{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,3,29]],"date-time":"2026-03-29T04:36:26Z","timestamp":1774758986926,"version":"3.50.1"},"reference-count":29,"publisher":"The Econometric Society","issue":"3","license":[{"start":{"date-parts":[[2020,1,1]],"date-time":"2020-01-01T00:00:00Z","timestamp":1577836800000},"content-version":"unspecified","delay-in-days":0,"URL":"http:\/\/creativecommons.org\/licenses\/by-nc\/4.0\/"}],"content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":["QE"],"abstract":"<jats:p>In this paper, we investigate the causes and consequences of \u201cunclaimed\u201d unemployment insurance (UI) benefits. A search model is developed where the costs to collecting UI benefits include both a traditional \u201cfixed\u201d administrative cost and an endogenous cost arising from worker and firm interactions. Experience rated taxes give firms an incentive to challenge a worker's UI claim, and these challenges are costly for the worker. Exploiting data on improper denials of UI benefits across states in the U.S. system, a two\u2010way fixed effects analysis shows a statistically significant negative relationship between the improper denials and the UI take\u2010up rate, providing empirical support for our model. We calibrate the model to elasticities implied by the two\u2010way fixed effects regression to quantify the relative size of these UI collection costs. The results imply that on average the costs associated with firm challenges of UI claims account for 41% of the total costs of collecting, with improper denials accounting for 8% of the total cost. The endogenous collection costs imply the unemployment rate responds much slower to changes in UI benefits relative to a model with fixed collection costs. Finally, removing all eligibility requirements and allowing workers to collect UI benefits without cost shows these costs to be 4.5% of expected output net of vacancy costs. Moreover, this change has minimal impact on the unemployment rate.<\/jats:p>","DOI":"10.3982\/qe940","type":"journal-article","created":{"date-parts":[[2020,7,16]],"date-time":"2020-07-16T06:48:03Z","timestamp":1594882083000},"page":"1059-1107","source":"Crossref","is-referenced-by-count":22,"title":["Eligibility, experience rating, and unemployment insurance take\u2010up"],"prefix":"10.3982","volume":"11","author":[{"given":"St\u00e9phane","family":"Auray","sequence":"first","affiliation":[{"name":"Department of Economics, CREST-Ensai"},{"name":"Department of Economics, ULCO"}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"David L.","family":"Fuller","sequence":"additional","affiliation":[{"name":"Department of Economics, University of Wisconsin-Oshkosh"}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"2359","published-online":{"date-parts":[[2020]]},"reference":[{"key":"quan200097-bib-0001","doi-asserted-by":"crossref","first-page":"141","DOI":"10.1086\/209916","volume":"17","author":"Albrecht","year":"1999","journal-title":"Journal of Labor Economics"},{"key":"quan200097-bib-0002","doi-asserted-by":"crossref","first-page":"913","DOI":"10.1162\/003355397555389","volume":"112","author":"Anderson","year":"1997","journal-title":"The Quarterly Journal of Economics"},{"issue":"1","key":"quan200097-bib-0003","doi-asserted-by":"crossref","first-page":"81","DOI":"10.1016\/S0047-2727(99)00112-7","volume":"78","author":"Anderson","year":"2000","journal-title":"Journal of Public Economics"},{"key":"quan200097-bib-0004","author":"Auray","year":"2020","journal-title":"Scandinavian Journal of Economics"},{"key":"quan200097-bib-0005","doi-asserted-by":"crossref","first-page":"1","DOI":"10.1016\/j.euroecorev.2018.11.005","volume":"112","author":"Auray","year":"2019","journal-title":"European Economic Review"},{"key":"quan200097-bib-0006","doi-asserted-by":"crossref","unstructured":"Auray, S. and D. L. Fuller (2020), \u201cSupplement to \u2018Eligibility, experience rating, and unemployment insurance take-up\u2019.\u201d Quantitative Economics Supplemental Material, 11, https:\/\/doi.org\/10.3982\/QE940.","DOI":"10.3982\/QE940"},{"key":"quan200097-bib-0007","doi-asserted-by":"crossref","first-page":"379","DOI":"10.1016\/0047-2727(78)90053-1","volume":"10","author":"Baily","year":"1978","journal-title":"Journal of Public Economics"},{"key":"quan200097-bib-0008","doi-asserted-by":"crossref","first-page":"1139","DOI":"10.2307\/3558984","volume":"38","author":"Bitler","year":"2003","journal-title":"Journal of Human resources"},{"key":"quan200097-bib-0009","doi-asserted-by":"crossref","first-page":"1157","DOI":"10.2307\/2937960","volume":"106","author":"Blank","year":"1991","journal-title":"The Quarterly Journal of Economics"},{"key":"quan200097-bib-0010","unstructured":"Blasco, S. and F. 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