{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,12,31]],"date-time":"2025-12-31T16:14:24Z","timestamp":1767197664143,"version":"build-2238731810"},"reference-count":18,"publisher":"Cambridge University Press (CUP)","issue":"1","license":[{"start":{"date-parts":[[2015,4,17]],"date-time":"2015-04-17T00:00:00Z","timestamp":1429228800000},"content-version":"unspecified","delay-in-days":2908,"URL":"https:\/\/www.cambridge.org\/core\/terms"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["ASTIN Bull."],"published-print":{"date-parts":[[2007,5]]},"abstract":"<jats:p>Cordeiro (2002a) has presented a multiple state model for Income Protection (formerly known as Permanent Health Insurance) which enables us to analyse claims by cause of disability. In that paper average claim durations conditioned on recovery have been calculated.<\/jats:p>\n                  <jats:p>Since, when an Income Protection claim is reported, the insurance company never knows whether it will end in recovery, in death or in expiry, to analyse only average claim durations conditioned on recovery could be misleading, specially for the people responsible for the claims control process.<\/jats:p>\n                  <jats:p>The main purpose of this paper is to calculate average claim durations conditioned on death and average claim durations not conditioned on any particular mode of claim termination. We calculate these claim durations for different deferred periods, causes of disability and ages at the beginning of sickness and we analyse the results obtained.<\/jats:p>","DOI":"10.2143\/ast.37.1.2020802","type":"journal-article","created":{"date-parts":[[2007,6,4]],"date-time":"2007-06-04T05:02:05Z","timestamp":1180933325000},"page":"133-148","source":"Crossref","is-referenced-by-count":1,"title":["Some Notes on the Average Duration of an Income Protection Claim"],"prefix":"10.1017","volume":"37","author":[{"given":"Isabel Maria Ferraz","family":"Cordeiro","sequence":"first","affiliation":[]}],"member":"56","published-online":{"date-parts":[[2015,4,17]]},"reference":[{"key":"S051503610001477X_bib016","doi-asserted-by":"publisher","DOI":"10.1017\/S0020268100041731"},{"key":"S051503610001477X_bib012","first-page":"169","article-title":"The Statistical Theory of Demographic Rates \u2013 A Review of Current Developments","volume":"3","author":"Hoem","year":"1976","journal-title":"Scandinavian Journal of Statistics"},{"key":"S051503610001477X_bib008","doi-asserted-by":"publisher","DOI":"10.2143\/AST.32.2.1033"},{"key":"S051503610001477X_bib005","volume-title":"Continuous Mortality Investigation Reports","volume":"20","year":"2001"},{"key":"S051503610001477X_bib017","first-page":"101","article-title":"The Recursive Calculation of the Moments of the Profit on a Sickness Insurance Policy","volume":"9","author":"Waters","year":"1990","journal-title":"Insurance: Mathematics and Economics"},{"key":"S051503610001477X_bib015","volume-title":"1990-99 Individual Disability Experience Committee Report","year":"2005"},{"key":"S051503610001477X_bib004","volume-title":"Continuous Mortality Investigation Reports","volume":"18","year":"2000"},{"key":"S051503610001477X_bib003","volume-title":"Continuous Mortality Investigation Reports","volume":"15","year":"1996"},{"key":"S051503610001477X_bib013","first-page":"171","article-title":"The Versatility of the Markov Chain as a Tool in the Mathematics of Life Insurance","volume":"R","author":"Hoem","year":"1988","journal-title":"Transactions of the 23rd International Congress of Actuaries"},{"key":"S051503610001477X_bib002","volume-title":"Continuous Mortality Investigation Reports","volume":"12","year":"1991"},{"key":"S051503610001477X_bib006","volume-title":"Continuous Mortality Investigation Reports","volume":"22","year":"2005"},{"key":"S051503610001477X_bib009","volume-title":"Actuarial Models for Disability Insurance","author":"Haberman","year":"1999"},{"key":"S051503610001477X_bib007","first-page":"167","article-title":"A Multiple State Model for the Analysis of Permanent Health Insurance Claims by Cause of Disability","volume":"30","author":"Cordeiro","year":"2002","journal-title":"Insurance: Mathematics and Economics"},{"key":"S051503610001477X_bib018","article-title":"Life Insurance Mathematics (The Markovian Model)","volume":"2","author":"Wolthuis","year":"1994","journal-title":"CAIRE Education Series"},{"key":"S051503610001477X_bib001","first-page":"449","article-title":"Report of the Committee to Recommend New Disability Tables for Valuation","volume":"37","year":"1985","journal-title":"Transactions of Society of Actuaries"},{"key":"S051503610001477X_bib011","volume-title":"Population Dynamics","author":"Hoem","year":"1972"},{"key":"S051503610001477X_bib010","first-page":"301","article-title":"Some Notes on the Qualifying Period in Disability Insurance II. Problems of Maximum Likelihood Estimation","volume":"69","author":"Hoem","year":"1969","journal-title":"Mitteilungen der Vereinigung schweizerischer Versicherungsmathematiker"},{"key":"S051503610001477X_bib014","volume-title":"Continuous Mortality Investigation Working Paper","volume":"23","year":"2006"}],"container-title":["ASTIN Bulletin"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/www.cambridge.org\/core\/services\/aop-cambridge-core\/content\/view\/S051503610001477X","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2023,3,21]],"date-time":"2023-03-21T06:10:26Z","timestamp":1679379026000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.cambridge.org\/core\/product\/identifier\/S051503610001477X\/type\/journal_article"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2007,5]]},"references-count":18,"aliases":["10.1017\/s051503610001477x"],"journal-issue":{"issue":"1","published-print":{"date-parts":[[2007,5]]}},"alternative-id":["S051503610001477X"],"URL":"https:\/\/doi.org\/10.2143\/ast.37.1.2020802","relation":{},"ISSN":["0515-0361","1783-1350"],"issn-type":[{"value":"0515-0361","type":"print"},{"value":"1783-1350","type":"electronic"}],"subject":[],"published":{"date-parts":[[2007,5]]}}}