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Neben der digitalen Transformation treten regulatorische Anforderungen, Nachhaltigkeitsziele und nutzerzentrierte Erwartungen parallel auf und pr\u00e4gen das Handlungsfeld von Robo-Advisory-Systemen. Vor diesem Hintergrund adressiert der Beitrag die Frage, wie solche Systeme gestaltet werden k\u00f6nnen, um den vielf\u00e4ltigen Transformationstreibern gerecht zu werden und zugleich praxisrelevante L\u00f6sungen bereitzustellen. Methodisch folgt die Arbeit einem Design-Science-Research-Ansatz. Ausgangspunkt ist ein Literaturreview, der zentrale Herausforderungen und Forschungsl\u00fccken identifiziert. Erg\u00e4nzend wurden qualitative Interviews mit potenziellen Nutzenden durchgef\u00fchrt, um praxisnahe Anforderungen zu erfassen. Die daraus abgeleiteten Meta-Requirements wurden in konkrete Designprinzipien und Designfeatures \u00fcberf\u00fchrt, die durch Visualisierungen illustriert und im Rahmen einer Expert:innenbefragung evaluiert wurden. Bewertet wurden dabei Praktikabilit\u00e4t, Vollst\u00e4ndigkeit und N\u00fctzlichkeit. Die Ergebnisse zeigen, dass die entwickelten Gestaltungsans\u00e4tze hohe Zustimmung erfahren und insbesondere im Hinblick auf Nutzerfreundlichkeit, Transparenz und Integration von Nachhaltigkeitsaspekten als zukunftsweisend gelten. Damit liefert die Arbeit sowohl einen wissenschaftlichen Beitrag, indem sie Robo-Advisory im Kontext multipler Transformationen theoretisch verortet, als auch einen praktischen, indem sie Anbietenden konkrete Handlungsempfehlungen f\u00fcr resiliente und nutzerzentrierte Systeme bietet.<\/jats:p>","DOI":"10.1365\/s40702-025-01231-2","type":"journal-article","created":{"date-parts":[[2025,12,18]],"date-time":"2025-12-18T15:41:52Z","timestamp":1766072512000},"page":"199-223","update-policy":"https:\/\/doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":0,"title":["Gestaltung von Robo-Advisory im Kontext multipler Transformationen: Ein Design-Science-Research-Ansatz","Designing Robo-Advisory in the Context of Multiple Transformations: A Design Science Research Approach"],"prefix":"10.1365","volume":"63","author":[{"ORCID":"https:\/\/orcid.org\/0000-0003-1728-150X","authenticated-orcid":false,"given":"Fabia Marie","family":"Hettler","sequence":"first","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"ORCID":"https:\/\/orcid.org\/0000-0003-3870-6642","authenticated-orcid":false,"given":"Frank","family":"Teuteberg","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"93","published-online":{"date-parts":[[2025,12,18]]},"reference":[{"key":"1231_CR1","volume-title":"Investment decisions with robo-advisors: the role of anthropomorphism and personalized anchors in recommendations","author":"M Adam","year":"2019","unstructured":"Adam\u00a0M, Toutaoui\u00a0J, Pfeuffer\u00a0N, Hinz\u00a0O (2019) Investment decisions with robo-advisors: the role of anthropomorphism and personalized anchors in recommendations. 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