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Comparisons were made between those students who paid their cards off each month, called convenience users, and those who carried a monthly balance forward on scores on total self-control and impulsivity, and number of credit cards possessed. A significant difference in self-control scores was found between these two groups and also for mean impulsivity scores. Significantly fewer credit cards were possessed by students who paid their cards off each month than by those who carried a monthly balance.<\/jats:p>","DOI":"10.2466\/pr0.2003.92.3c.1067","type":"journal-article","created":{"date-parts":[[2011,8,31]],"date-time":"2011-08-31T12:29:09Z","timestamp":1314793749000},"page":"1067-1078","source":"Crossref","is-referenced-by-count":21,"title":["Self-Control and Credit-Card Use among College Students"],"prefix":"10.1177","volume":"92","author":[{"given":"Phylis M.","family":"Mansfield","sequence":"first","affiliation":[{"name":"Penn State Erie"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Mary Beth","family":"Pinto","sequence":"additional","affiliation":[{"name":"Penn State Erie"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Diane H.","family":"Parente","sequence":"additional","affiliation":[{"name":"Penn State Erie"}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"179","published-online":{"date-parts":[[2003,6,1]]},"reference":[{"key":"bibr1-pr0.2003.92.3c.1067","doi-asserted-by":"publisher","DOI":"10.1007\/BF02887286"},{"key":"bibr2-pr0.2003.92.3c.1067","doi-asserted-by":"publisher","DOI":"10.1007\/BF01064461"},{"key":"bibr3-pr0.2003.92.3c.1067","doi-asserted-by":"publisher","DOI":"10.2307\/1143797"},{"key":"bibr4-pr0.2003.92.3c.1067","doi-asserted-by":"publisher","DOI":"10.1086\/338209"},{"key":"bibr5-pr0.2003.92.3c.1067","doi-asserted-by":"publisher","DOI":"10.1521\/jscp.2000.19.1.29"},{"key":"bibr6-pr0.2003.92.3c.1067","unstructured":"Brenner L. 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