duly respected and was not made to affect the participation of subsequent meetings or engagement in any way. Finally, respondents were made to understand that participation in this study would not cause any physical harm to them. In the same vein, participants were made to understand that as part of the benefit of participating in the study, findings from the study would be used by policymakers to formulate and implement policies and practice frameworks that would enhance health insurance coverage in Nigeria. By participating in the research, participants were willing to contribute towards achieving these set objectives towards building a healthier and more productive population. The research was also conducted by Helsinki Ethical Principles for Medical Research involving human participants and the local guidelines as outlined in the ethical approval guidelines.","order":2,"name":"Ethics","group":{"name":"EthicsHeading","label":"Ethics approval and consent to participate"}},{"value":"Not applicable.","order":3,"name":"Ethics","group":{"name":"EthicsHeading","label":"Consent for publication"}},{"value":"The authors declare no competing interests.","order":4,"name":"Ethics","group":{"name":"EthicsHeading","label":"Competing interests"}}],"article-number":"45"}}