{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,10,17]],"date-time":"2026-10-17T04:04:51Z","timestamp":1792209891504,"version":"4.4.0"},"reference-count":68,"publisher":"Public Library of Science (PLoS)","issue":"3","license":[{"start":{"date-parts":[[2022,3,21]],"date-time":"2022-03-21T00:00:00Z","timestamp":1647820800000},"content-version":"vor","delay-in-days":0,"URL":"http:\/\/creativecommons.org\/licenses\/by\/4.0\/"}],"funder":[{"DOI":"10.13039\/501100001659","name":"deutsche forschungsgemeinschaft","doi-asserted-by":"publisher","award":["DI 506\/13-1,2"],"award-info":[{"award-number":["DI 506\/13-1,2"]}],"id":[{"id":"10.13039\/501100001659","id-type":"DOI","asserted-by":"publisher"}]}],"content-domain":{"domain":["www.plosone.org"],"crossmark-restriction":false},"short-container-title":["PLoS ONE"],"abstract":"<jats:p>The present study investigates the influence of framing, different amounts to lose, and probabilities of a risky and sure choice option, time limits, and need on risky decision-making. For a given block of trials, participants were equipped with a personal budget (number of points). On each trial within a block, a specific initial amount is possibly taken from the budget by the outcome of a gamble or the choice of a sure loss option. The goal was to avoid losing points from the budget for not falling below a predefined need threshold. Three different levels of induced need were included. Employing a psychophysical experimental approach, we furthermore tested a sequential component of human risk behavior towards a need threshold inspired by research on animal foraging behavior. Risk-sensitivity models and the Stone-Geary framework serve as generating hypotheses on need thresholds. We found that framing, need, and probabilities influenced risky choices. Time limits and initial amounts moderated the framing effect. No sequential component was observed.<\/jats:p>","DOI":"10.1371\/journal.pone.0265822","type":"journal-article","created":{"date-parts":[[2022,3,21]],"date-time":"2022-03-21T17:26:09Z","timestamp":1647883569000},"page":"e0265822","update-policy":"https:\/\/doi.org\/10.1371\/journal.pone.corrections_policy","source":"Crossref","is-referenced-by-count":8,"title":["Keep your budget together! Investigating determinants on risky decision-making about losses"],"prefix":"10.1371","volume":"17","author":[{"ORCID":"https:\/\/orcid.org\/0000-0002-5292-4083","authenticated-orcid":true,"given":"Marc","family":"Wyszynski","sequence":"first","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Adele","family":"Diederich","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"340","published-online":{"date-parts":[[2022,3,21]]},"reference":[{"issue":"2","key":"pone.0265822.ref001","doi-asserted-by":"crossref","first-page":"263","DOI":"10.2307\/1914185","article-title":"Prospect theory: An analysis of decision under risk","volume":"47","author":"D Kahneman","year":"1979","journal-title":"Econometrica"},{"key":"pone.0265822.ref002","doi-asserted-by":"crossref","first-page":"341","DOI":"10.1037\/0003-066X.39.4.341","article-title":"Choices, values and frames","volume":"39","author":"D Kahneman","year":"1984","journal-title":"American Psychologist"},{"issue":"4157","key":"pone.0265822.ref003","doi-asserted-by":"crossref","first-page":"1124","DOI":"10.1126\/science.185.4157.1124","article-title":"Judgment under uncertainty: Heuristics and biases","volume":"185","author":"A Tversky","year":"1974","journal-title":"Science"},{"issue":"1","key":"pone.0265822.ref004","doi-asserted-by":"crossref","first-page":"23","DOI":"10.1006\/obhd.1998.2781","article-title":"The influence of framing on risky decisions: A meta-analysis","volume":"75","author":"A K\u00fchberger","year":"1998","journal-title":"Organizational Behavior and Human Decision Processes"},{"issue":"2","key":"pone.0265822.ref005","doi-asserted-by":"crossref","first-page":"149","DOI":"10.1006\/obhd.1998.2804","article-title":"All frames are not created equal: A typology and critical analysis of framing effects","volume":"76","author":"IP Levin","year":"1998","journal-title":"Organizational Behavior and Human Decision Processes"},{"issue":"2","key":"pone.0265822.ref006","first-page":"325","article-title":"A meta-analytic review of framming effect: risky, attribute and goal framing","volume":"17","author":"A Pi\u00f1on","year":"2005","journal-title":"Psicothema"},{"issue":"4481","key":"pone.0265822.ref007","doi-asserted-by":"crossref","first-page":"453","DOI":"10.1126\/science.7455683","article-title":"The framing of decisions and the psychology of choice","volume":"211","author":"A Tversky","year":"1981","journal-title":"Science"},{"issue":"6","key":"pone.0265822.ref008","doi-asserted-by":"crossref","first-page":"529","DOI":"10.1017\/S1930297500006574","article-title":"Moderators of framing effects in variations of the Asian Disease problem: Time constraint, need, and disease type","volume":"13","author":"A Diederich","year":"2018","journal-title":"Judgment and Decision Making"},{"issue":"3","key":"pone.0265822.ref009","doi-asserted-by":"crossref","first-page":"204","DOI":"10.1006\/obhd.1999.2830","article-title":"The effects of framing, reflection, probability, and payoff on risk preference in choice tasks","volume":"78","author":"A K\u00fchberger","year":"1999","journal-title":"Organizational Behavior and Human Decision Processes"},{"issue":"3","key":"pone.0265822.ref010","doi-asserted-by":"crossref","first-page":"248","DOI":"10.1016\/j.paid.2010.03.035","article-title":"Individual differences in a within-subjects risky-choice framing study","volume":"51","author":"KT Mahoney","year":"2011","journal-title":"Personality and Individual Differences"},{"issue":"5787","key":"pone.0265822.ref011","doi-asserted-by":"crossref","first-page":"684","DOI":"10.1126\/science.1128356","article-title":"Frames, biases, and rational decision-making in the human brain","volume":"313","author":"B De Martino","year":"2006","journal-title":"Science"},{"issue":"6","key":"pone.0265822.ref012","doi-asserted-by":"crossref","first-page":"e0234336","DOI":"10.1371\/journal.pone.0234336","article-title":"Gamble for the needy! 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