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The fusion of traits is employed at three levels: feature level; feature level combined with match score level; and feature level combined with decision level. The main objective of this research is to observe effect of combined fusion levels on verification of an individual. The performance of three cases of fusion is measured in terms of EER and represented with ROC. The experiments performed on 100 different subjects from publicly available databases demonstrate that combining feature level with match score level and feature level with decision level fusion both outperforms fusion at only a feature level.<\/jats:p>","DOI":"10.4018\/ijcvip.2019100101","type":"journal-article","created":{"date-parts":[[2019,11,7]],"date-time":"2019-11-07T13:03:44Z","timestamp":1573131824000},"page":"1-14","source":"Crossref","is-referenced-by-count":2,"title":["Multimodal Biometrics Using Fingerprint, Palmprint, and Iris With a Combined Fusion Approach"],"prefix":"10.4018","volume":"9","author":[{"given":"Priti Shivaji","family":"Sanjekar","sequence":"first","affiliation":[{"name":"R C Patel Institute of Technology, Shirpur, Dist-Dhule, India"}]},{"given":"Jayantrao B.","family":"Patil","sequence":"additional","affiliation":[{"name":"R C Patel Institute of Technology, Shirpur, Dist-Dhule, India"}]}],"member":"2432","reference":[{"key":"IJCVIP.2019100101-0","doi-asserted-by":"publisher","DOI":"10.1016\/j.eswa.2016.07.009"},{"key":"IJCVIP.2019100101-1","doi-asserted-by":"publisher","DOI":"10.1016\/j.inffus.2013.09.001"},{"key":"IJCVIP.2019100101-2","doi-asserted-by":"publisher","DOI":"10.1109\/TSMCC.2010.2045374"},{"key":"IJCVIP.2019100101-3","doi-asserted-by":"publisher","DOI":"10.1109\/ISETC.2012.6408095"},{"key":"IJCVIP.2019100101-4","doi-asserted-by":"publisher","DOI":"10.1109\/ACCESS.2017.2694050"},{"key":"IJCVIP.2019100101-5","unstructured":"Fingerprint database. 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