{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2025,2,20]],"date-time":"2025-02-20T05:18:30Z","timestamp":1740028710940,"version":"3.37.3"},"reference-count":0,"publisher":"IOS Press","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2009]]},"abstract":"<jats:p>Banks (financial services providers in general) are taking risk with process of lending funds to small and medium sized enterprises. It is necessary for them to decrease risk resulting from issuing loans in any possible way. This article deals with options of decreasing risk by gaining and analyzing information from electronic platforms and environment. Electronic systems supporting enterprises and banks and integrating supply and demand of products and money on its platform can contain valuable information which can be used by banks to classify client's ability to repay a loan. It is even more necessary to have real time information when loans are short-termed and financial service provider needs to rate clients quickly and more flexibly.<\/jats:p>","DOI":"10.3233\/978-1-58603-946-2-229","type":"book-chapter","created":{"date-parts":[[2025,2,19]],"date-time":"2025-02-19T18:02:07Z","timestamp":1739988127000},"source":"Crossref","is-referenced-by-count":0,"title":["Credit Risk Decreasing By Usage Of Electronic Platforms"],"prefix":"10.3233","author":[{"family":"Veja&ccaron;ka Martin","sequence":"additional","affiliation":[]},{"family":"Vincov&aacute; Krist&iacute;na","sequence":"additional","affiliation":[]}],"member":"7437","container-title":["Ambient Intelligence and Smart Environments","Ambient Intelligence Perspectives"],"original-title":[],"deposited":{"date-parts":[[2025,2,19]],"date-time":"2025-02-19T18:32:53Z","timestamp":1739989973000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.medra.org\/servlet\/aliasResolver?alias=iospressISSNISBN&issn=1875-4163&volume=1&spage=229"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2009]]},"references-count":0,"URL":"https:\/\/doi.org\/10.3233\/978-1-58603-946-2-229","relation":{},"ISSN":["1875-4163"],"issn-type":[{"value":"1875-4163","type":"print"}],"subject":[],"published":{"date-parts":[[2009]]}}}