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This article is an attempt to identify threats applicable to smartphones and classify them based on a broader category of threats. Existing vulnerabilities have been explored. In the light of the digital India campaign, security preparedness among Indian users has been assessed by carrying out a survey that reveals a poor level of preparedness among mobile users. Finally, the authors have proposed a lotus diagram (LD)-based framework to mitigate threats that can negatively impact mobile-based payment. The proposed method will greatly help in strengthening security and mitigating the threats for the user.<\/jats:p>","DOI":"10.4018\/ijide.2019100101","type":"journal-article","created":{"date-parts":[[2019,7,12]],"date-time":"2019-07-12T07:50:21Z","timestamp":1562917821000},"page":"1-17","source":"Crossref","is-referenced-by-count":0,"title":["LD Based Framework to Mitigate Threats in Mobile Based Payment System"],"prefix":"10.4018","volume":"10","author":[{"given":"Jitendra","family":"Singh","sequence":"first","affiliation":[{"name":"Dyal Singh Evening College, University of Delhi, New Delhi, India"}],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"2432","reference":[{"key":"IJIDE.2019100101-0","unstructured":"Adobe Security Bulletin. (2016, october 6). Security Updates Available for Adobe Acrobat and Reader. 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