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Unlike the aforementioned centralized approach, training of intelligent models via the federated learning (FEDL) mechanism can be carried out using decentralized data. This process ensures that privacy and protection of sensitive information can be managed by a user or an organization, employing a single universal model for all users. This model should apply average aggregation methods to the set of cooperative training data. This raises serious concerns for the effectiveness of this universal approach and, therefore, for the validity of FEDL architectures in general. Generally, it flattens the unique needs of individual users without considering the local events to be managed. This paper proposes an innovative hybrid explainable semi-personalized federated learning model, that utilizes Shapley Values and Lipschitz Constant techniques, in order to create personalized intelligent models. It is based on the needs and events that each individual user is required to address in a federated format. Explanations are the assortment of characteristics of the interpretable system, which, in the case of a specified illustration, helped to bring about a conclusion and provided the function of the model on both local and global levels. 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