{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,5,16]],"date-time":"2025-05-16T04:11:51Z","timestamp":1747368711901,"version":"3.40.5"},"reference-count":8,"publisher":"American Academy of Insurance Medicine","issue":"2","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["J Insur Med"],"published-print":{"date-parts":[[2022]]},"abstract":"We have recently constructed tables of the estimated life expectancies of impaired lives on the basis of mortality ratios and the cohort life expectancy tables given in the 8th edition of the Ogden Tables, which are derived from the ONS 2018-based population projections for the United Kingdom.1,<\/jats:sup>2<\/jats:p>\n The life expectancy of impaired lives may also be estimated using excess death rates. In this paper, we give tables of life expectancies for impaired lives using a range of excess death rates for males and females from age 0 to age 100. As both mortality ratios and excess death rates are widely used in medical and legal settings, it is hoped that these additional tables of life expectancies will be of practical value.<\/jats:p>","DOI":"10.17849\/insm-49-02-01","type":"journal-article","created":{"date-parts":[[2021,8,2]],"date-time":"2021-08-02T18:29:32Z","timestamp":1627928972000},"page":"97-104","source":"Crossref","is-referenced-by-count":0,"title":["Projection of Impaired Life Expectancy for Individuals in the United Kingdom Using Estimated Excess Death Rates"],"prefix":"10.17849","volume":"49","author":[{"given":"David Bowen","family":"Jones","sequence":"first","affiliation":[{"name":"Bowen-Jones: Honorary Professor, Department of Health Sciences University of Chester CH1 4BJ"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Nicole R.","family":"Gray","sequence":"additional","affiliation":[],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Madeleine","family":"Reid","sequence":"additional","affiliation":[{"name":"Reid: Undergraduate student Applied Mathematics at the University of Stirling; Computer Science and Mathematics Faculty of Natural Sciences University of Stirling FK9 4LA"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"William F.","family":"Scott","sequence":"additional","affiliation":[{"name":"Scott: Part-time Lecturer and Tutor Institute of Human Sciences University of Oxford OX2 6QS."}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"7324","reference":[{"key":"i0743-6661-49-2-97-ref1","series-title":"J Insur Med","first-page":"49","article-title":"Projection of Impaired Life Expectancy in Individuals in the United Kingdom using Mortality Ratios","author":"Bowen Jones","year":"2021","unstructured":"Bowen Jones\n D,\n \n \n Gray\n N,\n \n \n Reid\n M,\n \n \n Scott W\n F.\n \n \n Projection of Impaired Life Expectancy in Individuals in the United Kingdom using Mortality Ratios.\n\t\t\t\t\tJ Insur Med. Accepted for publication.\n\t\t\t\t\t2021;\n\t\t\t\t\t49."},{"key":"i0743-6661-49-2-97-ref2","unstructured":"Government Actuary's Department.\n Actuarial Tables: With explanatory notes for use in Personal Injury and Fatal Accident Cases, 8th edition. Published online 2020. Available at: https:\/\/www.gov.uk\/government\/publications\/ogden-tables-actuarial-compensation-tables-for-injury-and-death","article-title":"Actuarial Tables: With explanatory notes for use in Personal Injury and Fatal Accident Cases"},{"key":"i0743-6661-49-2-97-ref3","series-title":"J Insur Med","first-page":"164","article-title":"Prediction of Life Expectancy in Individuals in the United Kingdom Using Current Cohort Tables","volume":"44","author":"Bowen-Jones","year":"2014","unstructured":"Bowen-Jones\n D,\n \n \n Chukwuemeka\n N,\n \n \n Morris\n J.\n \n \n Prediction of Life Expectancy in Individuals in the United Kingdom Using Current Cohort Tables.\n\t\t\t\t\tJ Insur Med.\n\t\t\t\t\t2014;\n\t\t\t\t\t44:\n\t\t\t\t\t164-\n\t\t\t\t\t169."},{"key":"i0743-6661-49-2-97-ref4","unstructured":"Office for National Statistics.\n National Population Projections: 2018-Based. Published October 21, 2019. Accessed July 1, 2020. Available at: https:\/\/www.ons.gov.uk\/peoplepopulationandcommunity\/populationandmigration\/populationprojections\/bulletins\/nationalpopulationprojections\/2018based\/relateddata","article-title":"National Population Projections: 2018-Based"},{"key":"i0743-6661-49-2-97-ref5","series-title":"Eur J Cardiothorac Surg","doi-asserted-by":"publisher","first-page":"156","DOI":"10.1016\/j.ejcts.2008.06.050","article-title":"Late risk of outcomes for adults with repaired tetralogy of Fallot from an inception cohort spanning four decades","volume":"35","author":"Hickey","year":"2009","unstructured":"Hickey\n EJ,\n \n \n Veldtman\n G,\n \n \n Bradley\n TJ,\n \n \n et\u00a0al.\n Late risk of outcomes for adults with repaired tetralogy of Fallot from an inception cohort spanning four decades.\n\t\t\t\t\tEur J Cardiothorac Surg.\n\t\t\t\t\t2009;\n\t\t\t\t\t35:\n\t\t\t\t\t156-\n\t\t\t\t\t164. doi:\n\t\t\t\t\t10.1016\/j.ejcts.2008.06.050"},{"key":"i0743-6661-49-2-97-ref6","series-title":"J Insur Med","first-page":"17","article-title":"The Impact of Excess Mortality on Life Expectancy - Tables Based on Levels of EDR (Excess Death Rate) and Rates in the U.S. Decennial Life Tables for 1989-91 (White Population)","volume":"30","author":"Singer","year":"1998","unstructured":"Singer\n RB.\n \n \n The Impact of Excess Mortality on Life Expectancy - Tables Based on Levels of EDR (Excess Death Rate) and Rates in the U.S. Decennial Life Tables for 1989-91 (White Population).\n\t\t\t\t\tJ Insur Med.\n\t\t\t\t\t1998;\n\t\t\t\t\t30:\n\t\t\t\t\t17."},{"key":"i0743-6661-49-2-97-ref7","series-title":"J Insur Med","first-page":"20","article-title":"Estimation of future mortality rates and life expectancy in chronic medical conditions","volume":"37","author":"Strauss","year":"2005","unstructured":"Strauss\n DJ,\n \n \n Vachon\n PJ,\n \n \n Shavelle\n RM.\n \n \n Estimation of future mortality rates and life expectancy in chronic medical conditions.\n\t\t\t\t\tJ Insur Med.\n\t\t\t\t\t2005;\n\t\t\t\t\t37:\n\t\t\t\t\t20-\n\t\t\t\t\t34."},{"key":"i0743-6661-49-2-97-ref8","series-title":"J Insur Med","first-page":"53","article-title":"The Conversion of Mortality Ratios to a Numerical Rating Classification for Life Insurance Underwriting","volume":"20","author":"Singer","year":"1988","unstructured":"Singer\n RB.\n \n \n The Conversion of Mortality Ratios to a Numerical Rating Classification for Life Insurance Underwriting.\n\t\t\t\t\tJ Insur Med.\n\t\t\t\t\t1988;\n\t\t\t\t\t20:\n\t\t\t\t\t53-\n\t\t\t\t\t61."}],"container-title":["Journal of Insurance Medicine"],"original-title":[],"link":[{"URL":"https:\/\/jim.kglmeridian.com\/view\/journals\/insm\/49\/2\/article-p97.xml","content-type":"text\/html","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/meridian.allenpress.com\/jim\/article-pdf\/49\/2\/97\/3036545\/i0743-6661-49-2-97.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"syndication"},{"URL":"https:\/\/jim.kglmeridian.com\/downloadpdf\/journals\/insm\/49\/2\/article-p97.xml","content-type":"text\/html","content-version":"vor","intended-application":"syndication"},{"URL":"https:\/\/jim.kglmeridian.com\/downloadpdf\/journals\/insm\/49\/2\/article-p97.xml","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,5,16]],"date-time":"2025-05-16T00:39:47Z","timestamp":1747355987000},"score":1,"resource":{"primary":{"URL":"https:\/\/jim.kglmeridian.com\/view\/journals\/insm\/49\/2\/article-p97.xml"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2022]]},"references-count":8,"journal-issue":{"issue":"2"},"URL":"https:\/\/doi.org\/10.17849\/insm-49-02-01","relation":{},"ISSN":["0743-6661"],"issn-type":[{"type":"print","value":"0743-6661"}],"subject":[],"published":{"date-parts":[[2022]]}}}