{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,2,2]],"date-time":"2026-02-02T15:24:07Z","timestamp":1770045847362,"version":"3.49.0"},"reference-count":17,"publisher":"SAGE Publications","issue":"6","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["IFS"],"published-print":{"date-parts":[[2021,6,21]]},"abstract":"<jats:p>This study examines the application of the business model of supply chain finance depending on the core enterprise, to the credit financing of transportation capacity enterprises. It studies the credit transmission characteristics regarding core enterprise credit radiation, presents the core enterprise credit segmentation and credit pricing, and transforms them into the calculation of credit guarantee and the default probability of core enterprises. Credit guarantee is regarded as a constraint of financial institutions\u2019 credit decisions. Using probability density and logistic tools, we construct a profit maximization model for financial institutions and solve their optimal credit decision for a specific interest rate. Through numerical experiments, we verify the validity of the model and conclude that increasing the business volume between financing enterprises and core enterprises or reducing the probability of default can effectively improve financial institutions\u2019 credit line.<\/jats:p>","DOI":"10.3233\/jifs-201818","type":"journal-article","created":{"date-parts":[[2021,4,9]],"date-time":"2021-04-09T12:13:22Z","timestamp":1617970402000},"page":"10811-10824","source":"Crossref","is-referenced-by-count":7,"title":["The credit analysis of transportation capacity supply chain finance based on core enterprise credit radiation"],"prefix":"10.1177","volume":"40","author":[{"given":"Lili","family":"Xu","sequence":"first","affiliation":[{"name":"School of Management, Shanghai University, Modern Logistics Research Center, Shanghai, China"}]},{"given":"Feng","family":"Liu","sequence":"additional","affiliation":[{"name":"School of Management, Shanghai University, Modern Logistics Research Center, Shanghai, China"}]},{"given":"Xuejian","family":"Chu","sequence":"additional","affiliation":[{"name":"School of Management, Shanghai University, Modern Logistics Research Center, Shanghai, China"}]}],"member":"179","reference":[{"issue":"11","key":"10.3233\/JIFS-201818_ref3","doi-asserted-by":"crossref","first-page":"2945","DOI":"10.1016\/j.jbankfin.2006.05.008","article-title":"A more complete conceptual framework for SME finance","volume":"30","author":"Berger","year":"2006","journal-title":"Journal of Banking & Finance"},{"issue":"06","key":"10.3233\/JIFS-201818_ref5","first-page":"104","article-title":"Financing Model of Special-line Transportation Enterprise Based on Supply Chain Finance","volume":"39","author":"Daiqin","year":"2017","journal-title":"Logistic Engineering and Management"},{"issue":"18","key":"10.3233\/JIFS-201818_ref7","first-page":"48","article-title":"Research on the development Motivation and financing mode of supply chain 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