{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,18]],"date-time":"2026-03-18T21:59:11Z","timestamp":1773871151211,"version":"3.50.1"},"reference-count":22,"publisher":"Tsinghua University Press","issue":"4","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["Big Data Min. Anal."],"published-print":{"date-parts":[[2023,12]]},"DOI":"10.26599\/bdma.2022.9020037","type":"journal-article","created":{"date-parts":[[2023,8,29]],"date-time":"2023-08-29T18:00:06Z","timestamp":1693332006000},"page":"478-490","source":"Crossref","is-referenced-by-count":23,"title":["AI-Based Hybrid Models for Predicting Loan Risk in the Banking Sector"],"prefix":"10.26599","volume":"6","author":[{"given":"Vikas","family":"Kumar","sequence":"first","affiliation":[{"name":"Dr. B. R. Ambedkar National Institute of Technology Jalandhar,Humanities and Management Department,Jalandhar,India,144027"}]},{"given":"Shaiku Shahida","family":"Saheb","sequence":"additional","affiliation":[{"name":"Lovely Professional University,Mittal School of Business,Phagwara,India,144402"}]},{"family":"Preeti","sequence":"additional","affiliation":[{"name":"Kanya Maha Vidyalaya (KMV),Department of Commerce &#x0026; Business Administration,Jalandhar,India,144004"}]},{"given":"Atif","family":"Ghayas","sequence":"additional","affiliation":[{"name":"Gitam (to be deemed university),School of Management,Bangalore,India,561203"}]},{"given":"Sunil","family":"Kumari","sequence":"additional","affiliation":[{"name":"Indra Gandhi University,Government College for Women,Ateli,India,123021"}]},{"given":"Jai Kishan","family":"Chandel","sequence":"additional","affiliation":[{"name":"Kurukshetra University,Institute of Management Studies,Kurukshetra,India,136119"}]},{"given":"Saroj Kumar","family":"Pandey","sequence":"additional","affiliation":[{"name":"GLA University,Department of Computer Engineering and Applications,Mathura,India,281406"}]},{"given":"Santosh","family":"Kumar","sequence":"additional","affiliation":[{"name":"Jaipuriya Institute of Management,Department of Management,Jaipur,India,302033"}]}],"member":"11138","reference":[{"key":"ref1","doi-asserted-by":"publisher","DOI":"10.1016\/j.eswa.2019.03.028"},{"key":"ref2","doi-asserted-by":"publisher","DOI":"10.1016\/j.jfs.2018.11.002"},{"key":"ref3","doi-asserted-by":"publisher","DOI":"10.1016\/j.eswa.2006.07.005"},{"key":"ref4","doi-asserted-by":"publisher","DOI":"10.22434\/IFAMR2020.0019"},{"key":"ref5","doi-asserted-by":"publisher","DOI":"10.1016\/j.jbankfin.2020.105979"},{"key":"ref6","doi-asserted-by":"publisher","DOI":"10.1080\/14631377.2019.1640981"},{"key":"ref7","doi-asserted-by":"publisher","DOI":"10.21314\/JOR.2014.275"},{"key":"ref8","doi-asserted-by":"publisher","DOI":"10.1002\/ijfe.2126"},{"issue":"3","key":"ref9","first-page":"127","article-title":"Credit risk modeling for companies default prediction using neural networks","volume":"19","author":"Dima","year":"2016","journal-title":"Romanian Journal of Economic Forecasting"},{"issue":"4","key":"ref10","first-page":"2978","article-title":"The role of bank analysts and scores in the prediction of financial distress: Evidence from French farms","volume":"40","author":"Enjolras","year":"2020","journal-title":"Economics Bulletin"},{"key":"ref11","doi-asserted-by":"publisher","DOI":"10.1080\/15427560.2019.1553176"},{"key":"ref12","doi-asserted-by":"publisher","DOI":"10.3390\/risks6020055"},{"key":"ref13","doi-asserted-by":"publisher","DOI":"10.1016\/j.eswa.2017.03.017"},{"key":"ref14","doi-asserted-by":"publisher","DOI":"10.21314\/JCR.2017.239"},{"key":"ref15","doi-asserted-by":"publisher","DOI":"10.1016\/j.econlet.2020.109524"},{"key":"ref16","doi-asserted-by":"publisher","DOI":"10.30525\/2256-0742\/2017-3-4-216-223"},{"key":"ref17","doi-asserted-by":"publisher","DOI":"10.1177\/09721509211026789"},{"key":"ref18","doi-asserted-by":"publisher","DOI":"10.1016\/j.micpro.2020.103594"},{"key":"ref19","doi-asserted-by":"publisher","DOI":"10.1016\/j.dss.2016.02.002"},{"key":"ref20","doi-asserted-by":"publisher","DOI":"10.1504\/IJICBM.2019.099289"},{"key":"ref21","doi-asserted-by":"publisher","DOI":"10.1016\/j.knosys.2016.03.023"},{"key":"ref22","doi-asserted-by":"publisher","DOI":"10.1016\/j.jaccpubpol.2010.09.009"}],"container-title":["Big Data Mining and Analytics"],"original-title":[],"link":[{"URL":"http:\/\/xplorestaging.ieee.org\/ielx7\/8254253\/10233239\/10233246.pdf?arnumber=10233246","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2024,3,8]],"date-time":"2024-03-08T01:53:57Z","timestamp":1709862837000},"score":1,"resource":{"primary":{"URL":"https:\/\/ieeexplore.ieee.org\/document\/10233246\/"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2023,12]]},"references-count":22,"journal-issue":{"issue":"4"},"URL":"https:\/\/doi.org\/10.26599\/bdma.2022.9020037","relation":{},"ISSN":["2096-0654","2097-406X"],"issn-type":[{"value":"2096-0654","type":"print"},{"value":"2097-406X","type":"electronic"}],"subject":[],"published":{"date-parts":[[2023,12]]}}}