{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,6,10]],"date-time":"2026-06-10T15:01:20Z","timestamp":1781103680116,"version":"3.54.1"},"reference-count":0,"publisher":"IGI Global Scientific Publishing","issue":"4","content-domain":{"domain":[],"crossmark-restriction":false},"short-container-title":[],"published-print":{"date-parts":[[2006,10,1]]},"abstract":"<p>This paper explores Australian domestic customers\u2019 choices with regard to Internet banking, examining why it is taken up by some Australians and not others. The constructivist conceptual framework and the grounded nature of the method enabled in-depth exploration of key issues not undertaken before by the mainly positivist studies. The purposeful sample of 32 participants was selected to represent the major categories of people relevant to the research. Everett Rogers\u2019 famous analysis of \u2018diffusion of innovations\u2019 was one theoretical framework used to illuminate the findings; the other was digital divide factors in relation to banking choices. The findings include 1) that the major motivation for people to adopt Internet banking is convenience, closely linked to time savings and ease of accessibility, as well as confidence and skill in Internet use; and 2) that, at the time of the study, digital divide factors were playing an important part in banking choices.<\/p>","DOI":"10.4018\/jthi.2006100102","type":"journal-article","created":{"date-parts":[[2011,2,15]],"date-time":"2011-02-15T14:03:55Z","timestamp":1297778635000},"page":"17-36","source":"Crossref","is-referenced-by-count":4,"title":["To Choose or Not to Choose"],"prefix":"10.4018","volume":"2","author":[{"given":"Kirsty","family":"Williamson","sequence":"first","affiliation":[{"name":"Monash University, Australia and Charles Sturt University, Australia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Sharman","family":"Lichtenstein","sequence":"additional","affiliation":[{"name":"Deakin University, Australia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Jen","family":"Sullivan","sequence":"additional","affiliation":[{"name":"Monash University, Australia"}],"role":[{"vocabulary":"crossref","role":"author"}]},{"given":"Don","family":"Schauder","sequence":"additional","affiliation":[{"name":"Monash University, Australia"}],"role":[{"vocabulary":"crossref","role":"author"}]}],"member":"2432","container-title":["International Journal of Technology and Human Interaction"],"original-title":[],"language":"ng","link":[{"URL":"https:\/\/www.igi-global.com\/viewtitle.aspx?TitleId=2889","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2022,6,1]],"date-time":"2022-06-01T23:48:30Z","timestamp":1654127310000},"score":1,"resource":{"primary":{"URL":"https:\/\/services.igi-global.com\/resolvedoi\/resolve.aspx?doi=10.4018\/jthi.2006100102"}},"subtitle":["Exploring Australians' Views about Internet Banking"],"short-title":[],"issued":{"date-parts":[[2006,10,1]]},"references-count":0,"journal-issue":{"issue":"4","published-print":{"date-parts":[[2006,10]]}},"URL":"https:\/\/doi.org\/10.4018\/jthi.2006100102","relation":{},"ISSN":["1548-3908","1548-3916"],"issn-type":[{"value":"1548-3908","type":"print"},{"value":"1548-3916","type":"electronic"}],"subject":[],"published":{"date-parts":[[2006,10,1]]}}}