{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,6,2]],"date-time":"2026-06-02T21:05:33Z","timestamp":1780434333327,"version":"3.54.1"},"reference-count":15,"publisher":"MDPI AG","issue":"11","license":[{"start":{"date-parts":[[2019,10,29]],"date-time":"2019-10-29T00:00:00Z","timestamp":1572307200000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/creativecommons.org\/licenses\/by\/4.0\/"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["IJGI"],"abstract":"<jats:p>In this research, we have used spatial information analysis techniques and procedures to process storm, flood, and snow damage risks, and apply premium rates to produce a Storm and Flood Insurance Management Map. To calculate risk, we used ArcGIS\u2019s main features to overlay, integrate, and classify data. Moreover, we designed an ArcGIS Model Builder program to process very large amounts of risk data quickly and accurately. Excel\u2019s pivot feature was used to calculate areas and premium rates according to flood depth. In the case of Incheon metropolitan city, the average risk was 2.85 on the 4-level scale, which lies between \"alert\" and \"danger\" and corresponds to the 1st of the 4 premium rate grades. In particular, there were high risks and high premium rates in areas around ports, ocean beaches, and beaches connected to rivers. We expect that this insurance management map created using spatial information analysis techniques will provide useful data for scientific natural disaster response and prevention planning, rational insurance rate calculation and application, and promotion of policies, which identify and prevent areas at risk for frequent storm and flood damage.<\/jats:p>","DOI":"10.3390\/ijgi8110485","type":"journal-article","created":{"date-parts":[[2019,10,31]],"date-time":"2019-10-31T05:18:26Z","timestamp":1572499106000},"page":"485","update-policy":"https:\/\/doi.org\/10.3390\/mdpi_crossmark_policy","source":"Crossref","is-referenced-by-count":3,"title":["A Study on Storm and Flood Insurance Management Mapping: Case Study of Incheon Metropolitan City"],"prefix":"10.3390","volume":"8","author":[{"given":"Insu","family":"Lee","sequence":"first","affiliation":[{"name":"Korea Land and Geospatial Informatix Corporation, Wanju-gun, Jeollabuk-do 55365, Korea"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Junseok","family":"Lee","sequence":"additional","affiliation":[{"name":"National Institute of Ecology, Seochon-gun, Jeollabuk-do 33657, Korea"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Sungil","family":"Ham","sequence":"additional","affiliation":[{"name":"Korea Land and Geospatial Informatix Corporation, Wanju-gun, Jeollabuk-do 55365, Korea"}],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"1968","published-online":{"date-parts":[[2019,10,29]]},"reference":[{"key":"ref_1","unstructured":"Korea Ministry of Government Legislation (2018). 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Disaster Report, National Emergency Management Agency."},{"key":"ref_8","doi-asserted-by":"crossref","first-page":"101","DOI":"10.9798\/KOSHAM.2017.17.2.101","article-title":"A Study on Calculation and Verification Method of Natural Disaster Insurance Rate","volume":"17","author":"Lee","year":"2017","journal-title":"J. Korean Soc. Hazard Mitig."},{"key":"ref_9","unstructured":"Frederique, M., and Loat, R. (2007). Handbook on Good Practices for Flood Mapping in Europe Handbook on Good Practices for flood Mapping in Europe, European Exchange Circle on Flood Mapping (EXCIIMAP)."},{"key":"ref_10","unstructured":"(2019, March 10). Swiss Re Cat Net. Available online: https:\/\/www.swissre.com\/reinsurance\/property-and-casualty\/solutions\/property-specialty-solutions\/catnet.html."},{"key":"ref_11","doi-asserted-by":"crossref","first-page":"289","DOI":"10.5194\/nhess-9-289-2009","article-title":"Flood maps in Europe-methods, availability and use","volume":"9","author":"Aerts","year":"2009","journal-title":"Natural Hazards and Earth System Sciences."},{"key":"ref_12","doi-asserted-by":"crossref","first-page":"1295","DOI":"10.1007\/s11069-011-9732-9","article-title":"An integrated flood risk assessment model for property insurance industry in Taiwan","volume":"58","author":"Hsu","year":"2011","journal-title":"Nat. Hazards"},{"key":"ref_13","unstructured":"(2019, March 10). FEMA Flood Insurance Rate Map (FIRM), Available online: https:\/\/www.fema.gov\/flood-insurance-rate-map-firm."},{"key":"ref_14","unstructured":"(2019, March 10). Shinjuku City Shinjuku Flood Hazard Map. Available online: http:\/\/www.city.shinjuku.lg.jp\/anzen\/htdocs\/index.html."},{"key":"ref_15","first-page":"3","article-title":"Measures to Activate Storm and Flood Insurance Considering Comprehensive Reduction Measures","volume":"2","author":"Park","year":"2009","journal-title":"J. Korean Soc. Soc. Secur."}],"container-title":["ISPRS International Journal of Geo-Information"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/www.mdpi.com\/2220-9964\/8\/11\/485\/pdf","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,10,11]],"date-time":"2025-10-11T13:30:09Z","timestamp":1760189409000},"score":1,"resource":{"primary":{"URL":"https:\/\/www.mdpi.com\/2220-9964\/8\/11\/485"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2019,10,29]]},"references-count":15,"journal-issue":{"issue":"11","published-online":{"date-parts":[[2019,11]]}},"alternative-id":["ijgi8110485"],"URL":"https:\/\/doi.org\/10.3390\/ijgi8110485","relation":{},"ISSN":["2220-9964"],"issn-type":[{"value":"2220-9964","type":"electronic"}],"subject":[],"published":{"date-parts":[[2019,10,29]]}}}