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However, there may be a large number of irrelevant features in the credit scoring dataset. Due to irrelevant features, the credit scoring models may lead to poorer classification performances and higher complexity. So, by removing redundant and irrelevant features may overcome the problem with large number of features. In this work, we emphasized on the role of feature selection to enhance the predictive performance of credit scoring model. Towards to feature selection, Binary BAT optimization technique is utilized with a novel fitness function. Further, proposed approach aggregated with \u201cRadial Basis Function Neural Network (RBFN)\u201d, \u201cSupport Vector Machine (SVM)\u201d and \u201cRandom Forest (RF)\u201d for classification. Proposed approach is validated on four bench-marked credit scoring datasets obtained from UCI repository. Further, the comprehensive investigational results analysis are directed to show the comparative performance of the classification tasks with features selected by various approaches and other state-of-the-art approaches for credit scoring.<\/jats:p>","DOI":"10.3233\/jifs-189876","type":"journal-article","created":{"date-parts":[[2021,3,30]],"date-time":"2021-03-30T14:37:42Z","timestamp":1617115062000},"page":"5561-5570","update-policy":"https:\/\/doi.org\/10.1177\/sage-journals-update-policy","source":"Crossref","is-referenced-by-count":9,"title":["BAT algorithm based feature selection: Application in credit scoring"],"prefix":"10.1177","volume":"41","author":[{"given":"Diwakar","family":"Tripathi","sequence":"first","affiliation":[{"name":"Thapar Institute of Engineering &amp; Technology Patiala, Punjab, India"}]},{"given":"B.","family":"Ramachandra Reddy","sequence":"additional","affiliation":[{"name":"SRM University AP-Andhra Pradesh, India"}]},{"given":"Y.C.A.","family":"Padmanabha Reddy","sequence":"additional","affiliation":[{"name":"Madanapalle Institute of Technology &amp; Science Madanapalle, Andhra Pradesh, India"}]},{"given":"Alok Kumar","family":"Shukla","sequence":"additional","affiliation":[{"name":"VIT-AP University, Amaravati, Andhra Pradesh, India"}]},{"given":"Ravi Kant","family":"Kumar","sequence":"additional","affiliation":[{"name":"SRM University AP-Andhra Pradesh, India"}]},{"given":"Neeraj Kumar","family":"Sharma","sequence":"additional","affiliation":[{"name":"SRM University AP-Andhra Pradesh, India"}]}],"member":"179","published-online":{"date-parts":[[2021,3,27]]},"reference":[{"key":"e_1_3_1_2_2","unstructured":"UCI machine learning repository (Last Accessed 2019\/12\/25) https:\/\/archive.ics.uci.edu\/ml\/index.php"},{"key":"e_1_3_1_3_2","doi-asserted-by":"crossref","unstructured":"Bequ\u00e9A. and LessmannS. 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