{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,10,5]],"date-time":"2026-10-05T18:49:14Z","timestamp":1791226154116,"version":"4.1.0"},"reference-count":69,"publisher":"Frontiers Media SA","license":[{"start":{"date-parts":[[2025,6,9]],"date-time":"2025-06-09T00:00:00Z","timestamp":1749427200000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/creativecommons.org\/licenses\/by\/4.0\/"}],"content-domain":{"domain":["frontiersin.org"],"crossmark-restriction":true},"short-container-title":["Front. Public Health"],"abstract":"<jats:sec>\n                    <jats:title>Background<\/jats:title>\n                    <jats:p>The current study aimed to investigate the factor structure, reliability, and validity of the Arabic adaptation of the InCharge Financial Distress\/Financial Well-Being Scale, and to examine a newly developed single-item measure of financial stress, the Single-Item Financial Stress scale (SIFiS), in a sample of Lebanese adults.<\/jats:p>\n                  <\/jats:sec>\n                  <jats:sec>\n                    <jats:title>Methods<\/jats:title>\n                    <jats:p>In this cross-sectional study, 403 participants completed an Arabic-translated version of the IFDFW scale via an online survey. Confirmatory factor analysis (CFA) was used to validate the scale.<\/jats:p>\n                  <\/jats:sec>\n                  <jats:sec>\n                    <jats:title>Results<\/jats:title>\n                    <jats:p>\n                      A one-factor structure was supported by the analysis. Internal reliability was excellent, with very high omega and alpha coefficients for the IFDFW scale (\n                      <jats:italic>\u03c9<\/jats:italic>\n                      \u202f=\u202f0.95,\n                      <jats:italic>\u03b1<\/jats:italic>\n                      \u202f=\u202f0.95). A significantly lower mean IFDFW score was found in males compared to females. On the other hand, no significant differences were found between males and females on the SIFiS scores. Greater financial burden was significantly associated with higher levels of depression, anxiety, and stress.\n                    <\/jats:p>\n                  <\/jats:sec>\n                  <jats:sec>\n                    <jats:title>Conclusion<\/jats:title>\n                    <jats:p>The findings confirm that the Arabic versions of the IFDFW scale and the SIFiS are valid and reliable. Their use is therefore recommended in various settings among Arabic-speaking adults. These simple and straightforward measurement tools may improve cross-cultural studies on financial well-being.<\/jats:p>\n                  <\/jats:sec>","DOI":"10.3389\/fpubh.2025.1570404","type":"journal-article","created":{"date-parts":[[2025,6,9]],"date-time":"2025-06-09T01:25:04Z","timestamp":1749432304000},"update-policy":"https:\/\/doi.org\/10.3389\/crossmark-policy","source":"Crossref","is-referenced-by-count":15,"title":["Arabic validation of the incharge financial distress\/financial well-being scale and the new single-item financial stress scale"],"prefix":"10.3389","volume":"13","author":[{"given":"Christian-Joseph","family":"El Zouki","sequence":"first","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Abdallah","family":"Chahine","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Rabih","family":"Hallit","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Diana","family":"Malaeb","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Sami","family":"El Khatib","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Antonio","family":"Nehme","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Sahar","family":"Obeid","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Feten","family":"Fekih-Romdhane","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Souheil","family":"Hallit","sequence":"additional","affiliation":[],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"1965","published-online":{"date-parts":[[2025,6,9]]},"reference":[{"key":"ref1","doi-asserted-by":"publisher","first-page":"228","DOI":"10.1016\/j.jbusres.2017.03.013","article-title":"Financial well-being: a conceptualization and research agenda","volume":"79","author":"Br\u00fcggen","year":"2017","journal-title":"J Bus Res"},{"key":"ref2","doi-asserted-by":"publisher","first-page":"34","DOI":"10.1037\/t60365-000","article-title":"Incharge financial distress\/financial well-being scale: development, administration, and score interpretation","volume":"17","author":"Prawitz","year":"2006","journal-title":"Financ Couns Plann"},{"key":"ref3","doi-asserted-by":"publisher","first-page":"187","DOI":"10.61190\/fsr.v29i3.3456","article-title":"Income more important than financial literacy for improving wellbeing","volume":"29","author":"West","year":"2021","journal-title":"FSR"},{"key":"ref4","doi-asserted-by":"publisher","first-page":"63","DOI":"10.5539\/ijbm.v8n11p63","article-title":"The relation between financial literacy, financial wellbeing and financial concerns","volume":"8","author":"Taft","year":"2013","journal-title":"IJBM"},{"key":"ref5","doi-asserted-by":"publisher","first-page":"271","DOI":"10.1177\/1440783309335648","article-title":"Casual employment in Australia: the influence of employment contract on financial well-being","volume":"45","author":"Buchler","year":"2009","journal-title":"J Sociol"},{"key":"ref6","doi-asserted-by":"publisher","first-page":"699","DOI":"10.1007\/s10834-011-9255-2","article-title":"Financial behaviors and financial well-being of college students: evidence from a national survey","volume":"32","author":"Gutter","year":"2011","journal-title":"J Fam Econ Iss"},{"key":"ref7","doi-asserted-by":"publisher","first-page":"e0294466","DOI":"10.1371\/journal.pone.0294466","article-title":"Impact of financial literacy, mental budgeting and self control on financial wellbeing: mediating impact of investment decision making","volume":"18","author":"Bai","year":"2023","journal-title":"PLoS One"},{"key":"ref8","first-page":"50","article-title":"College students and financial distress: exploring debt, financial satisfaction, and financial anxiety","volume":"24","author":"Archuleta","year":"2013","journal-title":"J Financ Couns Plan"},{"key":"ref9","doi-asserted-by":"publisher","first-page":"e0307137","DOI":"10.1371\/journal.pone.0307137","article-title":"Understanding money-management behaviour and its potential determinants among undergraduate students: a scoping review. 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